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Home›Maryland›Garrett County›Loch Lynn Heights

June Marcia Williams — Licensed Insurance Agent in Loch Lynn Heights, MD
June Marcia Williams
Your Insurance Agent in Loch Lynn Heights, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Loch Lynn Heights, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Loch Lynn Heights | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Loch Lynn Heights Without the Complexity

Your local licensed agent in Loch Lynn Heights, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Loch Lynn Heights, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Loch Lynn Heights, MD

Loch Lynn Heights, MD — Your Local Producer

For my neighbors in Loch Lynn Heights, I know that life in Garrett County is all about community and looking out for one another. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Maryland. I'm committed to helping you find the right protection for your family's future, whether that's through Term Life, Final Expense, or other personal insurance plans. As an individual producer (NPN: 17209549, MD License No: 3004137002), I provide personalized service to help you navigate your options and secure peace of mind.

  • Loch Lynn Heights Town Hall
  • Garrett Highway (US-219)
  • Loch Lynn Church of the Brethren
NPN17209549MD License3004137002

Loch Lynn Heights is home to approximately 476 residents in Garrett County, with a median age of 41.8 and a median household income of $49,800. About 74% of homes are owner-occupied; the median home value is $106,000. 16% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Loch Lynn Heights households.

How Loch Lynn Heights compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS LOCH LYNN HEIGHTS · 476 RESIDENTS
Garrett County vs Loch Lynn Heights — population comparison Garrett County: 28,856 residents. Loch Lynn Heights: 476 residents, 1.6% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
476 LOCH LYNN HEIGHTS RESIDENTS ↳ 1.6% of Garrett County residents
Underwriting Guidelines

What rate class can Loch Lynn Heights applicants with obesity expect from life insurance carriers?

Many Loch Lynn Heights residents secure competitive rates despite obesity. Garrett County reports 36.3% adult prevalence (CDC PLACES); 43.3% also manage high cholesterol, with 7.9% of the ~28,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Loch Lynn Heights families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Swanton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Loch Lynn Heights (CITY) High cholesterol: 43.3%. High blood pressure: 41.8%. Obesity: 36.3%. Diagnosed diabetes: 13.9%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LOCH LYNN HEIGHTS High cholesterol 43.3% High blood pressure 41.8% Obesity 36.3% Diagnosed diabetes 13.9% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~476
Lack of health insurance (18–64) 7.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2447525
Google Maps
2.5 2 reviews
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Loch Lynn Heights Town Office
(301) 334-8339
211 Bonnie Blvd, Oakland, MD 21550, USA
Recent Reviews
Arthur Hanlin ★★☆☆☆
"Experienced a terrible incident soon after moving into town. I had my son cut down three dead trees and one live tree by a miss understanding with me and the Mayor turned me into the state forestry de…"
Thomas Kaleiwahea ★★★☆☆
"Great Park and walking trails"
Available in Loch Lynn Heights

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Garrett County and Neighboring Maryland Counties

Cities served near Loch Lynn Heights.

June Marcia Williams writes life insurance and supplemental health policies across Garrett County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Loch Lynn Heights

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Garrett CountyHome10
AccidentBittingerBloomingtonDeer ParkFinzelFriendsvilleGrantsvilleJenningsShallmarSwanton
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Loch Lynn Heights.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Loch Lynn Heights insurance — answered.

💰

How much does life insurance cost in Loch Lynn Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Loch Lynn Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Loch Lynn Heights?

Yes. June serves all of Loch Lynn Heights and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

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