June Marcia Williams

Your Insurance Agent in Crisfield, MD

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Crisfield, MD...

National Producer No.

17209549

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Affordable Life Insurance in Somerset County | Secure Your Family's Future

Custom Coverage from a Licensed MD Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Somerset County Family

Protect your family in Somerset County. 16 municipalities. 9 product lines. One licensed agent.

Licensed Maryland agent June Marcia Williams (#3004137002, NPN 17209549) writes life insurance for Somerset County, Maryland residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Somerset, MD

Across Somerset County

As a licensed insurance producer, I am proud to serve the families and businesses of Somerset County. From the historic county seat of Princess Anne to the beautiful waterfront communities along the Chesapeake Bay, this area has a unique coastal charm. I understand the specific needs of residents here, whether you're a homeowner protecting your property against the elements or a family planning for the future along the commuter corridors of Route 13. My goal is to provide personalized life and health insurance solutions that offer security and peace of mind to my neighbors throughout this vital part of Maryland's Eastern Shore. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

Somerset County Courthouse
TidalHealth McCready Emergency
Janes Island State Park

NPN17209549MD License3004137002

How Somerset County compares to Maryland

MARYLAND · 6.2M RESIDENTS SOMERSET COUNTY · 25K RESIDENTS

6,161,707 MARYLAND POPULATION ↳ 1 cell ≈ 100,000 residents

24,672 SOMERSET COUNTY RESIDENTS ↳ 0.4% of Maryland residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Somerset County, MD?

Life insurance carriers price Somerset County's ~25,000 residents — 10.9% lacking health insurance — against the local health profile: High blood pressure (41.6%), Obesity (38.4%), High cholesterol (34.0%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~25,000
Lack of health insurance (18–64) 10.9%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 24039

3.7 3 reviews

View on Google Maps

Somerset County Commissioners

Open now · Mon 8:30 AM – 4:30 PM

(410) 651-0320

somersetmd.us

11916 Somerset Ave # 111, Princess Anne, MD 21853, USA

Recent Reviews

Erik Sanchez ★☆☆☆☆

"contacted them numerus times and got very short and dismissive results. they really don't seem to have answers to many problems."

John Wright ★★★★★

"Nice folks. They take your money with a smile."

Products Available

Nine product lines available in Somerset County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Somerset County

Find coverage in your area.

Coverage is local across all 16 Somerset County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Somerset County

16Cities

Crisfield Deal Island Ewell Marion Station Princess Anne Tylerton Upper Fairmount Westover Chance Dames Quarter Fairmount Frenchtown-Rumbly Mount Vernon Smith Island West Pocomoke Eden

🔍 Popular Searches

City × product — what Somerset County residents search for

🛡️ Life Insurance

Crisfield Term Life Insurance Term→Deal Island Term Life Insurance Term→Ewell Term Life Insurance Term→Crisfield Whole Life Insurance Whole→

🏥 Supplemental Health

Crisfield Critical Illness Insurance Critical→Deal Island Hospital Indemnity Plans Hospital→Ewell Accident & Injury Coverage Accident→

🏢 Business & Notary

Crisfield Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

16 Cities

Affordable Crisfield Term Life Crisfield income protection. Affordable term life for families in Somerset County. Top-Rated Deal Island Term Life Level premiums for Deal Island families. 10, 20, or 30-year terms available. Compare Ewell Term Life Compare Ewell term life rates from top carriers. Living benefits included. Best Marion Station Term Life Marion Station family coverage. Income replacement from a verified MD agent. Local Princess Anne Term Life Affordable term life in Princess Anne, Somerset County. Expert guidance from a 12-year agent. Affordable Tylerton Term Life Tylerton income protection. Affordable term life for families in Somerset County. Top-Rated Upper Fairmount Term Life Level premiums for Upper Fairmount families. 10, 20, or 30-year terms available. Compare Westover Term Life Compare Westover term life rates from top carriers. Living benefits included. Best Chance Term Life Chance family coverage. Income replacement from a verified MD agent. Local Dames Quarter Term Life Affordable term life in Dames Quarter, Somerset County. Expert guidance from a 12-year agent. Affordable Fairmount Term Life Fairmount income protection. Affordable term life for families in Somerset County. Top-Rated Frenchtown-Rumbly Term Life Level premiums for Frenchtown-Rumbly families. 10, 20, or 30-year terms available. Compare Mount Vernon Term Life Compare Mount Vernon term life rates from top carriers. Living benefits included. Best Smith Island Term Life Smith Island family coverage. Income replacement from a verified MD agent. Local West Pocomoke Term Life Affordable term life in West Pocomoke, Somerset County. Expert guidance from a 12-year agent. Affordable Eden Term Life Eden income protection. Affordable term life for families in Somerset County.

💎 Whole Life

16 Cities

Affordable Crisfield Whole Life Crisfield permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Deal Island Whole Life Build wealth in Deal Island with whole life. Tax-deferred cash value growth. Compare Ewell Whole Life Ewell legacy protection. Permanent coverage with guaranteed cash value. Best Marion Station Whole Life Whole life insurance for Marion Station families. Coverage that never expires. Local Princess Anne Whole Life Princess Anne estate planning. Whole life from a verified MD agent. Affordable Tylerton Whole Life Tylerton permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Upper Fairmount Whole Life Build wealth in Upper Fairmount with whole life. Tax-deferred cash value growth. Compare Westover Whole Life Westover legacy protection. Permanent coverage with guaranteed cash value. Best Chance Whole Life Whole life insurance for Chance families. Coverage that never expires. Local Dames Quarter Whole Life Dames Quarter estate planning. Whole life from a verified MD agent. Affordable Fairmount Whole Life Fairmount permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Frenchtown-Rumbly Whole Life Build wealth in Frenchtown-Rumbly with whole life. Tax-deferred cash value growth. Compare Mount Vernon Whole Life Mount Vernon legacy protection. Permanent coverage with guaranteed cash value. Best Smith Island Whole Life Whole life insurance for Smith Island families. Coverage that never expires. Local West Pocomoke Whole Life West Pocomoke estate planning. Whole life from a verified MD agent. Affordable Eden Whole Life Eden permanent coverage. Cash value accumulation plus lifetime protection.

📈 Universal Life

16 Cities

Affordable Crisfield Universal Life Crisfield flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Deal Island Universal Life IUL options in Deal Island. Cash value tied to market indexes without market risk. Compare Ewell Universal Life Ewell universal life. Flexible coverage adapting to your financial goals. Best Marion Station Universal Life Adjustable premiums and death benefit in Marion Station from a verified agent. Local Princess Anne Universal Life Princess Anne IUL coverage. Tax-free retirement income strategy for professionals. Affordable Tylerton Universal Life Tylerton flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Upper Fairmount Universal Life IUL options in Upper Fairmount. Cash value tied to market indexes without market risk. Compare Westover Universal Life Westover universal life. Flexible coverage adapting to your financial goals. Best Chance Universal Life Adjustable premiums and death benefit in Chance from a verified agent. Local Dames Quarter Universal Life Dames Quarter IUL coverage. Tax-free retirement income strategy for professionals. Affordable Fairmount Universal Life Fairmount flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Frenchtown-Rumbly Universal Life IUL options in Frenchtown-Rumbly. Cash value tied to market indexes without market risk. Compare Mount Vernon Universal Life Mount Vernon universal life. Flexible coverage adapting to your financial goals. Best Smith Island Universal Life Adjustable premiums and death benefit in Smith Island from a verified agent. Local West Pocomoke Universal Life West Pocomoke IUL coverage. Tax-free retirement income strategy for professionals. Affordable Eden Universal Life Eden flexible life insurance. Index-linked growth with adjustable premiums.

🏥 Critical Illness

16 Cities

Affordable Crisfield Critical Illness Crisfield critical illness protection. Lump-sum cash on diagnosis. Top-Rated Deal Island Critical Illness Cancer, stroke, heart attack — cash benefits for Deal Island families. Compare Ewell Critical Illness Ewell supplemental coverage. Critical illness pays regardless of health plan. Best Marion Station Critical Illness Lump-sum critical illness in Marion Station from a verified MD agent. Local Princess Anne Critical Illness Princess Anne critical illness plans. Financial safety net when it matters most. Affordable Tylerton Critical Illness Tylerton critical illness protection. Lump-sum cash on diagnosis. Top-Rated Upper Fairmount Critical Illness Cancer, stroke, heart attack — cash benefits for Upper Fairmount families. Compare Westover Critical Illness Westover supplemental coverage. Critical illness pays regardless of health plan. Best Chance Critical Illness Lump-sum critical illness in Chance from a verified MD agent. Local Dames Quarter Critical Illness Dames Quarter critical illness plans. Financial safety net when it matters most. Affordable Fairmount Critical Illness Fairmount critical illness protection. Lump-sum cash on diagnosis. Top-Rated Frenchtown-Rumbly Critical Illness Cancer, stroke, heart attack — cash benefits for Frenchtown-Rumbly families. Compare Mount Vernon Critical Illness Mount Vernon supplemental coverage. Critical illness pays regardless of health plan. Best Smith Island Critical Illness Lump-sum critical illness in Smith Island from a verified MD agent. Local West Pocomoke Critical Illness West Pocomoke critical illness plans. Financial safety net when it matters most. Affordable Eden Critical Illness Eden critical illness protection. Lump-sum cash on diagnosis.

🏨 Hospital Indemnity

16 Cities

⚡ Accident & Injury

16 Cities

Affordable Crisfield Accident & Injury Crisfield accident coverage. 24/7 protection for active families. Top-Rated Deal Island Accident & Injury Accident & injury plans in Deal Island. ER, fractures, dislocations covered. Compare Ewell Accident & Injury Ewell accidental injury insurance. Cash benefits from day one. Best Marion Station Accident & Injury Protect your Marion Station family. Accident coverage from $10/mo. Local Princess Anne Accident & Injury Princess Anne accident insurance from a verified MD agent. Affordable Tylerton Accident & Injury Tylerton accident coverage. 24/7 protection for active families. Top-Rated Upper Fairmount Accident & Injury Accident & injury plans in Upper Fairmount. ER, fractures, dislocations covered. Compare Westover Accident & Injury Westover accidental injury insurance. Cash benefits from day one. Best Chance Accident & Injury Protect your Chance family. Accident coverage from $10/mo. Local Dames Quarter Accident & Injury Dames Quarter accident insurance from a verified MD agent. Affordable Fairmount Accident & Injury Fairmount accident coverage. 24/7 protection for active families. Top-Rated Frenchtown-Rumbly Accident & Injury Accident & injury plans in Frenchtown-Rumbly. ER, fractures, dislocations covered. Compare Mount Vernon Accident & Injury Mount Vernon accidental injury insurance. Cash benefits from day one. Best Smith Island Accident & Injury Protect your Smith Island family. Accident coverage from $10/mo. Local West Pocomoke Accident & Injury West Pocomoke accident insurance from a verified MD agent. Affordable Eden Accident & Injury Eden accident coverage. 24/7 protection for active families.

🏢 Business Life

16 Cities

Affordable Crisfield Business Life Crisfield key person insurance. Protect your business continuity. Top-Rated Deal Island Business Life Buy-sell agreement coverage in Deal Island. SBA loan compliant. Compare Ewell Business Life Ewell business life insurance. Key employee retention coverage. Best Marion Station Business Life Business continuity protection in Marion Station from a 12-year agent. Local Princess Anne Business Life Princess Anne key person and partnership coverage. MD licensed. Affordable Tylerton Business Life Tylerton key person insurance. Protect your business continuity. Top-Rated Upper Fairmount Business Life Buy-sell agreement coverage in Upper Fairmount. SBA loan compliant. Compare Westover Business Life Westover business life insurance. Key employee retention coverage. Best Chance Business Life Business continuity protection in Chance from a 12-year agent. Local Dames Quarter Business Life Dames Quarter key person and partnership coverage. MD licensed. Affordable Fairmount Business Life Fairmount key person insurance. Protect your business continuity. Top-Rated Frenchtown-Rumbly Business Life Buy-sell agreement coverage in Frenchtown-Rumbly. SBA loan compliant. Compare Mount Vernon Business Life Mount Vernon business life insurance. Key employee retention coverage. Best Smith Island Business Life Business continuity protection in Smith Island from a 12-year agent. Local West Pocomoke Business Life West Pocomoke key person and partnership coverage. MD licensed. Affordable Eden Business Life Eden key person insurance. Protect your business continuity.

🔑 Special Situations

16 Cities

Affordable Crisfield Special Situations Crisfield pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Deal Island Special Situations High-risk life insurance in Deal Island. Foreign nationals and visa holders. Compare Ewell Special Situations Ewell coverage for ages 60-85. No medical exam options available. Best Marion Station Special Situations Special situations insurance in Marion Station. Substandard risk specialists. Local Princess Anne Special Situations Princess Anne high-risk coverage from a verified MD agent. Affordable Tylerton Special Situations Tylerton pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Upper Fairmount Special Situations High-risk life insurance in Upper Fairmount. Foreign nationals and visa holders. Compare Westover Special Situations Westover coverage for ages 60-85. No medical exam options available. Best Chance Special Situations Special situations insurance in Chance. Substandard risk specialists. Local Dames Quarter Special Situations Dames Quarter high-risk coverage from a verified MD agent. Affordable Fairmount Special Situations Fairmount pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Frenchtown-Rumbly Special Situations High-risk life insurance in Frenchtown-Rumbly. Foreign nationals and visa holders. Compare Mount Vernon Special Situations Mount Vernon coverage for ages 60-85. No medical exam options available. Best Smith Island Special Situations Special situations insurance in Smith Island. Substandard risk specialists. Local West Pocomoke Special Situations West Pocomoke high-risk coverage from a verified MD agent. Affordable Eden Special Situations Eden pre-existing condition coverage. Marijuana, diabetes, DUI accepted.

🕊️ Final Expense

16 Cities

Affordable Crisfield Final Expense Crisfield burial insurance. No medical exam plans from $5K to $50K. Top-Rated Deal Island Final Expense Final expense in Deal Island. Protect your family from end-of-life costs. Compare Ewell Final Expense Affordable Ewell burial coverage. Premiums locked — never increase. Best Marion Station Final Expense Marion Station guaranteed issue plans. Same-day approval available. Local Princess Anne Final Expense Final expense for Princess Anne seniors. Coverage from a 12-year MD agent. Affordable Tylerton Final Expense Tylerton burial insurance. No medical exam plans from $5K to $50K. Top-Rated Upper Fairmount Final Expense Final expense in Upper Fairmount. Protect your family from end-of-life costs. Compare Westover Final Expense Affordable Westover burial coverage. Premiums locked — never increase. Best Chance Final Expense Chance guaranteed issue plans. Same-day approval available. Local Dames Quarter Final Expense Final expense for Dames Quarter seniors. Coverage from a 12-year MD agent. Affordable Fairmount Final Expense Fairmount burial insurance. No medical exam plans from $5K to $50K. Top-Rated Frenchtown-Rumbly Final Expense Final expense in Frenchtown-Rumbly. Protect your family from end-of-life costs. Compare Mount Vernon Final Expense Affordable Mount Vernon burial coverage. Premiums locked — never increase. Best Smith Island Final Expense Smith Island guaranteed issue plans. Same-day approval available. Local West Pocomoke Final Expense Final expense for West Pocomoke seniors. Coverage from a 12-year MD agent. Affordable Eden Final Expense Eden burial insurance. No medical exam plans from $5K to $50K.

Official Resources

Know your rights in Somerset County.

State and federal resources for insurance consumers. Verify, research, protect.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law. MD Insurance Admin. regulates all insurance in Maryland.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Somerset County insurance — answered.

Six questions covering all product lines. Every answer Somerset County-specific.

💰

How much does life insurance cost in Somerset County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Somerset County

🏙️

What cities does June serve in Somerset County?

All 16 municipalities in Somerset County, including Crisfield, Deal Island, Ewell, Marion Station, Princess Anne, Tylerton. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

16 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average MD funeral cost?

Approximately $9,443 in Maryland. Final expense insurance covers burial, memorial, and medical bills — helping Somerset County families avoid this burden.

MD Data

✅

How do I verify June's license?

Verify through MD Insurance Admin. or NIPR. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Affordable Life Insurance in Somerset County | Secure Your Family's Future

Custom Coverage from a Licensed MD Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Somerset County Family

Across Somerset County

How Somerset County compares to Maryland

What are the primary life insurance underwriting factors in Somerset County, MD?

📊 Top Health Considerations (CDC)

🏛️ Official County Resources

Nine product lines available in Somerset County.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Find coverage in your area.

📍 Cities in Somerset County

🔍 Popular Searches

Localized policy options by product line.

🛡️ Term Life

💎 Whole Life

📈 Universal Life

🏥 Critical Illness

🏨 Hospital Indemnity

⚡ Accident & Injury

🏢 Business Life

🔑 Special Situations

🕊️ Final Expense

Know your rights in Somerset County.

Maryland Insurance Administration

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Somerset County insurance — answered.

How much does life insurance cost in Somerset County?

What cities does June serve in Somerset County?

Coverage with a pre-existing condition?

What types of insurance are available here?

What is the average MD funeral cost?

How do I verify June's license?

Coverage across Maryland.

Talk to a real person. Today.