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June Marcia Williams — Licensed Insurance Agent in Clarysville, MD
June Marcia Williams
Your Insurance Agent in Clarysville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Clarysville, MD...
National Producer No.
17209549
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Life Insurance in Clarysville, MD

Top-Rated Financial Protection for Clarysville Residents

Honest, Local Insurance Guidance for Your Family's Future in Allegany County

Your local licensed agent in Clarysville, Allegany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Clarysville, Allegany County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Clarysville, MD

Clarysville, MD — Your Local Producer

For my neighbors in Clarysville and throughout Allegany County, life moves at its own pace, shaped by our rolling hills and the close-knit spirit of our Western Maryland community. As a licensed insurance producer right here in the area, my focus is on helping you protect the future you're building for your family. I offer personal guidance on a range of options, including Term Life, Whole Life, Final Expense, and supplemental plans for critical illness or accidents. My commitment is to provide clear, one-on-one support so you can navigate these important decisions with confidence. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002).

  • Clarysville Motel
  • Clarysville Volunteer Fire Department
  • National Pike (US Route 40)
NPN17209549MD License3004137002

Clarysville is home to approximately 13 residents in Allegany County, with a median age of -666666666.0. About 100% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 0% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Clarysville households.

How Clarysville compares to Allegany County

ALLEGANY COUNTY · 68K RESIDENTS CLARYSVILLE · 13 RESIDENTS
Allegany County vs Clarysville — population comparison Allegany County: 68,161 residents. Clarysville: 13 residents, 0.0% of Allegany County population.
68,161 ALLEGANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13 CLARYSVILLE RESIDENTS ↳ 0.0% of Allegany County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Clarysville, MD?

Many Clarysville residents secure competitive rates despite current cigarette smoking. Allegany County reports 14.8% adult prevalence (CDC PLACES); 11.4% also manage current asthma, with 9.4% of the ~68,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Nikep →

📊 Top Health Considerations (CDC)

Top Health Considerations for Clarysville (CITY) High cholesterol: 36.7%. High blood pressure: 36.4%. Obesity: 34.3%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLARYSVILLE High cholesterol 36.7% High blood pressure 36.4% Obesity 34.3% Diagnosed diabetes 11.7% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Allegany County Gov Portal .GOV
Population ~13
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2417475
Google Maps
3.4 163 reviews
"Low-key lodging with in-room microwaves & minifridges, free Wi-Fi & cable in modest surrounds." Google editorial · Clarysville Motel
Clarysville Motel photo 1
Photos by Clarysville Motel via Google Maps
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Clarysville Motel
Open now · Mon Open 24 hours
(301) 689-9912
clarysvillemotel.com
16300 National Hwy SW, Frostburg, MD 21532, USA
Recent Reviews
Allison Davis ★☆☆☆☆
"Terrible. Dirty. Unprofessional Booked a room with a kitchenette and he told us ‘that was an old room’ Tried talking to him. He refunded me the one night, WE DIDNT STAY. Then charged me again!!!!! …"
Dawn Petersen ★★★★★
"What we thought would be a quick stay turned into a bit longer. The owner is the kindest person I have ever met. He was so helpful and understanding. The room was exactly what we needed. Comfortable b…"
Available in Clarysville

Life Insurance Products in Clarysville, MD

9 insurance products available in Clarysville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Allegany County and Nearby Maryland Counties

Life Insurance by City Near Clarysville, MD

Life insurance by city across Allegany County and adjacent Maryland counties.

🌟 Cities Served near Clarysville

30 Cities · 3 Counties
Washington County10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Allegany CountyHome10
CumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapWesternportZihlman
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Official Resources

Know your rights in Clarysville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Clarysville Life Insurance Questions

💰

How much does life insurance cost in Clarysville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Clarysville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Clarysville?

Yes. June serves all of Clarysville and every municipality in Allegany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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