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Home›Maryland›Washington County›Fountainhead-Orchard Hills

June Marcia Williams — Licensed Insurance Agent in Fountainhead-Orchard Hills, MD
June Marcia Williams
Your Insurance Agent in Fountainhead-Orchard Hills, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fountainhead-Orchard Hills, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Fountainhead-Orchard Hills

Dedicated Coverage Options from Final Expense to Term Life in Washington County

The Smart Choice for Dependable Life Insurance in Fountainhead-Orchard Hills, MD

Your local licensed agent in Fountainhead-Orchard Hills, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Fountainhead-Orchard Hills, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fountainhead-Orchard Hills, MD

Fountainhead-Orchard Hills, MD — Your Local Producer

For my neighbors in Fountainhead-Orchard Hills, the distinct character of life in Washington County is something to be valued and protected. My name is June Marcia Williams, and as a licensed Maryland insurance producer, I am committed to helping local families secure their financial futures. I offer guidance on a range of personal insurance options, including Term Life, Final Expense, and Critical Illness plans, tailored to your specific circumstances. My focus is on providing clear, personalized information so you can confidently choose the right coverage for your loved ones. (NPN: 17209549, Maryland License No: 3004137002)

  • Fountain Head Country Club
  • North Hagerstown High School
  • Maugansville Road
NPN17209549MD License3004137002

Fountainhead-Orchard Hills is home to approximately 6,200 residents in Washington County, with a median age of 44.6 and a median household income of $95,500. About 91% of homes are owner-occupied; the median home value is $300,000. 42% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 6% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Fountainhead-Orchard Hills households.

How Fountainhead-Orchard Hills compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS FOUNTAINHEAD-ORCHARD HILLS · 6K RESIDENTS
Washington County vs Fountainhead-Orchard Hills — population comparison Washington County: 154,645 residents. Fountainhead-Orchard Hills: 6,198 residents, 4.0% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,198 FOUNTAINHEAD-ORCHARD HILLS RESIDENTS ↳ 4.0% of Washington County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Fountainhead-Orchard Hills, MD?

Yes, qualification is common in Fountainhead-Orchard Hills. Within Washington County's ~156,000 residents — including the 9.4% currently without health coverage — 37.2% of adults manage obesity and 38.1% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Fountainhead-Orchard Hills families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Maugansville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fountainhead-Orchard Hills (CITY) High cholesterol: 36.2%. High blood pressure: 38.1%. Obesity: 37.2%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 13.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FOUNTAINHEAD-ORCHARD HILLS High cholesterol 36.2% High blood pressure 38.1% Obesity 37.2% Diagnosed diabetes 12.8% Current cigarette smoking 13.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~6,198
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2429712
Google Maps
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Fountainhead-Orchard Hills
Fountainhead-Orchard Hills, MD 21742, USA
Available in Fountainhead-Orchard Hills

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Fountainhead-Orchard Hills.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Fountainhead-Orchard Hills

30 Cities · 3 Counties
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Official Resources

Know your rights in Fountainhead-Orchard Hills.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fountainhead-Orchard Hills insurance — answered.

💰

How much does life insurance cost in Fountainhead-Orchard Hills?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fountainhead-Orchard Hills
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fountainhead-Orchard Hills?

Yes. June serves all of Fountainhead-Orchard Hills and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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