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June Marcia Williams — Licensed Insurance Agent in Highland Beach, MD
June Marcia Williams
Your Insurance Agent in Highland Beach, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Highland Beach, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Highland Beach

Dedicated Coverage Options from Final Expense to Term Life in Anne Arundel County

The Smart Choice for Dependable Life Insurance in Highland Beach, MD

Your local licensed agent in Highland Beach, Anne Arundel County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Highland Beach, Anne Arundel County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Highland Beach, MD

Highland Beach, MD — Your Local Producer

For my neighbors in the historic and beautiful community of Highland Beach, securing your family's financial future is a top priority. As a licensed insurance producer right here in Maryland, I understand the unique needs of our Anne Arundel County community. I specialize in helping individuals and families find the right personal insurance solutions, whether it's Term, Whole, or Universal Life, Final Expense coverage, or policies for Critical Illness and Hospital Indemnity. My goal is to provide clear, straightforward guidance. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm here to help.

  • Frederick Douglass Museum and Cultural Center
  • Highland Beach Town Hall
  • Bay Highlands Drive
NPN17209549MD License3004137002

Highland Beach is home to approximately 62 residents in Anne Arundel County, with a median age of 71.3 and a median household income of $159,000. About 94% of homes are owner-occupied; the median home value is $654,000. 68% of adults hold a bachelor's degree or higher; households with children make up 15%; veterans comprise 8% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Highland Beach households.

How Highland Beach compares to Anne Arundel County

ANNE ARUNDEL COUNTY · 588K RESIDENTS HIGHLAND BEACH · 62 RESIDENTS
Anne Arundel County vs Highland Beach — population comparison Anne Arundel County: 588,109 residents. Highland Beach: 62 residents, 0.0% of Anne Arundel County population.
588,109 ANNE ARUNDEL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
62 HIGHLAND BEACH RESIDENTS ↳ 0.0% of Anne Arundel County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Highland Beach, MD?

Coverage is widely available. Highland Beach sits within Anne Arundel County (population ~595,000, 7.1% uninsured), where 9.3% of adults have current cigarette smoking alongside 10.3% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Highland Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Annapolis Neck →

📊 Top Health Considerations (CDC)

Top Health Considerations for Highland Beach (CITY) High cholesterol: 36.6%. High blood pressure: 34.4%. Obesity: 33.4%. Diagnosed diabetes: 10.3%. Current cigarette smoking: 9.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HIGHLAND BEACH High cholesterol 36.6% High blood pressure 34.4% Obesity 33.4% Diagnosed diabetes 10.3% Current cigarette smoking 9.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Anne Arundel County Gov Portal .GOV
Population ~62
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2438500
Google Maps
5.0 1 review
Town of Highland Beach photo 1
Photos by Kyle Harmon via Google Maps
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Town of Highland Beach
Open now · Mon 9:00 AM – 8:00 PM
(410) 268-2956
3243 Walnut Dr, Highland Beach, MD 21403, USA
Recent Reviews
Paul Brown ★★★★★
Available in Highland Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Anne Arundel County and Neighboring Maryland Counties

Cities served near Highland Beach.

June Marcia Williams writes life insurance and supplemental health policies across Anne Arundel County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Highland Beach

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Anne Arundel CountyHome10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Queen Annes County10
BarclayCentrevilleChesterChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensville
Official Resources

Know your rights in Highland Beach.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Highland Beach insurance — answered.

💰

How much does life insurance cost in Highland Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Highland Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Highland Beach?

Yes. June serves all of Highland Beach and every municipality in Anne Arundel County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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