Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Tall Timbers, MD
June Marcia Williams
Your Insurance Agent in Tall Timbers, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Tall Timbers, MD...
National Producer No.
17209549
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Life Insurance in Tall Timbers, MD

Securing Families Across St Marys County with 9 Tailored Product Lines

Why Tall Timbers Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Tall Timbers, St Marys County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Tall Timbers, St Marys County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Tall Timbers, MD

Tall Timbers, MD — Your Local Producer

Hello, Tall Timbers! As a fellow Marylander, I appreciate the unique peace and quiet of our St. Mary's County community, from the shores of the Potomac to our quiet country roads. My name is June Marcia Williams, and I'm a licensed insurance producer committed to helping my neighbors protect the lives they love. I offer personal guidance on a range of options, including Term and Whole Life, Final Expense, and policies for unexpected events like critical illness or accidents. Let's work together to find a plan that fits your family's needs. (NPN: 17209549, Maryland License No: 3004137002)

  • Tall Timbers Marina
  • Piney Point Road (MD-249)
  • St. George Island Bridge
NPN17209549MD License3004137002

Tall Timbers is home to approximately 480 residents in St Marys County, with a median age of 53.2 and a median household income of $250,000. About 100% of homes are owner-occupied; the median home value is $767,000. 77% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 9% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Tall Timbers households.

How Tall Timbers compares to St Marys County

ST MARYS COUNTY · 114K RESIDENTS TALL TIMBERS · 480 RESIDENTS
St Marys County vs Tall Timbers — population comparison St Marys County: 113,814 residents. Tall Timbers: 480 residents, 0.4% of St Marys County population.
113,814 ST MARYS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
480 TALL TIMBERS RESIDENTS ↳ 0.4% of St Marys County residents

Can I get life insurance with current asthma in Tall Timbers, MD?

Yes. St Marys County's health profile — 114,000 residents, 7.6% uninsured, 10.7% adults with current asthma, 40.8% with high cholesterol — shapes how A-rated carriers tier rate classes for Tall Timbers applicants. Standard or Preferred is achievable when current asthma is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Park Hall →

📊 Top Health Considerations (CDC)

Top Health Considerations for Tall Timbers (CITY) High cholesterol: 40.8%. High blood pressure: 36.6%. Obesity: 35%. Diagnosed diabetes: 11.6%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TALL TIMBERS High cholesterol 40.8% High blood pressure 36.6% Obesity 35.0% Diagnosed diabetes 11.6% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~480
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2476675
Google Maps
4.4 251 reviews
"Marina restaurant where local seafood & American basics are served amid nautical decor." Google editorial · Tall Timbers Marina
Tall Timbers Marina photo 1Tall Timbers Marina photo 2Tall Timbers Marina photo 3Tall Timbers Marina photo 4
Photos by Sequin Coca , Heather Miller , Richard McClelland , Steph Miller via Google Maps
Tall Timbers Marina
Closed now · Mon Closed
18521 Herring Creek Rd, Tall Timbers, MD 20690, USA
Recent Reviews
Kathy M ★★★☆☆
"The location was not open when we came due to the Covid 19 but we were able to look around. As far as working on boats I have no way of judging them as it may be amazing but the location seemed a litt…"
Shawndra Millman ★☆☆☆☆
"Beer and oyster fest was the most disappointing thing I've spent money on. Raw oysters were not properly cleaned and shucked. Sitting in direct sunlight on ice made them taste chewy and gross. The att…"

Life Insurance Products in Tall Timbers, MD

9 insurance products available in Tall Timbers

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Tall Timbers, MD

Life insurance by city across St Marys County and adjacent Maryland counties.

🌟 Cities Served near Tall Timbers

30 Cities · 3 Counties
Charles County10

Know your rights in Tall Timbers.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Tall Timbers Life Insurance Questions

💰

How much does life insurance cost in Tall Timbers?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Tall Timbers
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Tall Timbers?

Yes. June serves all of Tall Timbers and every municipality in St Marys County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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