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Home›Maryland›Frederick County›Jefferson

June Marcia Williams — Licensed Insurance Agent in Jefferson, MD
June Marcia Williams
Your Insurance Agent in Jefferson, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jefferson, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Jefferson, MD | 12+ Years Experience

Top-Rated Financial Protection for Jefferson Residents

Honest, Local Insurance Guidance for Your Family's Future in Frederick County

Your local licensed agent in Jefferson, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Jefferson, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Jefferson, MD

Jefferson, MD — Your Local Producer

Living amidst the historic charm and rolling hills of Frederick County, I understand the importance of community and security for my neighbors in Jefferson. My name is June Marcia Williams, and as a licensed Maryland insurance producer, I am committed to helping local families and individuals plan for the future. I offer personalized guidance on a range of options, from Term and Whole Life to Final Expense and Accident policies. My focus is on providing clear, straightforward information so you can make confident decisions for your loved ones. Let's connect to review your needs. (NPN: 17209549, Maryland License No: 3004137002)

  • Valley Elementary School
  • Jefferson Ruritan Community Center
  • Intersection of Jefferson Pike (MD-180) and Lander Road
NPN17209549MD License3004137002

Jefferson is home to approximately 2,700 residents in Frederick County, with a median age of 41.4 and a median household income of $138,000. About 88% of homes are owner-occupied; the median home value is $442,000. 40% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 5% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Jefferson households.

How Jefferson compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS JEFFERSON · 3K RESIDENTS
Frederick County vs Jefferson — population comparison Frederick County: 273,829 residents. Jefferson: 2,742 residents, 1.0% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,742 JEFFERSON RESIDENTS ↳ 1.0% of Frederick County residents
Underwriting Guidelines

Does current asthma affect life insurance rates in Jefferson, MD?

Jefferson applicants with current asthma qualify routinely. The local risk pool — Frederick County's ~293,000 residents, 7.7% without health coverage — shows 9.5% adult prevalence of current asthma and 10.0% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Jefferson families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Rocky Ridge →

📊 Top Health Considerations (CDC)

Top Health Considerations for Jefferson (CITY) High cholesterol: 42%. High blood pressure: 36.6%. Obesity: 35.1%. Diagnosed diabetes: 11.3%. Current cigarette smoking: 10%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · JEFFERSON High cholesterol 42.0% High blood pressure 36.6% Obesity 35.1% Diagnosed diabetes 11.3% Current cigarette smoking 10.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~2,742
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2442350
Google Maps
4.3 6 reviews
City Hall photo 1
Photos by Dennis Yerger via Google Maps
View on Google Maps
City Hall
Open now · Mon Open 24 hours
(573) 634-6410
jeffersoncitymo.gov .GOV
320 E McCarty St, Jefferson City, MO 65101, USA
Recent Reviews
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Available in Jefferson

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Jefferson.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Jefferson

30 Cities · 3 Counties
Baltimore County10
ArbutusDundalkEdgemereGraniteGunpowderHalethorpeHamptonHoneygoJacksonvilleMays Chapel
Frederick CountyHome10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickKnoxvilleMonroviaPoint Of RocksRocky RidgeWalkersville
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Official Resources

Know your rights in Jefferson.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Jefferson insurance — answered.

💰

How much does life insurance cost in Jefferson?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Jefferson
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Jefferson?

Yes. June serves all of Jefferson and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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