June Marcia Williams

Your Insurance Agent in Citrus Springs, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Citrus Springs, FL...

National Producer No.

17209549

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Life Insurance in Citrus Springs, FL

Dedicated Coverage Options from Final Expense to Term Life in Citrus County

The Smart Choice for Dependable Life Insurance in Citrus Springs, FL

Your local licensed agent in Citrus Springs, Citrus County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Citrus Springs, Citrus County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Citrus Springs, FL

Citrus Springs, FL — Your Local Producer

For those of us who call Citrus Springs home, we appreciate the quiet, natural beauty that defines life in Citrus County. I'm June Marcia Williams, a local licensed insurance producer dedicated to helping my neighbors secure their financial futures. Whether you're planning for the long term with Term, Whole, or Universal Life insurance, or seeking protection for unexpected events with Critical Illness or Final Expense plans, I can help you navigate your options. My goal is to provide clear, personalized guidance so you can make confident decisions for your family. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Citrus Springs Elementary School
Citrus Springs Community Center
Withlacoochee State Trail

NPN17209549FL LicenseW840529

Citrus Springs is home to approximately 11,100 residents in Citrus County, with a median age of 44.3 and a median household income of $60,200. About 89% of homes are owner-occupied; the median home value is $194,000. 20% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 9% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Citrus Springs households.

How Citrus Springs compares to Citrus County

CITRUS COUNTY · 155K RESIDENTS CITRUS SPRINGS · 11K RESIDENTS

155,173 CITRUS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

11,074 CITRUS SPRINGS RESIDENTS ↳ 7.1% of Citrus County residents

Underwriting Guidelines

Are Citrus Springs residents with obesity able to qualify for life insurance?

Yes. Citrus County's health profile — 155,000 residents, 12.4% uninsured, 33.8% adults with obesity, 39.2% with high blood pressure — shapes how A-rated carriers tier rate classes for Citrus Springs applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Citrus Hills →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Citrus County Gov Portal .GOV

Population ~11,074

Lack of health insurance (18–64) 13.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1212450

Photos by jc mccall , Nobby , Erica Sauve , Speaking River via Google Maps

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Citrus Springs

Citrus Springs, FL, USA

Available in Citrus Springs

Life Insurance Products in Citrus Springs, FL

9 insurance products available in Citrus Springs

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Citrus County and Nearby Florida Counties

Life Insurance by City Near Citrus Springs, FL

931 licensed producers on public record in Citrus County.

🌟 Cities Served near Citrus Springs

30 Cities · 3 Counties

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Citrus Springs, Florida

Florida DFS public records show 108 actively licensed insurance producers with business addresses in Citrus Springs (Citrus County County). 93 hold Life & Health authority; 26 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

108Licensed producers

93Life & Health

26General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Mary Kay Major

Life Including Variable Annuity & Health

NPN 542117 Licensed 1991

Deborah Lynn Horowitz

Life Including Variable Annuity & Health

NPN 479102 Licensed 2026

Eric Thum

Life Including Variable Annuity & Health

NPN 1018685 Licensed 2024

Bradford Jay Filsinger

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 625142 Licensed 1983

Rebecca A Frazee

General Lines (Property & Casualty)

NPN 1339207 Licensed 2001

Bradford Jay Filsinger

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 625142 Licensed 1983

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Citrus Springs.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Citrus Springs Life Insurance Questions

💰

How much does life insurance cost in Citrus Springs?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Citrus Springs

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Citrus Springs?

Yes. June serves all of Citrus Springs and every municipality in Citrus County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Citrus Springs, FL

Dedicated Coverage Options from Final Expense to Term Life in Citrus County

The Smart Choice for Dependable Life Insurance in Citrus Springs, FL

Citrus Springs, FL — Your Local Producer

How Citrus Springs compares to Citrus County

Are Citrus Springs residents with obesity able to qualify for life insurance?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Citrus Springs, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Citrus Springs, FL

🌟 Cities Served near Citrus Springs

Licensed Insurance Agents in Citrus Springs, Florida

Browse producers by line

Featured licensed producers

Know your rights in Citrus Springs.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Citrus Springs Life Insurance Questions

How much does life insurance cost in Citrus Springs?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Citrus Springs?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources