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Home›Maryland›Washington County›Mercersville

June Marcia Williams — Licensed Insurance Agent in Mercersville, MD
June Marcia Williams
Your Insurance Agent in Mercersville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mercersville, MD...
National Producer No.
17209549
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Life Insurance in Mercersville, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Mercersville Without the Complexity

Your local licensed agent in Mercersville, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Mercersville, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Mercersville, MD

Mercersville, MD — Your Local Producer

Hello Mercersville! As a resident of the Washington County area, I appreciate the unique character and strong community spirit we have here. My name is June Marcia Williams, and I'm a licensed insurance producer committed to helping my neighbors navigate their options for personal insurance. I offer guidance on a range of plans, from Term and Whole Life to policies covering critical illness or final expenses. My focus is on providing a personal, one-on-one approach to help you find a path forward that brings you peace of mind. Let's work together to protect what matters most. (NPN: 17209549, Maryland License No: 3004137002)

  • Valley Mall
  • Fountain Rock Elementary School
  • Hagerstown Community College
NPN17209549MD License3004137002

Mercersville is home to approximately 322 residents in Washington County, with a median age of 35.9 and a median household income of $47,100. About 69% of homes are owner-occupied. 32% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 3% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Mercersville households.

How Mercersville compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS MERCERSVILLE · 322 RESIDENTS
Washington County vs Mercersville — population comparison Washington County: 154,645 residents. Mercersville: 322 residents, 0.2% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
322 MERCERSVILLE RESIDENTS ↳ 0.2% of Washington County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Mercersville, MD?

Many Mercersville residents secure competitive rates despite current cigarette smoking. Washington County reports 13.3% adult prevalence (CDC PLACES); 11.9% also manage diagnosed diabetes, with 9.4% of the ~155,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Smithsburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mercersville (CITY) High cholesterol: 37.2%. High blood pressure: 37.2%. Obesity: 36.1%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MERCERSVILLE High cholesterol 37.2% High blood pressure 37.2% Obesity 36.1% Diagnosed diabetes 11.9% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~322
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2451945
Google Maps
4.0 34 reviews
Hagerstown City Hall photo 1Hagerstown City Hall photo 2Hagerstown City Hall photo 3Hagerstown City Hall photo 4
Photos by Drew Cannon , Altimont Mark Wilks , Dustin Charland , David Herszenson via Google Maps
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Hagerstown City Hall
Open now · Mon 8:00 AM – 4:30 PM
(301) 739-8577
hagerstownmd.org
1 E Franklin St, Hagerstown, MD 21740, USA
Recent Reviews
John Shaffer ★☆☆☆☆
"Took out all the meter parking and replace with pay by phone. I don't have that capability. I have cash and coins. How do you park and do business in Hagerstown. If made to pay for any service Cash mu…"
tammy tagg ★★★★★
"Friendly courtesy staff who helped me answer my questions and I was able to fill out the paperwork and change a bill to just my name in less than ten minutes and I was right back to my car."
Available in Mercersville

Life Insurance Products in Mercersville, MD

9 insurance products available in Mercersville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Mercersville, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Mercersville

30 Cities · 3 Counties
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRobinwoodRohrersville
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Official Resources

Know your rights in Mercersville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mercersville Life Insurance Questions

💰

How much does life insurance cost in Mercersville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mercersville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mercersville?

Yes. June serves all of Mercersville and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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