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Home›Maryland›Carroll County›Manchester

June Marcia Williams — Licensed Insurance Agent in Manchester, MD
June Marcia Williams
Your Insurance Agent in Manchester, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Manchester, MD...
National Producer No.
17209549
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Trusted Life Insurance in Manchester, MD | Local Expert

Securing Families Across Carroll County with 9 Tailored Product Lines

Why Manchester Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Manchester, Carroll County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Manchester, Carroll County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Manchester, MD

Manchester, MD — Your Local Producer

For my neighbors in Manchester, I know that living in Carroll County means valuing community and planning for a secure future. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping you find the right personal insurance solutions. I provide clear, one-on-one guidance for policies like Term and Whole Life, Final Expense, and Critical Illness, tailored to your unique situation. My goal is to help you protect your family and assets with confidence. Let's work together to build a plan that fits your life here in Manchester. (NPN: 17209549, Maryland License No: 3004137002)

  • Manchester Town Hall
  • Christmas Tree Park
  • Manchester Valley High School
NPN17209549MD License3004137002

Manchester is home to approximately 5,400 residents in Carroll County, with a median age of 42.8 and a median household income of $104,000. About 83% of homes are owner-occupied; the median home value is $345,000. 35% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Manchester households.

How Manchester compares to Carroll County

CARROLL COUNTY · 173K RESIDENTS MANCHESTER · 5K RESIDENTS
Carroll County vs Manchester — population comparison Carroll County: 173,225 residents. Manchester: 5,403 residents, 3.1% of Carroll County population.
173,225 CARROLL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,403 MANCHESTER RESIDENTS ↳ 3.1% of Carroll County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Manchester, MD?

Many Manchester residents secure competitive rates despite high cholesterol. Carroll County reports 38.8% adult prevalence (CDC PLACES); 37.4% also manage obesity, with 6.3% of the ~177,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Manchester families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Hampstead →

📊 Top Health Considerations (CDC)

Top Health Considerations for Manchester (CITY) High cholesterol: 38.8%. High blood pressure: 34.9%. Obesity: 37.4%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 11.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MANCHESTER High cholesterol 38.8% High blood pressure 34.9% Obesity 37.4% Diagnosed diabetes 10.5% Current cigarette smoking 11.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Carroll County Gov Portal .GOV
Population ~5,403
Lack of health insurance (18–64) 5.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2449950
Google Maps
3.3 3 reviews
View on Google Maps
Manchester Town Office
Open now · Mon 8:00 AM – 4:00 PM
(410) 239-3200
manchestermd.gov .GOV
3337 Victory St, Manchester, MD 21102, USA
Recent Reviews
Lisa Owens ★★★★☆
"Awesome 👌 place they are very kind and caring Thank the ladies for all they do when you go to visit"
Ryan Szczepanik ★☆☆☆☆
"The police station located in the building does not answer or return phone calls. When I called the town office I was told by the women who answered the phone to BREAK THE LAW and call 911 and have th…"
Available in Manchester

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Carroll County and Neighboring Maryland Counties

Cities served near Manchester.

June Marcia Williams writes life insurance and supplemental health policies across Carroll County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Manchester

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Carroll CountyHome10
CarrolltonGreenmountHampsteadMount AiryNew WindsorPatapscoSykesvilleTaneytownUniontownWoodbine
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Official Resources

Know your rights in Manchester.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Manchester insurance — answered.

💰

How much does life insurance cost in Manchester?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Manchester
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Manchester?

Yes. June serves all of Manchester and every municipality in Carroll County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Hampstead Carroll County, MD 10 products available
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