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June Marcia Williams — Licensed Term Life Insurance Agent in Wauchula, FL
June Marcia Williams
Your Insurance Agent in Wauchula, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wauchula, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Wauchula, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Wauchula, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Wauchula, FL

Wauchula, FL — Your Local Producer

Hello, Wauchula! As a resident of the Sunshine State, I appreciate the unique, close-knit character that defines life here in Hardee County. My name is June Marcia Williams, and I am a licensed insurance producer dedicated to serving our community. I help individuals and families navigate their options for personal insurance, including Term Life, Whole Life, Final Expense, and other supplemental plans. Whether you're planning for the future or seeking protection for unexpected events, I'm here to provide clear, personalized guidance. It's my goal to help my Wauchula neighbors feel confident in their decisions. (NPN: 17209549, Florida License No: W840529)

  • Hardee County Courthouse
  • Wauchula Train Depot
  • Peace River Park
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Wauchula

46 on public record · Florida DFS · Fla. Stat. §119.01

AD
Acheline Delhomme
Life Including Variable Annuity & Health
NPN 20368127 Licensed 2022
AM
Angela Patricia Medina
Life Including Variable Annuity & Health
NPN 20788356 Licensed 2023
AP
Aniuska N Darnott Pena
Life Including Variable Annuity & Health
NPN 21147759 Licensed 2024
AA
Antonio Montanez Arellano
Life Including Variable Annuity & Health
NPN 21224122 Licensed 2024
AR
Aubrey Olivia Romann
Life Including Variable Annuity & Health
NPN 20782890 Licensed 2023
CB
Cheryl Lynn Valentin Burt
Life Including Variable Annuity & Health
NPN 20467602 Licensed 2022
CC
Claire Eve Cornell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19018599 Licensed 2019
CL
Clara Durrance Laurent
Life Including Variable Annuity & Health
NPN 19755323 Licensed 2020
CG
Courtney Asheleigh Graham
Life Including Variable Annuity & Health
NPN 8908635 Licensed 2017
CB
Craig William Baldauf
Life Including Variable Annuity & Health
NPN 18988123 Licensed 2018
DT
Dai Bear Thao
Life Including Variable Annuity & Health
NPN 6981179 Licensed 2023
DH
Dana Marie Hernandez
Life Including Variable Annuity & Health
NPN 22173047 Licensed 2026
DS
David Bryan Singletary
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 2970684 Licensed 2000
DB
Derren James Bryan
Life Including Variable Annuity & Health
NPN 9397327 Licensed 2011
DA
Dustin Wayne Albritton
Life Including Variable Annuity & Health
NPN 22048022 Licensed 2025
EO
Elisa Ochoa
Life Including Variable Annuity & Health
NPN 21124816 Licensed 2024
ER
Estaban R Romero
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20242568 Licensed 2022
GW
George L Wadsworth
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 461878 Licensed 1990
GL
George Nelson Lackey
Life Including Variable Annuity & Health
NPN 21055083 Licensed 2024
JY
James William Yeomans
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 15907234 Licensed 2010
JC
Jason Cloud
Life Including Variable Annuity & Health
NPN 18150923 Licensed 2016
JQ
Javier Perez Quezada
Life Including Variable Annuity & Health
NPN 17755254 Licensed 2015
JP
Jorge Eliazar Perez
Life Including Variable Annuity & Health
NPN 21104774 Licensed 2024
JJ
Jose Angel Juarez
Life Including Variable Annuity & Health
NPN 21038197 Licensed 2024
View all 46 licensed term life producers in Wauchula →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Wauchula regional market. Rates are localized using regional health baselines.

Official Wauchula Resources

County Hardee County
Population ~4,898
Lack of insurance (18–64) 26.3%
FIPS code 1275375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Wauchula rates. Start your quote request below.

Google Maps
2.5 10 reviews
Wauchula City Utility Department photo 1
Photos by Skylaar Simmons via Google Maps
Wauchula City Utility Department
Closed now · Mon 9:00 AM – 4:00 PM
126 S 7th Ave, Wauchula, FL 33873, USA
Recent Reviews
Skylaar Simmons ★☆☆☆☆
"My family was not taking seriously was told the truck arm did this with no possible way of human contact… Love it thank you again for treating a family like a joke"
Kayla Hildreth ★☆☆☆☆
"If you’re one day late, because you forgot to pay your bill the day before, it completely resets your 2 year waiting period to get your deposit back. Gotta love the greed."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Wauchula?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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