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Home›Maryland›Anne Arundel County›Herald Harbor

June Marcia Williams — Licensed Insurance Agent in Herald Harbor, MD
June Marcia Williams
Your Insurance Agent in Herald Harbor, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Herald Harbor, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Herald Harbor

Dedicated Coverage Options from Final Expense to Term Life in Anne Arundel County

The Smart Choice for Dependable Life Insurance in Herald Harbor, MD

Your local licensed agent in Herald Harbor, Anne Arundel County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Herald Harbor, Anne Arundel County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Herald Harbor, MD

Herald Harbor, MD — Your Local Producer

Hello, Herald Harbor neighbors! As a fellow resident of Anne Arundel County, I understand the unique, close-knit character of our communities along the Severn River. Protecting your family’s financial future is a significant step, and I'm here to help you navigate your options with clarity and care. As an individual licensed insurance producer, I can help you explore personal policies like term life, final expense, and critical illness coverage. My focus is on providing straightforward information so you can make confident choices for your loved ones. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Herald Harbor Community Hall
  • Herald Harbor Main Beach
  • Bacon Ridge Natural Area
NPN17209549MD License3004137002

Herald Harbor is home to approximately 2,700 residents in Anne Arundel County, with a median age of 44.4 and a median household income of $143,000. About 91% of homes are owner-occupied; the median home value is $578,000. 52% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 12% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Herald Harbor households.

How Herald Harbor compares to Anne Arundel County

ANNE ARUNDEL COUNTY · 588K RESIDENTS HERALD HARBOR · 3K RESIDENTS
Anne Arundel County vs Herald Harbor — population comparison Anne Arundel County: 588,109 residents. Herald Harbor: 2,690 residents, 0.5% of Anne Arundel County population.
588,109 ANNE ARUNDEL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,690 HERALD HARBOR RESIDENTS ↳ 0.5% of Anne Arundel County residents
Underwriting Guidelines

Are Herald Harbor residents with high cholesterol able to qualify for life insurance?

Herald Harbor applicants with high cholesterol qualify routinely. The local risk pool — Anne Arundel County's ~595,000 residents, 7.1% without health coverage — shows 37.7% adult prevalence of high cholesterol and 32.2% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Herald Harbor families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Annapolis →

📊 Top Health Considerations (CDC)

Top Health Considerations for Herald Harbor (CITY) High cholesterol: 37.7%. High blood pressure: 34.2%. Obesity: 32.2%. Diagnosed diabetes: 9.7%. Current cigarette smoking: 9.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HERALD HARBOR High cholesterol 37.7% High blood pressure 34.2% Obesity 32.2% Diagnosed diabetes 9.7% Current cigarette smoking 9.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Anne Arundel County Gov Portal .GOV
Population ~2,690
Lack of health insurance (18–64) 5.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2438025
Google Maps
5.0 3 reviews
Herald Harbor Community Center photo 1
Photos by Timothy Kinsey via Google Maps
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Herald Harbor Community Center
Open now · Mon Closed
heraldharborcommunity.com
390 Hall Rd, Crownsville, MD 21032, USA
Recent Reviews
Angela Koreck ★★★★★
Oren Whyche-Shaw ★★★★★
Available in Herald Harbor

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Anne Arundel County and Neighboring Maryland Counties

Cities served near Herald Harbor.

June Marcia Williams writes life insurance and supplemental health policies across Anne Arundel County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Herald Harbor

22 Cities · 3 Counties
Prince Georges County10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Anne Arundel CountyHome10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Baltimore City2
BaltimoreGwynn Oak
Official Resources

Know your rights in Herald Harbor.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Herald Harbor insurance — answered.

💰

How much does life insurance cost in Herald Harbor?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Herald Harbor
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Herald Harbor?

Yes. June serves all of Herald Harbor and every municipality in Anne Arundel County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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