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Home›Maryland›Somerset County›Deal Island

June Marcia Williams — Licensed Insurance Agent in Deal Island, MD
June Marcia Williams
Your Insurance Agent in Deal Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Deal Island, MD...
National Producer No.
17209549
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Life Insurance in Deal Island, MD

Top-Rated Financial Protection for Deal Island Residents

Honest, Local Insurance Guidance for Your Family's Future in Somerset County

Your local licensed agent in Deal Island, Somerset County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Deal Island, Somerset County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Deal Island, MD

Deal Island, MD — Your Local Producer

For my neighbors in Deal Island and throughout Somerset County, the unique rhythm of life on the bay is something special. I believe that protecting your family's future should be just as straightforward and dependable as our local traditions. As a licensed insurance producer, I'm here to help you navigate your options for personal insurance, from term and whole life policies to final expense and critical illness coverage. My goal is to listen to your needs and help you understand the plans that can provide peace of mind. I'm June Marcia Williams, ready to assist you. (NPN: 17209549, Maryland License No: 3004137002)

  • Deal Island Wildlife Management Area
  • Deal Island Harbor
  • Deal Island Road (MD-363)
NPN17209549MD License3004137002

Deal Island is home to approximately 286 residents in Somerset County, with a median age of 65.2 and a median household income of $22,400. About 86% of homes are owner-occupied; the median home value is $123,000. 16% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 6% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Deal Island households.

How Deal Island compares to Somerset County

SOMERSET COUNTY · 25K RESIDENTS DEAL ISLAND · 286 RESIDENTS
Somerset County vs Deal Island — population comparison Somerset County: 24,672 residents. Deal Island: 286 residents, 1.2% of Somerset County population.
24,672 SOMERSET COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
286 DEAL ISLAND RESIDENTS ↳ 1.2% of Somerset County residents
Underwriting Guidelines

What rate class can Deal Island applicants with obesity expect from life insurance carriers?

Many Deal Island residents secure competitive rates despite obesity. Somerset County reports 34.9% adult prevalence (CDC PLACES); 47.9% also manage high cholesterol, with 10.9% of the ~25,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Dames Quarter →

📊 Top Health Considerations (CDC)

Top Health Considerations for Deal Island (CITY) High cholesterol: 47.9%. High blood pressure: 51%. Obesity: 34.9%. Diagnosed diabetes: 17.3%. Current cigarette smoking: 17.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DEAL ISLAND High cholesterol 47.9% High blood pressure 51.0% Obesity 34.9% Diagnosed diabetes 17.3% Current cigarette smoking 17.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Somerset County Gov Portal .GOV
Population ~286
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2422100
Google Maps
Deal Island Historic District photo 1Deal Island Historic District photo 2Deal Island Historic District photo 3
Photos by Andrew Lehman , Luke Lapp , Robyn via Google Maps
View on Google Maps
Deal Island Historic District
Deal Island Historic District, MD 21821, USA
Available in Deal Island

Life Insurance Products in Deal Island, MD

9 insurance products available in Deal Island

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Somerset County and Nearby Maryland Counties

Life Insurance by City Near Deal Island, MD

Life insurance by city across Somerset County and adjacent Maryland counties.

🌟 Cities Served near Deal Island

30 Cities · 3 Counties
St Marys County10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Somerset CountyHome10
ChanceCrisfieldDames QuarterEwellMarion StationPrincess AnneSmith IslandTylertonUpper FairmountWestover
Calvert County10
Broomes IslandCalvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort Republic
Official Resources

Know your rights in Deal Island.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Deal Island Life Insurance Questions

💰

How much does life insurance cost in Deal Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Deal Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Deal Island?

Yes. June serves all of Deal Island and every municipality in Somerset County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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