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Home›Maryland›Washington County›Smithsburg

June Marcia Williams — Licensed Insurance Agent in Smithsburg, MD
June Marcia Williams
Your Insurance Agent in Smithsburg, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Smithsburg, MD...
National Producer No.
17209549
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Trusted Life Insurance in Smithsburg, MD | Local Expert

Securing Families Across Washington County with 9 Tailored Product Lines

Why Smithsburg Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Smithsburg, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Smithsburg, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Smithsburg, MD

Smithsburg, MD — Your Local Producer

For my neighbors in Smithsburg, living here in Washington County offers a special kind of peace, rooted in our strong community bonds and scenic surroundings. Protecting your family's future is one of the most important ways to preserve that peace of mind. As a licensed insurance producer, I'm here to help you navigate your options for life insurance, final expense, and other supplemental health policies. My goal is to provide clear, straightforward information so you can make confident decisions for your loved ones. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm dedicated to serving our community.

  • Smithsburg Town Hall
  • Smithsburg High School
  • Veterans Park
NPN17209549MD License3004137002

Smithsburg is home to approximately 3,000 residents in Washington County, with a median age of 34.4 and a median household income of $89,200. About 73% of homes are owner-occupied; the median home value is $290,000. 25% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 5% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Smithsburg households.

How Smithsburg compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS SMITHSBURG · 3K RESIDENTS
Washington County vs Smithsburg — population comparison Washington County: 154,645 residents. Smithsburg: 3,028 residents, 2.0% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,028 SMITHSBURG RESIDENTS ↳ 2.0% of Washington County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Smithsburg, MD?

Yes. Washington County's health profile — 156,000 residents, 9.4% uninsured, 37.3% adults with high blood pressure, 37.0% with high cholesterol — shapes how A-rated carriers tier rate classes for Smithsburg applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Smithsburg families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Brownsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Smithsburg (CITY) High cholesterol: 37%. High blood pressure: 37.3%. Obesity: 37.2%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SMITHSBURG High cholesterol 37.0% High blood pressure 37.3% Obesity 37.2% Diagnosed diabetes 12.3% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~3,028
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2472900
Google Maps
3.0 2 reviews
Smithsburg Town Office photo 1
Photos by Joseph Clopper via Google Maps
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Smithsburg Town Office
Open now · Mon 8:30 AM – 4:30 PM
(301) 824-7234
townofsmithsburg.org
21 W Water St, Smithsburg, MD 21783, USA
Recent Reviews
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"avoid this place"
Cindy Step ★★★★★
Available in Smithsburg

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Smithsburg.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Smithsburg

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Official Resources

Know your rights in Smithsburg.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Smithsburg insurance — answered.

💰

How much does life insurance cost in Smithsburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Smithsburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Smithsburg?

Yes. June serves all of Smithsburg and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Sharpsburg Washington County, MD 10 products available
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