Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›Maryland›Garrett County›Friendsville

June Marcia Williams — Licensed Insurance Agent in Friendsville, MD
June Marcia Williams
Your Insurance Agent in Friendsville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Friendsville, MD...
National Producer No.
17209549
Verify ↗

Life Insurance in Friendsville, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Friendsville Without the Complexity

Your local licensed agent in Friendsville, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Friendsville, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Friendsville, MD

Friendsville, MD — Your Local Producer

For my neighbors in Friendsville, life moves at a pace set by the seasons and the flow of the Youghiogheny River. As a fellow Marylander, I understand the values that make Garrett County such a special place to call home. My name is June Marcia Williams, and as your local licensed insurance producer, I'm dedicated to helping you protect what matters most. From term life and final expense policies to other coverage options, I offer personalized guidance to help you plan for the future. Let's discuss your unique needs. I'm June Marcia Williams (NPN: 17209549; MD License No: 3004137002).

  • Friendsville Town Hall
  • Friendsville Community Park
  • Friendsville Elementary School
NPN17209549MD License3004137002

Friendsville is home to approximately 411 residents in Garrett County, with a median age of 52.9 and a median household income of $44,400. About 62% of homes are owner-occupied; the median home value is $119,000. 12% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 14% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Friendsville households.

How Friendsville compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS FRIENDSVILLE · 411 RESIDENTS
Garrett County vs Friendsville — population comparison Garrett County: 28,856 residents. Friendsville: 411 residents, 1.4% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
411 FRIENDSVILLE RESIDENTS ↳ 1.4% of Garrett County residents
Underwriting Guidelines

Can I get life insurance with obesity in Friendsville, MD?

Coverage is widely available. Friendsville sits within Garrett County (population ~29,000, 7.9% uninsured), where 37.7% of adults have obesity alongside 42.9% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Kitzmiller →

📊 Top Health Considerations (CDC)

Top Health Considerations for Friendsville (CITY) High cholesterol: 42.9%. High blood pressure: 42%. Obesity: 37.7%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 15.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FRIENDSVILLE High cholesterol 42.9% High blood pressure 42.0% Obesity 37.7% Diagnosed diabetes 14.2% Current cigarette smoking 15.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~411
Lack of health insurance (18–64) 8.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2430850
Google Maps
5.0 1 review
Town of Friendsville - Town Hall photo 1
Photos by Sharifah Daniel via Google Maps
View on Google Maps
Town of Friendsville - Town Hall
Open now · Mon 9:00 AM – 3:00 PM
(301) 746-5919
friendsville.org
945 Community Dr, Friendsville, MD 21531, USA
Recent Reviews
Sharifah Daniel ★★★★★
"Friendsville days are always fun and exciting"
Available in Friendsville

Life Insurance Products in Friendsville, MD

9 insurance products available in Friendsville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Garrett County and Nearby Maryland Counties

Life Insurance by City Near Friendsville, MD

Life insurance by city across Garrett County and adjacent Maryland counties.

🌟 Cities Served near Friendsville

30 Cities · 3 Counties
Washington County10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Garrett CountyHome10
AccidentBittingerBloomingtonCrellinDeer ParkJenningsLoch Lynn HeightsSang RunShallmarSwanton
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Official Resources

Know your rights in Friendsville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Friendsville Life Insurance Questions

💰

How much does life insurance cost in Friendsville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Friendsville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Friendsville?

Yes. June serves all of Friendsville and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia