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June Marcia Williams — Licensed Insurance Agent in Hampstead, MD
June Marcia Williams
Your Insurance Agent in Hampstead, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hampstead, MD...
National Producer No.
17209549
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Life Insurance in Hampstead, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Hampstead Without the Complexity

Your local licensed agent in Hampstead, Carroll County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Hampstead, Carroll County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Hampstead, MD

Hampstead, MD — Your Local Producer

As a fellow Marylander, I appreciate the unique, close-knit community spirit we cherish here in Hampstead and across Carroll County. It’s a place where looking out for your neighbors is second nature. My goal as your local licensed insurance producer is to offer that same level of personal attention and care. I'm here to help you navigate your options for personal insurance, from Term and Whole Life to Final Expense and Accident & Injury policies, ensuring you find a path forward that protects what matters most. Let's work together to secure your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Hampstead Town Office
  • Hampstead Elementary School
  • Main Street (MD Route 482)
NPN17209549MD License3004137002

Hampstead is home to approximately 6,300 residents in Carroll County, with a median age of 41.4 and a median household income of $87,500. About 79% of homes are owner-occupied; the median home value is $300,000. 41% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 6% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Hampstead households.

How Hampstead compares to Carroll County

CARROLL COUNTY · 173K RESIDENTS HAMPSTEAD · 6K RESIDENTS
Carroll County vs Hampstead — population comparison Carroll County: 173,225 residents. Hampstead: 6,278 residents, 3.6% of Carroll County population.
173,225 CARROLL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,278 HAMPSTEAD RESIDENTS ↳ 3.6% of Carroll County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Hampstead, MD?

Hampstead applicants with diagnosed diabetes qualify routinely. The local risk pool — Carroll County's ~173,000 residents, 6.3% without health coverage — shows 9.8% adult prevalence of diagnosed diabetes and 38.0% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Greenmount →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hampstead (CITY) High cholesterol: 38%. High blood pressure: 33.4%. Obesity: 36.7%. Diagnosed diabetes: 9.8%. Current cigarette smoking: 10.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HAMPSTEAD High cholesterol 38.0% High blood pressure 33.4% Obesity 36.7% Diagnosed diabetes 9.8% Current cigarette smoking 10.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Carroll County Gov Portal .GOV
Population ~6,278
Lack of health insurance (18–64) 5.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2436500
Google Maps
5.0 4 reviews
Town of Hampstead photo 1
Photos by Town of Hampstead via Google Maps
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Town of Hampstead
Open now · Mon 8:30 AM – 4:30 PM
(410) 239-7408
hampsteadmd.gov .GOV
1034 S Carroll St, Hampstead, MD 21074, USA
Recent Reviews
Zach Tomlin ★★★★★
"Since moving to Hampstead everyone that I have had the pleasure of speaking with at Town Hall have been very kind and helpful. I would like to extend my appreciation to the staff. You have all been w…"
Meaghan S ★★★★★
"Normally, everyone here is pretty nice No complaints from the town😊"
Available in Hampstead

Life Insurance Products in Hampstead, MD

9 insurance products available in Hampstead

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Carroll County and Nearby Maryland Counties

Life Insurance by City Near Hampstead, MD

Life insurance by city across Carroll County and adjacent Maryland counties.

🌟 Cities Served near Hampstead

30 Cities · 3 Counties
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Carroll CountyHome10
CarrolltonCarrolltowneGreenmountManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Frederick County10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Official Resources

Know your rights in Hampstead.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hampstead Life Insurance Questions

💰

How much does life insurance cost in Hampstead?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hampstead
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hampstead?

Yes. June serves all of Hampstead and every municipality in Carroll County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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