June Marcia Williams

Your Insurance Agent in Wauchula, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Wauchula, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Wauchula, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Wauchula, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Wauchula, FL

Wauchula, FL — Your Local Producer

Hello, Wauchula! As a resident of the Sunshine State, I appreciate the unique, close-knit character that defines life here in Hardee County. My name is June Marcia Williams, and I am a licensed insurance producer dedicated to serving our community. I help individuals and families navigate their options for personal insurance, including Term Life, Whole Life, Final Expense, and other supplemental plans. Whether you're planning for the future or seeking protection for unexpected events, I'm here to provide clear, personalized guidance. It's my goal to help my Wauchula neighbors feel confident in their decisions. (NPN: 17209549, Florida License No: W840529)

Hardee County Courthouse
Wauchula Train Depot
Peace River Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Wauchula

46 on public record · Florida DFS · Fla. Stat. §119.01

Acheline Delhomme

Life Including Variable Annuity & Health

NPN 20368127 Licensed 2022

Angela Patricia Medina

Life Including Variable Annuity & Health

NPN 20788356 Licensed 2023

Aniuska N Darnott Pena

Life Including Variable Annuity & Health

NPN 21147759 Licensed 2024

Antonio Montanez Arellano

Life Including Variable Annuity & Health

NPN 21224122 Licensed 2024

Aubrey Olivia Romann

Life Including Variable Annuity & Health

NPN 20782890 Licensed 2023

Cheryl Lynn Valentin Burt

Life Including Variable Annuity & Health

NPN 20467602 Licensed 2022

Claire Eve Cornell

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19018599 Licensed 2019

Clara Durrance Laurent

Life Including Variable Annuity & Health

NPN 19755323 Licensed 2020

Courtney Asheleigh Graham

Life Including Variable Annuity & Health

NPN 8908635 Licensed 2017

Craig William Baldauf

Life Including Variable Annuity & Health

NPN 18988123 Licensed 2018

Dai Bear Thao

Life Including Variable Annuity & Health

NPN 6981179 Licensed 2023

Dana Marie Hernandez

Life Including Variable Annuity & Health

NPN 22173047 Licensed 2026

David Bryan Singletary

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 2970684 Licensed 2000

Derren James Bryan

Life Including Variable Annuity & Health

NPN 9397327 Licensed 2011

Dustin Wayne Albritton

Life Including Variable Annuity & Health

NPN 22048022 Licensed 2025

Elisa Ochoa

Life Including Variable Annuity & Health

NPN 21124816 Licensed 2024

Estaban R Romero

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20242568 Licensed 2022

George L Wadsworth

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 461878 Licensed 1990

George Nelson Lackey

Life Including Variable Annuity & Health

NPN 21055083 Licensed 2024

James William Yeomans

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 15907234 Licensed 2010

Jason Cloud

Life Including Variable Annuity & Health

NPN 18150923 Licensed 2016

Javier Perez Quezada

Life Including Variable Annuity & Health

NPN 17755254 Licensed 2015

Jorge Eliazar Perez

Life Including Variable Annuity & Health

NPN 21104774 Licensed 2024

Jose Angel Juarez

Life Including Variable Annuity & Health

NPN 21038197 Licensed 2024

View all 46 licensed final expense producers in Wauchula →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Wauchula regional market. Rates are localized using regional health baselines.

Official Wauchula Resources

County Hardee County

Population ~4,898

Lack of insurance (18–64) 26.3%

FIPS code 1275375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Wauchula rates. Start your quote request below.

FL OIR .GOV Hardee County Gov Portal .GOV

2.5 10 reviews

Wauchula City Utility Department photo 1

Photos by Skylaar Simmons via Google Maps

View on Google Maps

Wauchula City Utility Department

Closed now · Mon 9:00 AM – 4:00 PM

(863) 773-3131

cityofwauchula.gov .GOV

126 S 7th Ave, Wauchula, FL 33873, USA

Recent Reviews

Skylaar Simmons ★☆☆☆☆

"My family was not taking seriously was told the truck arm did this with no possible way of human contact… Love it thank you again for treating a family like a joke"

Kayla Hildreth ★☆☆☆☆

"If you’re one day late, because you forgot to pay your bill the day before, it completely resets your 2 year waiting period to get your deposit back. Gotta love the greed."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Wauchula

More Insurance Options in Wauchula, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Wauchula, FL

Wauchula, FL — Your Local Producer

Licensed Final Expense Producers in Wauchula

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Wauchula Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Wauchula, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Hardee County

Bowling Green Life Protection

Fort Green Financial Security

Fort Green Springs Financial Security

Gardner Financial Security

Lemon Grove Wealth Strategy

Limestone Coverage Guide

Ona Financial Security

Zolfo Springs Financial Security

Auburndale Life Protection

Bartow Wealth Strategy

Bradley Junction Coverage Guide

The Cypress Gardens Legacy Plan

Eloise Life Protection

The Haines City Legacy Plan

Lake Wales Coverage Guide

Lakeland Life Protection

The Lakeland Highlands Legacy Plan

Willow Oak Wealth Strategy

Anna Maria Life Protection

The Bayshore Gardens Legacy Plan

Braden River Life Protection

Bradenton Life Protection

Bradenton Beach Wealth Strategy

College Plaza Coverage Guide

The Holmes Beach Legacy Plan

The Palmetto Legacy Plan

Terra Ceia Financial Security

West Bradenton Financial Security

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Wauchula Resources