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Homeβ€ΊMarylandβ€ΊSomerset Countyβ€ΊChance

June Marcia Williams β€” Licensed Insurance Agent in Chance, MD
June Marcia Williams
Your Insurance Agent in Chance, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chance, MD...
National Producer No.
17209549
Verify β†—

Life Insurance in Chance, MD

Securing Families Across Somerset County with 9 Tailored Product Lines

Why Chance Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Chance, Somerset County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Chance, Somerset County, Maryland residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ Get Your Quote πŸ“… Schedule a Call
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Chance, MD

Chance, MD β€” Your Local Producer

For my neighbors in Chance and throughout Somerset County, the quiet rhythm of life by the water is something we all cherish. I'm June Marcia Williams, a local licensed insurance producer, and I believe your financial protection plan should be just as dependable as our strong community ties. I specialize in helping individuals and families find the right fit for personal insuranceβ€”from term and whole life to final expense and critical illness policies. My goal is to have a straightforward conversation about your needs, helping you secure peace of mind for the future. (NPN: 17209549, Maryland License No: 3004137002)

  • Chance Post Office
  • Deal Island Road
  • Chance Cemetery
NPN17209549MD License3004137002

Chance is home to approximately 267 residents in Somerset County, with a median age of 56.4 and a median household income of $49,900. About 98% of homes are owner-occupied; the median home value is $218,000. 4% of adults hold a bachelor's degree or higher; households with children make up 9%; veterans comprise 12% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Chance households.

How Chance compares to Somerset County

SOMERSET COUNTY Β· 25K RESIDENTS CHANCE Β· 267 RESIDENTS
Somerset County vs Chance β€” population comparison Somerset County: 24,672 residents. Chance: 267 residents, 1.1% of Somerset County population.
24,672 SOMERSET COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
267 CHANCE RESIDENTS ↳ 1.1% of Somerset County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Chance, MD?

Yes, qualification is common in Chance. Within Somerset County's ~25,000 residents β€” including the 10.9% currently without health coverage β€” 17.3% of adults manage diagnosed diabetes and 51.0% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Westover β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Chance (CITY) High cholesterol: 47.9%. High blood pressure: 51%. Obesity: 34.9%. Diagnosed diabetes: 17.3%. Current cigarette smoking: 17.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· CHANCE High cholesterol 47.9% High blood pressure 51.0% Obesity 34.9% Diagnosed diabetes 17.3% Current cigarette smoking 17.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Somerset County Gov Portal .GOV
Population ~267
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2415075
Google Maps
Chance civic building photo 1Chance civic building photo 2Chance civic building photo 3Chance civic building photo 4
Photos by Dave Longacre , Alex PennCove Tucker , Π˜Π³ΠΎΡ€ΡŒ Igor , Edward Matuszewski via Google Maps
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Available in Chance

Life Insurance Products in Chance, MD

9 insurance products available in Chance

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams Β· NPN 17209549 Β· Licensed in NJ, PA, FL, MD & VA
Life Insurance in Somerset County and Nearby Maryland Counties

Life Insurance by City Near Chance, MD

Life insurance by city across Somerset County and adjacent Maryland counties.

🌟 Cities Served near Chance

30 Cities Β· 3 Counties
Wicomico County10
AllenBivalveDelmarFruitlandHebronMardela SpringsNanticokeParsonsburgPittsvilleSalisbury
Somerset CountyHome10
CrisfieldDames QuarterDeal IslandEwellMarion StationPrincess AnneSmith IslandTylertonUpper FairmountWestover
Dorchester County10
CambridgeChurch CreekCrapoCrocheronEast New MarketFishing CreekLinkwoodMadisonRhodesdaleSecretary
Official Resources

Know your rights in Chance.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV
Frequently Asked Questions

Chance Life Insurance Questions

πŸ’°

How much does life insurance cost in Chance?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chance
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Chance?

Yes. June serves all of Chance and every municipality in Somerset County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, MD License #3004137002.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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Select a time and we'll call you Β· Serving NJ, PA, FL, MD & VA
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