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Home›Maryland›Somerset County›Chance

June Marcia Williams — Licensed Insurance Agent in Chance, MD
June Marcia Williams
Your Insurance Agent in Chance, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chance, MD...
National Producer No.
17209549
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Trusted Life Insurance in Chance, MD | Local Expert

Securing Families Across Somerset County with 9 Tailored Product Lines

Why Chance Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Chance, Somerset County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Chance, Somerset County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chance, MD

Chance, MD — Your Local Producer

For my neighbors in Chance and throughout Somerset County, the quiet rhythm of life by the water is something we all cherish. I'm June Marcia Williams, a local licensed insurance producer, and I believe your financial protection plan should be just as dependable as our strong community ties. I specialize in helping individuals and families find the right fit for personal insurance—from term and whole life to final expense and critical illness policies. My goal is to have a straightforward conversation about your needs, helping you secure peace of mind for the future. (NPN: 17209549, Maryland License No: 3004137002)

  • Chance Post Office
  • Deal Island Road
  • Chance Cemetery
NPN17209549MD License3004137002

Chance is home to approximately 267 residents in Somerset County, with a median age of 56.4 and a median household income of $49,900. About 98% of homes are owner-occupied; the median home value is $218,000. 4% of adults hold a bachelor's degree or higher; households with children make up 9%; veterans comprise 12% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Chance households.

How Chance compares to Somerset County

SOMERSET COUNTY · 25K RESIDENTS CHANCE · 267 RESIDENTS
Somerset County vs Chance — population comparison Somerset County: 24,672 residents. Chance: 267 residents, 1.1% of Somerset County population.
24,672 SOMERSET COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
267 CHANCE RESIDENTS ↳ 1.1% of Somerset County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Chance, MD?

Yes, qualification is common in Chance. Within Somerset County's ~25,000 residents — including the 10.9% currently without health coverage — 17.3% of adults manage diagnosed diabetes and 51.0% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Chance families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Westover →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chance (CITY) High cholesterol: 47.9%. High blood pressure: 51%. Obesity: 34.9%. Diagnosed diabetes: 17.3%. Current cigarette smoking: 17.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHANCE High cholesterol 47.9% High blood pressure 51.0% Obesity 34.9% Diagnosed diabetes 17.3% Current cigarette smoking 17.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Somerset County Gov Portal .GOV
Population ~267
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2415075
Google Maps
4.2 5 reviews
Chesapeake City Town Hall photo 1Chesapeake City Town Hall photo 2Chesapeake City Town Hall photo 3Chesapeake City Town Hall photo 4
Photos by Dave Longacre , Alex PennCove Tucker , Игорь Igor , Edward Matuszewski via Google Maps
View on Google Maps
Chesapeake City Town Hall
(410) 885-5298
chesapeakecity-md.gov .GOV
108 Bohemia Ave, Chesapeake City, MD 21915, USA
Recent Reviews
Jacqui Armstrong ★★★★★
"I recently reached out to the Town Hall with a concern, and I was beyond impressed by their professionalism, helpfulness and prompt response. I truly appreciate the time and effort the put into resolv…"
Richard Hartnett ★★☆☆☆
"Visited town on Sunday, July 18 and was taken aback by the overflo!wing trash cans all around town! Especially around the waterfront. When do they ever collect the trash? There are add'l containers wi…"
Available in Chance

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Somerset County and Neighboring Maryland Counties

Cities served near Chance.

June Marcia Williams writes life insurance and supplemental health policies across Somerset County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Chance

30 Cities · 3 Counties
Wicomico County10
AllenBivalveDelmarFruitlandHebronNanticokeNanticoke AcresPittsvilleSalisburyWaterview
Somerset CountyHome10
CrisfieldDeal IslandEdenEwellMarion StationMount VernonPrincess AnneSmith IslandTylertonWestover
Dorchester County10
AlgonquinCambridgeCrapoCrocheronEldoradoLinkwoodTaylors IslandToddvilleWingateWoolford
Official Resources

Know your rights in Chance.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chance insurance — answered.

💰

How much does life insurance cost in Chance?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chance
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chance?

Yes. June serves all of Chance and every municipality in Somerset County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Westover Somerset County, MD 10 products available
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