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Home›Maryland›Washington County›Robinwood

June Marcia Williams — Licensed Insurance Agent in Robinwood, MD
June Marcia Williams
Your Insurance Agent in Robinwood, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Robinwood, MD...
National Producer No.
17209549
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Life Insurance in Robinwood, MD

Dedicated Coverage Options from Final Expense to Term Life in Washington County

The Smart Choice for Dependable Life Insurance in Robinwood, MD

Your local licensed agent in Robinwood, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Robinwood, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Robinwood, MD

Robinwood, MD — Your Local Producer

Hello to my neighbors in Robinwood! I truly appreciate the strong sense of community we have here in Washington County, a place rich with both history and a focus on the future. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving our local families. I help individuals navigate their options for personal insurance—from Term and Whole Life to plans covering critical illness or accidents. My goal is to provide clear, straightforward information so you can feel confident in the choices you make to protect your loved ones. (NPN: 17209549, Maryland License No: 3004137002)

  • Robinwood Medical Center
  • Hagerstown Community College
  • Robinwood Drive
NPN17209549MD License3004137002

Robinwood is home to approximately 8,000 residents in Washington County, with a median age of 37.5 and a median household income of $84,900. About 50% of homes are owner-occupied; the median home value is $307,000. 25% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 4% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Robinwood households.

How Robinwood compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS ROBINWOOD · 8K RESIDENTS
Washington County vs Robinwood — population comparison Washington County: 154,645 residents. Robinwood: 8,002 residents, 5.2% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,002 ROBINWOOD RESIDENTS ↳ 5.2% of Washington County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Robinwood, MD?

Robinwood applicants with high cholesterol qualify routinely. The local risk pool — Washington County's ~155,000 residents, 9.4% without health coverage — shows 36.2% adult prevalence of high cholesterol and 26.4% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Beaver Creek →

📊 Top Health Considerations (CDC)

Top Health Considerations for Robinwood (CITY) High cholesterol: 36.2%. High blood pressure: 38.1%. Obesity: 37.2%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 13.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ROBINWOOD High cholesterol 36.2% High blood pressure 38.1% Obesity 37.2% Diagnosed diabetes 12.8% Current cigarette smoking 13.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~8,002
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2467000
Google Maps
4.0 34 reviews
Hagerstown City Hall photo 1Hagerstown City Hall photo 2
Photos by Drew Cannon , Altimont Mark Wilks via Google Maps
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Hagerstown City Hall
Open now · Mon 8:00 AM – 4:30 PM
(301) 739-8577
hagerstownmd.org
1 E Franklin St, Hagerstown, MD 21740, USA
Recent Reviews
John Shaffer ★☆☆☆☆
"Took out all the meter parking and replace with pay by phone. I don't have that capability. I have cash and coins. How do you park and do business in Hagerstown. If made to pay for any service Cash mu…"
tammy tagg ★★★★★
"Friendly courtesy staff who helped me answer my questions and I was able to fill out the paperwork and change a bill to just my name in less than ten minutes and I was right back to my car."
Available in Robinwood

Life Insurance Products in Robinwood, MD

9 insurance products available in Robinwood

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Robinwood, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Robinwood

30 Cities · 3 Counties
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Official Resources

Know your rights in Robinwood.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Robinwood Life Insurance Questions

💰

How much does life insurance cost in Robinwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Robinwood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Robinwood?

Yes. June serves all of Robinwood and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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