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June Marcia Williams — Licensed Insurance Agent in Accident, MD
June Marcia Williams
Your Insurance Agent in Accident, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Accident, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Accident | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Accident Without the Complexity

Your local licensed agent in Accident, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Accident, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Accident, MD

Accident, MD — Your Local Producer

For my neighbors here in Accident, the strong sense of community we share in Garrett County is one of our greatest assets. I'm June Marcia Williams, a local licensed insurance producer, and I believe that protecting your family's future is just as important as the bonds we build today. I'm dedicated to helping you navigate your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans. My goal is to provide clear, straightforward guidance so you can make confident decisions for your loved ones. (NPN: 17209549, Maryland License No: 3004137002)

  • Accident Town Hall
  • Northern Garrett High School
  • Drane House
NPN17209549MD License3004137002

Accident is home to approximately 391 residents in Garrett County, with a median age of 32.6 and a median household income of $54,300. About 61% of homes are owner-occupied; the median home value is $167,000. 19% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 6% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Accident households.

How Accident compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS ACCIDENT · 391 RESIDENTS
Garrett County vs Accident — population comparison Garrett County: 28,856 residents. Accident: 391 residents, 1.4% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
391 ACCIDENT RESIDENTS ↳ 1.4% of Garrett County residents
Underwriting Guidelines

What rate class can Accident applicants with obesity expect from life insurance carriers?

Many Accident residents secure competitive rates despite obesity. Garrett County reports 37.0% adult prevalence (CDC PLACES); 43.0% also manage high cholesterol, with 7.9% of the ~28,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Accident families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Finzel →

📊 Top Health Considerations (CDC)

Top Health Considerations for Accident (CITY) High cholesterol: 43%. High blood pressure: 41.7%. Obesity: 37%. Diagnosed diabetes: 13.9%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ACCIDENT High cholesterol 43.0% High blood pressure 41.7% Obesity 37.0% Diagnosed diabetes 13.9% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~391
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2400225
Google Maps
5.0 1 review
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Accident Town Office
(301) 746-6346
accidentmd.org
104 N North St, Accident, MD 21520, USA
Recent Reviews
JANIS Lewis ★★★★★
"Pleased to find Accident ball caps and a list of other items available. Bought a cap for a friend at a reasonable price."
Available in Accident

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Garrett County and Neighboring Maryland Counties

Cities served near Accident.

June Marcia Williams writes life insurance and supplemental health policies across Garrett County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Accident

30 Cities · 3 Counties
Allegany County10
BarrelvilleClarysvilleFranklinFrostburgKlondikeMccooleMidlothianOceanSpring GapWoodland
Garrett CountyHome10
BittingerBloomingtonDeer ParkFinzelFriendsvilleGrantsvilleJenningsLoch Lynn HeightsShallmarSwanton
Washington County10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Official Resources

Know your rights in Accident.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Accident insurance — answered.

💰

How much does life insurance cost in Accident?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Accident
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Accident?

Yes. June serves all of Accident and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Swanton Garrett County, MD 10 products available
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