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Home›Maryland›Talbot County›Tilghman Island

June Marcia Williams — Licensed Insurance Agent in Tilghman Island, MD
June Marcia Williams
Your Insurance Agent in Tilghman Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Tilghman Island, MD...
National Producer No.
17209549
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Trusted Life Insurance in Tilghman Island, MD | Local Expert

Securing Families Across Talbot County with 9 Tailored Product Lines

Why Tilghman Island Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Tilghman Island, Talbot County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Tilghman Island, Talbot County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Tilghman Island, MD

Tilghman Island, MD — Your Local Producer

For those of us who call Tilghman Island home, life is deeply connected to the rhythm of the Chesapeake Bay. It's a special way of life that deserves thoughtful protection. My name is June Marcia Williams, and as a licensed Maryland insurance producer, I'm dedicated to helping my Talbot County neighbors secure their families' futures. I offer a range of personal insurance options—from Term and Whole Life to plans for final expenses and critical illness—all tailored to your unique situation. I'm here to help you navigate your choices with clarity and care. (NPN: 17209549, Maryland License No: 3004137002)

  • Tilghman Island Bascule Bridge
  • Tilghman Island Volunteer Fire Company
  • Tilghman Island Watermen's Museum
NPN17209549MD License3004137002

Tilghman Island is home to approximately 826 residents in Talbot County, with a median age of 56.7 and a median household income of $55,200. About 90% of homes are owner-occupied; the median home value is $298,000. 22% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Tilghman Island households.

How Tilghman Island compares to Talbot County

TALBOT COUNTY · 38K RESIDENTS TILGHMAN ISLAND · 826 RESIDENTS
Talbot County vs Tilghman Island — population comparison Talbot County: 37,663 residents. Tilghman Island: 826 residents, 2.2% of Talbot County population.
37,663 TALBOT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
826 TILGHMAN ISLAND RESIDENTS ↳ 2.2% of Talbot County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Tilghman Island, MD?

Many Tilghman Island residents secure competitive rates despite current cigarette smoking. Talbot County reports 12.0% adult prevalence (CDC PLACES); 33.2% also manage arthritis, with 7.7% of the ~38,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Tilghman Island families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Tilghman →

📊 Top Health Considerations (CDC)

Top Health Considerations for Tilghman Island (CITY) High cholesterol: 47.6%. High blood pressure: 45.7%. Obesity: 29.5%. Diagnosed diabetes: 14.4%. Current cigarette smoking: 12%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TILGHMAN ISLAND High cholesterol 47.6% High blood pressure 45.7% Obesity 29.5% Diagnosed diabetes 14.4% Current cigarette smoking 12.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Talbot County Gov Portal .GOV
Population ~826
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2477912
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Tilghman Island photo 1Tilghman Island photo 2
Photos by Chris Clark , Carol Woulms via Google Maps
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Tilghman Island
tilghmanisland.com
Tilghman Island, MD, USA
Available in Tilghman Island

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Talbot County and Neighboring Maryland Counties

Cities served near Tilghman Island.

June Marcia Williams writes life insurance and supplemental health policies across Talbot County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Tilghman Island

30 Cities · 3 Counties
Dorchester County10
AlgonquinCambridgeCrapoCrocheronEldoradoLinkwoodTaylors IslandToddvilleWingateWoolford
Talbot CountyHome10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
Calvert County10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachLusbyPrince FrederickSaint Leonard
Official Resources

Know your rights in Tilghman Island.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Tilghman Island insurance — answered.

💰

How much does life insurance cost in Tilghman Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Tilghman Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Tilghman Island?

Yes. June serves all of Tilghman Island and every municipality in Talbot County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
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