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Home›Maryland›Allegany County›Detmold

June Marcia Williams — Licensed Insurance Agent in Detmold, MD
June Marcia Williams
Your Insurance Agent in Detmold, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Detmold, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Detmold | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Detmold Without the Complexity

Your local licensed agent in Detmold, Allegany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Detmold, Allegany County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Detmold, MD

Detmold, MD — Your Local Producer

Hello, Detmold neighbors. Life here in Allegany County has a character all its own, shaped by our rich history and the natural beauty that surrounds us. As your local licensed insurance producer, I am committed to helping my fellow Marylanders find personal insurance plans that fit their lives. Whether you're exploring options for Term Life, Final Expense, or other policies to protect your family's future, I provide clear, straightforward guidance. My goal is to help you understand your choices. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm here to help.

  • Paradise Street
  • Church Street, Midland
  • Dan's Mountain State Park
NPN17209549MD License3004137002

Detmold is home to approximately 99 residents in Allegany County, with a median age of 66.3. About 0% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 8% of residents. Average household size is 1.3. These demographic markers shape which life insurance products fit Detmold households.

How Detmold compares to Allegany County

ALLEGANY COUNTY · 68K RESIDENTS DETMOLD · 99 RESIDENTS
Allegany County vs Detmold — population comparison Allegany County: 68,161 residents. Detmold: 99 residents, 0.1% of Allegany County population.
68,161 ALLEGANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
99 DETMOLD RESIDENTS ↳ 0.1% of Allegany County residents
Underwriting Guidelines

Are Detmold residents with high cholesterol able to qualify for life insurance?

Yes. Allegany County's health profile — 67,000 residents, 9.4% uninsured, 40.0% adults with high cholesterol, 35.6% with obesity — shapes how A-rated carriers tier rate classes for Detmold applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Detmold families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Spring Gap →

📊 Top Health Considerations (CDC)

Top Health Considerations for Detmold (CITY) High cholesterol: 40%. High blood pressure: 40.3%. Obesity: 35.6%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 17%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DETMOLD High cholesterol 40.0% High blood pressure 40.3% Obesity 35.6% Diagnosed diabetes 13.2% Current cigarette smoking 17.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Allegany County Gov Portal .GOV
Population ~99
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2422825
Google Maps
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Available in Detmold

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Allegany County and Neighboring Maryland Counties

Cities served near Detmold.

June Marcia Williams writes life insurance and supplemental health policies across Allegany County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Detmold

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Allegany CountyHome10
BarrelvilleClarysvilleFranklinFrostburgKlondikeMccooleMidlothianOceanSpring GapWoodland
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Detmold.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Detmold insurance — answered.

💰

How much does life insurance cost in Detmold?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Detmold
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Detmold?

Yes. June serves all of Detmold and every municipality in Allegany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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