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June Marcia Williams — Licensed Insurance Agent in Beaver Creek, MD
June Marcia Williams
Your Insurance Agent in Beaver Creek, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Beaver Creek, MD...
National Producer No.
17209549
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Life Insurance in Beaver Creek, MD

Securing Families Across Washington County with 9 Tailored Product Lines

Why Beaver Creek Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Beaver Creek, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Beaver Creek, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Beaver Creek, MD

Beaver Creek, MD — Your Local Producer

Hello, Beaver Creek neighbors. My name is June Marcia Williams, and I'm a licensed insurance producer proud to serve our Washington County community. In a place known for its scenic beauty and tranquil character, ensuring your family's financial security is one of the most important things you can do. I specialize in helping individuals find the right personal insurance—from Term Life and Final Expense to Accident & Injury policies—that aligns with their specific goals. Let's connect and build a plan that provides peace of mind for your future. (NPN: 17209549, Maryland License No: 3004137002)

  • Beaver Creek Country Club
  • Beaver Creek School
  • Beaver Creek Church
NPN17209549MD License3004137002

Beaver Creek is home to approximately 422 residents in Washington County, with a median age of 37.6 and a median household income of $156,000. About 93% of homes are owner-occupied; the median home value is $566,000. 50% of adults hold a bachelor's degree or higher; households with children make up 46%; veterans comprise 2% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Beaver Creek households.

How Beaver Creek compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS BEAVER CREEK · 422 RESIDENTS
Washington County vs Beaver Creek — population comparison Washington County: 154,645 residents. Beaver Creek: 422 residents, 0.3% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
422 BEAVER CREEK RESIDENTS ↳ 0.3% of Washington County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Beaver Creek, MD?

Yes, qualification is common in Beaver Creek. Within Washington County's ~155,000 residents — including the 9.4% currently without health coverage — 14.4% of adults manage diagnosed diabetes and 41.2% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ernstville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Beaver Creek (CITY) High cholesterol: 35.4%. High blood pressure: 39.6%. Obesity: 41.2%. Diagnosed diabetes: 14.4%. Current cigarette smoking: 17.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEAVER CREEK High cholesterol 35.4% High blood pressure 39.6% Obesity 41.2% Diagnosed diabetes 14.4% Current cigarette smoking 17.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~422
Lack of health insurance (18–64) 11.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2405250
Google Maps
Beaver Creek civic building photo 1Beaver Creek civic building photo 2
Photos by Beavercreek City Hall , Randy Burkett via Google Maps
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Available in Beaver Creek

Life Insurance Products in Beaver Creek, MD

9 insurance products available in Beaver Creek

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Beaver Creek, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Beaver Creek

30 Cities · 3 Counties
Allegany County10
ClarysvilleCumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapZihlman
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Howard County10
Annapolis JunctiClarksvilleColumbiaCooksvilleDaytonEllicott CityFultonGlenelgGlenwoodHighland
Official Resources

Know your rights in Beaver Creek.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Beaver Creek Life Insurance Questions

💰

How much does life insurance cost in Beaver Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Beaver Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Beaver Creek?

Yes. June serves all of Beaver Creek and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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