Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›Calvert County›Drum Point

June Marcia Williams — Licensed Insurance Agent in Drum Point, MD
June Marcia Williams
Your Insurance Agent in Drum Point, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Drum Point, MD...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Drum Point

Dedicated Coverage Options from Final Expense to Term Life in Calvert County

The Smart Choice for Dependable Life Insurance in Drum Point, MD

Your local licensed agent in Drum Point, Calvert County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Drum Point, Calvert County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Drum Point, MD

Drum Point, MD — Your Local Producer

Hello, Drum Point neighbors! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve our Calvert County community. Life here by the Chesapeake Bay has a unique rhythm, and your financial protection should be just as personalized. Whether you're thinking about securing your family's future with life insurance, planning for final expenses, or exploring options for critical illness or accident coverage, I'm here to help you navigate the choices. My goal is to provide clear, straightforward guidance so you can find a plan that fits your life. (NPN: 17209549, Maryland License No: 3004137002)

  • Drum Point Beach
  • Calvert Cliffs State Park
  • Rousby Hall Road
NPN17209549MD License3004137002

Drum Point is home to approximately 3,000 residents in Calvert County, with a median age of 41.9 and a median household income of $135,000. About 92% of homes are owner-occupied; the median home value is $397,000. 42% of adults hold a bachelor's degree or higher; households with children make up 42%; veterans comprise 13% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Drum Point households.

How Drum Point compares to Calvert County

CALVERT COUNTY · 93K RESIDENTS DRUM POINT · 3K RESIDENTS
Calvert County vs Drum Point — population comparison Calvert County: 93,244 residents. Drum Point: 2,979 residents, 3.2% of Calvert County population.
93,244 CALVERT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,979 DRUM POINT RESIDENTS ↳ 3.2% of Calvert County residents
Underwriting Guidelines

What rate class can Drum Point applicants with obesity expect from life insurance carriers?

Many Drum Point residents secure competitive rates despite obesity. Calvert County reports 37.9% adult prevalence (CDC PLACES); 35.8% also manage high cholesterol, with 6.5% of the ~95,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Drum Point families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby North Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Drum Point (CITY) High cholesterol: 35.8%. High blood pressure: 35.7%. Obesity: 37.9%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DRUM POINT High cholesterol 35.8% High blood pressure 35.7% Obesity 37.9% Diagnosed diabetes 10.7% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Calvert County Gov Portal .GOV
Population ~2,979
Lack of health insurance (18–64) 6.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2423700
Google Maps
View on Google Maps
Available in Drum Point

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Calvert County and Neighboring Maryland Counties

Cities served near Drum Point.

June Marcia Williams writes life insurance and supplemental health policies across Calvert County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Drum Point

30 Cities · 3 Counties
St Marys County10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallRidgeTall Timbers
Calvert CountyHome10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachLusbyPrince FrederickSaint Leonard
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Official Resources

Know your rights in Drum Point.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Drum Point insurance — answered.

💰

How much does life insurance cost in Drum Point?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Drum Point
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Drum Point?

Yes. June serves all of Drum Point and every municipality in Calvert County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Dowell Calvert County, MD 10 products available
•
You Are Here Drum Point Calvert County, MD
•
Next → Dunkirk Calvert County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia