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Home›Maryland›Baltimore County›Essex

June Marcia Williams — Licensed Insurance Agent in Essex, MD
June Marcia Williams
Your Insurance Agent in Essex, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Essex, MD...
National Producer No.
17209549
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Life Insurance in Essex, MD

Securing Families Across Baltimore County with 9 Tailored Product Lines

Why Essex Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Essex, Baltimore County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Essex, Baltimore County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Essex, MD

Essex, MD — Your Local Producer

As a licensed insurance producer serving the Essex community, I understand the importance of protecting what matters most to your family. Here in Baltimore County, we value hard work and looking out for our neighbors. That's my commitment to you—to provide clear, personalized guidance on insurance options, from Term and Whole Life to Final Expense and Accident & Injury policies. My goal is to help you navigate your choices with confidence, ensuring your loved ones have a financial safety net. I'm June Marcia Williams, and I'm here to help. (NPN: 17209549, Maryland License No: 3004137002)

  • Rocky Point Park and Beach
  • Eastern Boulevard
  • Kenwood High School
NPN17209549MD License3004137002

Essex is home to approximately 40,800 residents in Baltimore County, with a median age of 40.4 and a median household income of $67,600. About 58% of homes are owner-occupied; the median home value is $236,000. 17% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Essex households.

How Essex compares to Baltimore County

BALTIMORE COUNTY · 851K RESIDENTS ESSEX · 41K RESIDENTS
Baltimore County vs Essex — population comparison Baltimore County: 850,737 residents. Essex: 40,842 residents, 4.8% of Baltimore County population.
850,737 BALTIMORE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
40,842 ESSEX RESIDENTS ↳ 4.8% of Baltimore County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Essex, MD?

Yes. Baltimore County's health profile — 851,000 residents, 8.1% uninsured, 38.1% adults with high cholesterol, 27.5% with arthritis — shapes how A-rated carriers tier rate classes for Essex applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Glyndon →

📊 Top Health Considerations (CDC)

Top Health Considerations for Essex (CITY) High cholesterol: 38.1%. High blood pressure: 38.1%. Obesity: 36.9%. Diagnosed diabetes: 14%. Current cigarette smoking: 15.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ESSEX High cholesterol 38.1% High blood pressure 38.1% Obesity 36.9% Diagnosed diabetes 14.0% Current cigarette smoking 15.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Baltimore County Gov Portal .GOV
Population ~40,842
Lack of health insurance (18–64) 10.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2426600
Google Maps
Essex photo 1Essex photo 2Essex photo 3Essex photo 4
Photos by Daniel Presley , Willow Wright , Moises Almosny , Belinda Sacco via Google Maps
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Essex
Essex, MD 21221, USA
Available in Essex

Life Insurance Products in Essex, MD

9 insurance products available in Essex

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Baltimore County and Nearby Maryland Counties

Life Insurance by City Near Essex, MD

Life insurance by city across Baltimore County and adjacent Maryland counties.

🌟 Cities Served near Essex

30 Cities · 3 Counties
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Baltimore CountyHome10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEudowoodGunpowderHoneygo
Kent County10
BettertonButlertownChestertownGalenaKennedyvilleMasseyMillingtonRock HallStill PondWorton
Official Resources

Know your rights in Essex.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Essex Life Insurance Questions

💰

How much does life insurance cost in Essex?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Essex
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Essex?

Yes. June serves all of Essex and every municipality in Baltimore County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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