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Home›Maryland›Allegany County›La Vale

June Marcia Williams — Licensed Insurance Agent in La Vale, MD
June Marcia Williams
Your Insurance Agent in La Vale, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing La Vale, MD...
National Producer No.
17209549
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Life Insurance in La Vale, MD

Securing Families Across Allegany County with 9 Tailored Product Lines

Why La Vale Residents Rely on June for Complete Peace of Mind

Your local licensed agent in La Vale, Allegany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for La Vale, Allegany County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · La Vale, MD

La Vale, MD — Your Local Producer

For my neighbors in La Vale and across Allegany County, the peace of mind that comes with living amidst our beautiful mountain landscape is priceless. As a local licensed insurance producer, I'm dedicated to helping you protect that sense of security for your family's future. My name is June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I offer a range of personal insurance options, including Term Life, Final Expense, and Critical Illness plans. I'm here to help you navigate your choices and find a strategy that fits your unique life here in Western Maryland.

  • Country Club Mall
  • LaVale Library
  • La Vale Lions Park
NPN17209549MD License3004137002

La Vale is home to approximately 4,400 residents in Allegany County, with a median age of 44.3 and a median household income of $73,800. About 85% of homes are owner-occupied; the median home value is $168,000. 40% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 10% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit La Vale households.

How La Vale compares to Allegany County

ALLEGANY COUNTY · 68K RESIDENTS LA VALE · 4K RESIDENTS
Allegany County vs La Vale — population comparison Allegany County: 68,161 residents. La Vale: 4,351 residents, 6.4% of Allegany County population.
68,161 ALLEGANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,351 LA VALE RESIDENTS ↳ 6.4% of Allegany County residents
Underwriting Guidelines

Are La Vale residents with current cigarette smoking able to qualify for life insurance?

La Vale applicants with current cigarette smoking qualify routinely. The local risk pool — Allegany County's ~68,000 residents, 9.4% without health coverage — shows 19.1% adult prevalence of current cigarette smoking and 11.4% with current asthma. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Bowmans Addition →

📊 Top Health Considerations (CDC)

Top Health Considerations for La Vale (CITY) High cholesterol: 38.9%. High blood pressure: 41.7%. Obesity: 37.9%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LA VALE High cholesterol 38.9% High blood pressure 41.7% Obesity 37.9% Diagnosed diabetes 14.3% Current cigarette smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Allegany County Gov Portal .GOV
Population ~4,351
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2446075
Google Maps
4.0 5 reviews
Cumberland City Hall photo 1Cumberland City Hall photo 2Cumberland City Hall photo 3Cumberland City Hall photo 4
Photos by Keep Life Simple Allan , Nicole Pringle , Nicole Pringle , Doug Riegner via Google Maps
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Cumberland City Hall
Open now · Mon 8:00 AM – 4:00 PM
(301) 722-2000
ci.cumberland.md.us
57 N Liberty St, Cumberland, MD 21502, USA
Recent Reviews
Bob Gunther ★★★★★
"Thanks to all the city employees that got our roads clear today. I appreciate it because I doordash and can't work if the roads are not passable"
Pat Stakem ★★★★☆
"worth visiting, to see the mural painted up in the rotunda."
Available in La Vale

Life Insurance Products in La Vale, MD

9 insurance products available in La Vale

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Allegany County and Nearby Maryland Counties

Life Insurance by City Near La Vale, MD

Life insurance by city across Allegany County and adjacent Maryland counties.

🌟 Cities Served near La Vale

30 Cities · 3 Counties
Washington County10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Allegany CountyHome10
ClarysvilleCumberlandFlintstoneFrostburgLonaconingLukeMidlandSpring GapWesternportZihlman
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Official Resources

Know your rights in La Vale.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

La Vale Life Insurance Questions

💰

How much does life insurance cost in La Vale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

La Vale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of La Vale?

Yes. June serves all of La Vale and every municipality in Allegany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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