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Home›Maryland›Allegany County›La Vale

June Marcia Williams — Licensed Insurance Agent in La Vale, MD
June Marcia Williams
Your Insurance Agent in La Vale, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing La Vale, MD...
National Producer No.
17209549
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Trusted Life Insurance in La Vale, MD | Local Expert

Securing Families Across Allegany County with 9 Tailored Product Lines

Why La Vale Residents Rely on June for Complete Peace of Mind

Your local licensed agent in La Vale, Allegany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for La Vale, Allegany County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · La Vale, MD

La Vale, MD — Your Local Producer

For my neighbors in La Vale and across Allegany County, the peace of mind that comes with living amidst our beautiful mountain landscape is priceless. As a local licensed insurance producer, I'm dedicated to helping you protect that sense of security for your family's future. My name is June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I offer a range of personal insurance options, including Term Life, Final Expense, and Critical Illness plans. I'm here to help you navigate your choices and find a strategy that fits your unique life here in Western Maryland.

  • Country Club Mall
  • LaVale Library
  • La Vale Lions Park
NPN17209549MD License3004137002

La Vale is home to approximately 4,400 residents in Allegany County, with a median age of 44.3 and a median household income of $73,800. About 85% of homes are owner-occupied; the median home value is $168,000. 40% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 10% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit La Vale households.

How La Vale compares to Allegany County

ALLEGANY COUNTY · 68K RESIDENTS LA VALE · 4K RESIDENTS
Allegany County vs La Vale — population comparison Allegany County: 68,161 residents. La Vale: 4,351 residents, 6.4% of Allegany County population.
68,161 ALLEGANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,351 LA VALE RESIDENTS ↳ 6.4% of Allegany County residents
Underwriting Guidelines

Are La Vale residents with current cigarette smoking able to qualify for life insurance?

La Vale applicants with current cigarette smoking qualify routinely. The local risk pool — Allegany County's ~67,000 residents, 9.4% without health coverage — shows 19.1% adult prevalence of current cigarette smoking and 11.4% with current asthma. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches La Vale families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bowmans Addition →

📊 Top Health Considerations (CDC)

Top Health Considerations for La Vale (CITY) High cholesterol: 38.9%. High blood pressure: 41.7%. Obesity: 37.9%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LA VALE High cholesterol 38.9% High blood pressure 41.7% Obesity 37.9% Diagnosed diabetes 14.3% Current cigarette smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Allegany County Gov Portal .GOV
Population ~4,351
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2446075
Google Maps
4.0 5 reviews
Cumberland City Hall photo 1Cumberland City Hall photo 2Cumberland City Hall photo 3Cumberland City Hall photo 4
Photos by Keep Life Simple Allan , Nicole Pringle , Nicole Pringle , Doug Riegner via Google Maps
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Cumberland City Hall
Open now · Mon 8:00 AM – 4:00 PM
(301) 722-2000
ci.cumberland.md.us
57 N Liberty St, Cumberland, MD 21502, USA
Recent Reviews
Bob Gunther ★★★★★
"Thanks to all the city employees that got our roads clear today. I appreciate it because I doordash and can't work if the roads are not passable"
Pat Stakem ★★★★☆
"worth visiting, to see the mural painted up in the rotunda."
Available in La Vale

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Allegany County and Neighboring Maryland Counties

Cities served near La Vale.

June Marcia Williams writes life insurance and supplemental health policies across Allegany County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near La Vale

30 Cities · 3 Counties
Washington County10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Allegany CountyHome10
BarrelvilleClarysvilleFranklinFrostburgKlondikeMccooleMidlothianOceanSpring GapWoodland
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Official Resources

Know your rights in La Vale.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

La Vale insurance — answered.

💰

How much does life insurance cost in La Vale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

La Vale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of La Vale?

Yes. June serves all of La Vale and every municipality in Allegany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Klondike Allegany County, MD 10 products available
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