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June Marcia Williams — Licensed Insurance Agent in Braddock Heights, MD
June Marcia Williams
Your Insurance Agent in Braddock Heights, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Braddock Heights, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Braddock Heights

Dedicated Coverage Options from Final Expense to Term Life in Frederick County

The Smart Choice for Dependable Life Insurance in Braddock Heights, MD

Your local licensed agent in Braddock Heights, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Braddock Heights, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Braddock Heights, MD

Braddock Heights, MD — Your Local Producer

From the scenic views atop Catoctin Mountain to the quiet streets that define our community, Braddock Heights is a special place to call home. As a licensed insurance producer right here in Maryland, I'm June Marcia Williams, and I'm dedicated to helping my neighbors protect the life they've built. I offer personalized guidance on a range of options, from Term and Whole Life to Final Expense and Accident & Injury policies. My goal is to help you understand your choices and find a plan that fits your family's needs. (NPN: 17209549, Maryland License No: 3004137002)

  • Braddock Heights Park
  • Braddock Heights Volunteer Fire Co
  • Jefferson Pike & Maryland Ave
NPN17209549MD License3004137002

Braddock Heights is home to approximately 2,900 residents in Frederick County, with a median age of 44.2 and a median household income of $121,000. About 95% of homes are owner-occupied; the median home value is $468,000. 44% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 6% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Braddock Heights households.

How Braddock Heights compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS BRADDOCK HEIGHTS · 3K RESIDENTS
Frederick County vs Braddock Heights — population comparison Frederick County: 273,829 residents. Braddock Heights: 2,857 residents, 1.0% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,857 BRADDOCK HEIGHTS RESIDENTS ↳ 1.0% of Frederick County residents
Underwriting Guidelines

Can I get life insurance with obesity in Braddock Heights, MD?

Coverage is widely available. Braddock Heights sits within Frederick County (population ~293,000, 7.7% uninsured), where 36.4% of adults have obesity alongside 31.9% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Braddock Heights families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Jefferson →

📊 Top Health Considerations (CDC)

Top Health Considerations for Braddock Heights (CITY) High cholesterol: 36.2%. High blood pressure: 31.9%. Obesity: 36.4%. Diagnosed diabetes: 10.3%. Current cigarette smoking: 9.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BRADDOCK HEIGHTS High cholesterol 36.2% High blood pressure 31.9% Obesity 36.4% Diagnosed diabetes 10.3% Current cigarette smoking 9.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~2,857
Lack of health insurance (18–64) 10.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2409100
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Braddock Heights photo 1Braddock Heights photo 2
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Braddock Heights
Braddock Heights, MD, USA
Available in Braddock Heights

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Braddock Heights.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Braddock Heights

30 Cities · 3 Counties
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Frederick CountyHome10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Baltimore County10
ArbutusDundalkEdgemereGraniteGunpowderHalethorpeHamptonHoneygoJacksonvilleMays Chapel
Official Resources

Know your rights in Braddock Heights.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Braddock Heights insurance — answered.

💰

How much does life insurance cost in Braddock Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Braddock Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Braddock Heights?

Yes. June serves all of Braddock Heights and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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