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June Marcia Williams — Licensed Insurance Agent in Solomons, MD
June Marcia Williams
Your Insurance Agent in Solomons, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Solomons, MD...
National Producer No.
17209549
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Life Insurance in Solomons, MD

Top-Rated Financial Protection for Solomons Residents

Honest, Local Insurance Guidance for Your Family's Future in Calvert County

Your local licensed agent in Solomons, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Solomons, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
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❤️ 3K+ Satisfied
Right here · Solomons, MD

Solomons, MD — Your Local Producer

Hello, Solomons! As a licensed insurance producer living and working in the beautiful Calvert County area, I appreciate our unique waterfront lifestyle and close-knit community. My goal is to help my neighbors protect their families and futures with personalized insurance guidance. Whether you're considering Term Life, Final Expense, or other supplemental health options, I'm here to help you understand your choices without the corporate jargon. As an individual producer (NPN: 17209549, Maryland License No: 3004137002), I provide dedicated, one-on-one service to help you secure the right coverage for your specific needs.

  • Calvert Marine Museum
  • Annmarie Sculpture Garden & Arts Center
  • Governor Thomas Johnson Bridge
NPN17209549MD License3004137002

Solomons is home to approximately 2,200 residents in Calvert County, with a median age of 63.6 and a median household income of $88,600. About 70% of homes are owner-occupied; the median home value is $464,000. 50% of adults hold a bachelor's degree or higher; households with children make up 8%; veterans comprise 14% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Solomons households.

How Solomons compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS SOLOMONS · 2K RESIDENTS
Calvert County vs Solomons — population comparison Calvert County: 93,244 residents. Solomons: 2,242 residents, 2.4% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,242 SOLOMONS RESIDENTS ↳ 2.4% of Calvert County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Solomons, MD?

Solomons applicants with high cholesterol qualify routinely. The local risk pool — Calvert County's ~93,000 residents, 6.5% without health coverage — shows 46.9% adult prevalence of high cholesterol and 23.8% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Chesapeake Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Solomons (CITY) High cholesterol: 46.9%. High blood pressure: 48.5%. Obesity: 29.6%. Diagnosed diabetes: 13.4%. Current cigarette smoking: 7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SOLOMONS High cholesterol 46.9% High blood pressure 48.5% Obesity 29.6% Diagnosed diabetes 13.4% Current cigarette smoking 7.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~2,242
Lack of health insurance (18–64) 5.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2473325
Google Maps
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Available in Solomons

Life Insurance Products in Solomons, MD

9 insurance products available in Solomons

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Calvert County and Nearby Maryland Counties

Life Insurance by City Near Solomons, MD

Life insurance by city across Calvert County and adjacent Maryland counties.

🌟 Cities Served near Solomons

30 Cities · 3 Counties
St Marys County10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Calvert CountyHome10
Broomes IslandCalvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort Republic
Talbot County10
BozmanClaiborneCordovaEastonMcdanielNewcombOxfordSaint MichaelsSt. MichaelsTrappe
Official Resources

Know your rights in Solomons.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Solomons Life Insurance Questions

💰

How much does life insurance cost in Solomons?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Solomons
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Solomons?

Yes. June serves all of Solomons and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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