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Home›Maryland›Somerset County›Dames Quarter

June Marcia Williams — Licensed Insurance Agent in Dames Quarter, MD
June Marcia Williams
Your Insurance Agent in Dames Quarter, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dames Quarter, MD...
National Producer No.
17209549
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Life Insurance in Dames Quarter, MD

Dedicated Coverage Options from Final Expense to Term Life in Somerset County

The Smart Choice for Dependable Life Insurance in Dames Quarter, MD

Your local licensed agent in Dames Quarter, Somerset County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Dames Quarter, Somerset County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Dames Quarter, MD

Dames Quarter, MD — Your Local Producer

For my neighbors in Dames Quarter and across Somerset County, life by the water offers a unique peace and a strong sense of community. Protecting your family's future in this special place is my top priority. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping you navigate your options for personal insurance. I offer guidance on a range of products, including Term, Whole, and Universal Life, as well as Final Expense and supplemental health plans. Let's work together to find a strategy that fits your life. (NPN: 17209549, Maryland License No: 3004137002)

  • Dames Quarter Post Office
  • Cokesbury United Methodist Church
  • Dames Quarter Road
NPN17209549MD License3004137002

Dames Quarter is home to approximately 212 residents in Somerset County, with a median age of 41.5 and a median household income of $67,100. About 100% of homes are owner-occupied; the median home value is $230,000. 15% of adults hold a bachelor's degree or higher; households with children make up 45%; veterans comprise 2% of residents. Average household size is 3.4. These demographic markers shape which life insurance products fit Dames Quarter households.

How Dames Quarter compares to Somerset County

SOMERSET COUNTY · 25K RESIDENTS DAMES QUARTER · 212 RESIDENTS
Somerset County vs Dames Quarter — population comparison Somerset County: 24,672 residents. Dames Quarter: 212 residents, 0.9% of Somerset County population.
24,672 SOMERSET COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
212 DAMES QUARTER RESIDENTS ↳ 0.9% of Somerset County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Dames Quarter, MD?

Dames Quarter applicants with high blood pressure qualify routinely. The local risk pool — Somerset County's ~25,000 residents, 10.9% without health coverage — shows 51.0% adult prevalence of high blood pressure and 34.9% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Crisfield →

📊 Top Health Considerations (CDC)

Top Health Considerations for Dames Quarter (CITY) High cholesterol: 47.9%. High blood pressure: 51%. Obesity: 34.9%. Diagnosed diabetes: 17.3%. Current cigarette smoking: 17.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DAMES QUARTER High cholesterol 47.9% High blood pressure 51.0% Obesity 34.9% Diagnosed diabetes 17.3% Current cigarette smoking 17.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Somerset County Gov Portal .GOV
Population ~212
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2421550
Google Maps
Dames Quarter photo 1Dames Quarter photo 2
Photos by Carol Matthews , stephanie tomko via Google Maps
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Dames Quarter
Dames Quarter, MD, USA
Available in Dames Quarter

Life Insurance Products in Dames Quarter, MD

9 insurance products available in Dames Quarter

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Somerset County and Nearby Maryland Counties

Life Insurance by City Near Dames Quarter, MD

Life insurance by city across Somerset County and adjacent Maryland counties.

🌟 Cities Served near Dames Quarter

30 Cities · 3 Counties
Worcester County10
BerlinBishopvilleGirdletreeNewarkOcean CityPocomoke CityShowellSnow HillStocktonWest Ocean City
Somerset CountyHome10
ChanceCrisfieldDeal IslandEwellMarion StationPrincess AnneSmith IslandTylertonUpper FairmountWestover
St Marys County10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Official Resources

Know your rights in Dames Quarter.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Dames Quarter Life Insurance Questions

💰

How much does life insurance cost in Dames Quarter?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Dames Quarter
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Dames Quarter?

Yes. June serves all of Dames Quarter and every municipality in Somerset County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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