June Marcia Williams

Your Insurance Agent in Inverness, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Inverness, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Inverness, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Inverness, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Inverness, FL

Inverness, FL — Your Local Producer

Hello Inverness! I love the unique blend of small-town charm and natural beauty we have here in Citrus County. It's a special place to build a life, and protecting that life is my passion. As a local licensed insurance producer, I'm here to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or plans for Critical Illness and Accident & Injury. My goal is to provide clear, straightforward guidance so you can find the right coverage for your family's needs. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), your neighbor and resource.

Old Citrus County Courthouse
Wallace Brooks Park
Valerie Theatre Cultural Center

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Inverness

225 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Lloyd Byrd

Life Including Variable Annuity & Health

NPN 21393358 Licensed 2024

Abagaile Grace Croteau

Life Including Variable Annuity & Health

NPN 20651545 Licensed 2023

Albert Jose Machado

Life Including Variable Annuity & Health

NPN 21758051 Licensed 2025

Alberta Lynn May

Life Including Variable Annuity & Health

NPN 21334770 Licensed 2024

Alison Bishop Campbell

Life Including Variable Annuity & Health

NPN 17170986 Licensed 2014

Amanda Butler

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21626774 Licensed 2025

Amanda Christine Dollar

Life Including Variable Annuity & Health

NPN 20782925 Licensed 2023

Amanda Linsey Kruis

Life Including Variable Annuity & Health

NPN 20204057 Licensed 2022

Amanda Lynn Meeks

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8087432 Licensed 2004

Amanda Marian Parmigiani

Life Including Variable Annuity & Health

NPN 18975570 Licensed 2019

Amber Lynn Collins

Life Including Variable Annuity & Health

NPN 21605250 Licensed 2025

Andrea Rene Crites

Life Including Variable Annuity & Health

NPN 22212655 Licensed 2026

Andrew J Lopez

Life Including Variable Annuity & Health

NPN 19711359 Licensed 2020

Andrew James Witherell

Life Including Variable Annuity & Health

NPN 13822307 Licensed 2023

Angela Louise Goss

Life Including Variable Annuity & Health

NPN 19302541 Licensed 2019

Angela S Wheeler

Life Including Variable Annuity & Health

NPN 16911181 Licensed 2012

Angella Glenette Graham

Life Including Variable Annuity & Health

NPN 21093875 Licensed 2024

Anthony Damato

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 16358410 Licensed 2017

Anthony Muse

Life Including Variable Annuity & Health

NPN 3696246 Licensed 2024

Anthony Pearce Power

Life Including Variable Annuity & Health

NPN 18927871 Licensed 2018

Anthony R Sanchez

Life Including Variable Annuity & Health

NPN 7914463 Licensed 2003

Apryl Renee White

Life Including Variable Annuity & Health

NPN 16728265 Licensed 2012

Aramis Velazquez

Life Including Variable Annuity & Health

NPN 19888594 Licensed 2021

Barbara Ann Macneill

Life Including Variable Annuity & Health

NPN 613201 Licensed 1996

View all 225 licensed term life producers in Inverness →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Inverness regional market. Rates are localized using regional health baselines.

Official Inverness Resources

County Citrus County

Population ~7,602

Lack of insurance (18–64) 11.9%

FIPS code 1233950

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Inverness rates. Start your quote request below.

FL OIR .GOV Citrus County Gov Portal .GOV

4.6 30 reviews

Photos by i pm , Vladimir Polozov , P B , Herve Andrieu via Google Maps

View on Google Maps

Inverness Government Center

Open now · Mon 8:00 AM – 5:00 PM

(352) 726-2611

inverness-fl.gov .GOV

212 W Main St, Inverness, FL 34450, USA

Recent Reviews

JustHavinFun ★★★★★

"The Military Service Memorial 🪖 is beautiful. The detail on the sculptures is incredible. The entire ensemble with the wall, the sculpture base, and the benches, all in black marble, inspires reflect…"

P B ★★★★★

"Pictures don't do this beautiful Military Memorial justice, it's absolutely stunning."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Inverness

More Insurance Options in Inverness, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Inverness?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Inverness, FL

Inverness, FL — Your Local Producer

Licensed Term Life Producers in Inverness

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Inverness Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Inverness, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Inverness?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Citrus County

Beverly Hills Coverage Guide

Black Diamond Financial Security

Citrus Springs Wealth Strategy

Crystal River Financial Security

Floral City Financial Security

Hernando Wealth Strategy

Homosassa Financial Security

Lecanto Coverage Guide

Pine Ridge Financial Security

Sugarmill Woods Financial Security

The Anthony Legacy Plan

The Belleview Legacy Plan

Citra Wealth Strategy

Dunnellon Wealth Strategy

Liberty Triangle Life Protection

McIntosh Life Protection

The Ocala Legacy Plan

Ocklawaha Life Protection

Salt Springs Coverage Guide

The Silver Springs Shores East Legacy Plan

The Bayport Legacy Plan

Brookridge Financial Security

The Brooksville Legacy Plan

The Masaryktown Legacy Plan

The Nobleton Legacy Plan

North Brooksville Wealth Strategy

Ridge Manor West Coverage Guide

Spring Hill Coverage Guide

Timber Pines Coverage Guide

Weeki Wachee Financial Security

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Inverness Resources