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Home›Maryland›St Marys County›Leonardtown

June Marcia Williams — Licensed Insurance Agent in Leonardtown, MD
June Marcia Williams
Your Insurance Agent in Leonardtown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Leonardtown, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Leonardtown

Dedicated Coverage Options from Final Expense to Term Life in St Marys County

The Smart Choice for Dependable Life Insurance in Leonardtown, MD

Your local licensed agent in Leonardtown, St Marys County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Leonardtown, St Marys County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Leonardtown, MD

Leonardtown, MD — Your Local Producer

Hello, Leonardtown! I love the unique character of St. Mary's County, from its historic waterfront to its strong sense of community. My name is June Marcia Williams, and as a licensed insurance producer in Maryland, I'm committed to helping my neighbors here. I provide guidance on a range of personal insurance options, including life, final expense, and accident policies, tailored to your individual circumstances. My goal is to help you understand your choices and feel confident in your decisions for the future. Let's work together to find the right fit for you. (NPN: 17209549, Maryland License No: 3004137002)

  • Leonardtown Wharf Park
  • St. Mary's County Circuit Courthouse
  • Tudor Hall
NPN17209549MD License3004137002

Leonardtown is home to approximately 4,600 residents in St Marys County, with a median age of 33.1 and a median household income of $138,000. About 54% of homes are owner-occupied; the median home value is $463,000. 45% of adults hold a bachelor's degree or higher; households with children make up 49%; veterans comprise 11% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Leonardtown households.

How Leonardtown compares to St Marys County

ST MARYS COUNTY · 114K RESIDENTS LEONARDTOWN · 5K RESIDENTS
St Marys County vs Leonardtown — population comparison St Marys County: 113,814 residents. Leonardtown: 4,586 residents, 4.0% of St Marys County population.
113,814 ST MARYS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,586 LEONARDTOWN RESIDENTS ↳ 4.0% of St Marys County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Leonardtown, MD?

Yes, qualification is common in Leonardtown. Within St Marys County's ~115,000 residents — including the 7.6% currently without health coverage — 38.9% of adults manage high cholesterol and 35.2% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Leonardtown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Clements →

📊 Top Health Considerations (CDC)

Top Health Considerations for Leonardtown (CITY) High cholesterol: 38.9%. High blood pressure: 34.7%. Obesity: 35.2%. Diagnosed diabetes: 10.9%. Current cigarette smoking: 11.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LEONARDTOWN High cholesterol 38.9% High blood pressure 34.7% Obesity 35.2% Diagnosed diabetes 10.9% Current cigarette smoking 11.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Marys County Gov Portal .GOV
Population ~4,586
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2446475
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5.0 2 reviews
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St. Mary's County Hall
(301) 475-4200
41770 Baldridge St, Leonardtown, MD 20650, USA
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Available in Leonardtown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across St Marys County and Neighboring Maryland Counties

Cities served near Leonardtown.

June Marcia Williams writes life insurance and supplemental health policies across St Marys County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Leonardtown

30 Cities · 3 Counties
Charles County10
Cobb IslandHughesvilleIndian HeadIssueLa PlataNewburgPisgahPotomac HeightsSaint CharlesWhite Plains
St Marys CountyHome10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallRidgeTall Timbers
Somerset County10
ChanceCrisfieldDeal IslandEdenEwellMarion StationMount VernonSmith IslandTylertonWestover
Official Resources

Know your rights in Leonardtown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Leonardtown insurance — answered.

💰

How much does life insurance cost in Leonardtown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Leonardtown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Leonardtown?

Yes. June serves all of Leonardtown and every municipality in St Marys County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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