Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›St Marys County›Ridge

June Marcia Williams — Licensed Insurance Agent in Ridge, MD
June Marcia Williams
Your Insurance Agent in Ridge, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridge, MD...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Ridge

Dedicated Coverage Options from Final Expense to Term Life in St Marys County

The Smart Choice for Dependable Life Insurance in Ridge, MD

Your local licensed agent in Ridge, St Marys County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ridge, St Marys County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ridge, MD

Ridge, MD — Your Local Producer

Living in St. Mary's County, we cherish the unique character and coastal charm of our community here in Ridge. My name is June Marcia Williams, and as a local, licensed Maryland insurance producer, I'm dedicated to helping my neighbors secure their financial futures. Whether you're considering term or whole life insurance, planning for final expenses, or looking for a safety net against unexpected accidents or illnesses, I can help you understand your options. I provide personalized, one-on-one guidance to help you find coverage that fits your specific needs and budget. (NPN: 17209549, Maryland License No: 3004137002)

  • Point Lookout State Park
  • Ridge Elementary School
  • St. Michael's Catholic Church
NPN17209549MD License3004137002
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Ridge, MD?

Yes, qualification is common in Ridge. Within St Marys County's ~115,000 residents — including the 7.6% currently without health coverage — 12.7% of adults manage current cigarette smoking and 10.7% live with current asthma per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ridge families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Leonardtown →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Marys County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.1 13 reviews
Rockville City Hall photo 1Rockville City Hall photo 2Rockville City Hall photo 3Rockville City Hall photo 4
Photos by Tatum Walker , Christian Onyiagha , Jerome Powell , Gregory Coll (Gladerglow) via Google Maps
View on Google Maps
Rockville City Hall
Open now · Mon 8:30 AM – 5:00 PM
(240) 314-5000
rockvillemd.gov .GOV
111 Maryland Ave 1st floor, Rockville, MD 20850, USA
Recent Reviews
Drew Powell ★★★★★
"When open Rockville City Hall is a welcoming municipal government, that provides essential services for its citizens... City Hall needs to reopen prior to 2022 and get back to its full service mission…"
Jennifer ★★★☆☆
"Dealing with the City of Rockville's permit office used to be a pleasure, but since several long-time staff members in the permit intake department left/retired, things have changed dramatically. The…"
Available in Ridge

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across St Marys County and Neighboring Maryland Counties

Cities served near Ridge.

June Marcia Williams writes life insurance and supplemental health policies across St Marys County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Ridge

30 Cities · 3 Counties
Talbot County10
BozmanCordovaEastonMcdanielNewcombOxfordRoyal OakSaint MichaelsSt. MichaelsTilghman
St Marys CountyHome10
AbellAvenueCaliforniaCallawayClementsDameronLexington ParkPark HallTall TimbersValley Lee
Calvert County10
Calvert BeachChesapeake BeachChesapeake Ranch EstatesDowellDunkirkHuntingtownLong BeachLusbyPrince FrederickSaint Leonard
Official Resources

Know your rights in Ridge.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ridge insurance — answered.

💰

How much does life insurance cost in Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridge?

Yes. June serves all of Ridge and every municipality in St Marys County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Piney Point St Marys County, MD 10 products available
•
You Are Here Ridge St Marys County, MD
•
Next → Saint Inigoes St Marys County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia