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June Marcia Williams — Licensed Insurance Agent in Olney, MD
June Marcia Williams
Your Insurance Agent in Olney, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Olney, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Olney | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Olney Without the Complexity

Your local licensed agent in Olney, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Olney, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Olney, MD

Olney, MD — Your Local Producer

For my neighbors here in Olney, life in our corner of Montgomery County is something special. We value community and looking out for one another, and that same spirit of care is what I bring to my work as a licensed insurance producer. My name is June Marcia Williams, and I'm dedicated to helping local families navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to protect your loved ones, I'm here to provide clear, personalized guidance. As your neighbor, I want to ensure you have the information you need. (NPN: 17209549, Maryland License No: 3004137002)

  • Olney Theatre Center
  • Olney Manor Recreational Park
  • Sherwood High School
NPN17209549MD License3004137002

Olney is home to approximately 35,500 residents in Montgomery County, with a median age of 42.0 and a median household income of $167,000. About 89% of homes are owner-occupied; the median home value is $616,000. 65% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 4% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Olney households.

How Olney compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS OLNEY · 36K RESIDENTS
Montgomery County vs Olney — population comparison Montgomery County: 1,056,910 residents. Olney: 35,522 residents, 3.4% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
35,522 OLNEY RESIDENTS ↳ 3.4% of Montgomery County residents
Underwriting Guidelines

What rate class can Olney applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Olney. Within Montgomery County's ~1,058,000 residents — including the 8.7% currently without health coverage — 6.7% of adults manage current cigarette smoking and 42.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Olney families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Wheaton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Olney (CITY) High cholesterol: 42.3%. High blood pressure: 32.1%. Obesity: 25.2%. Diagnosed diabetes: 9.9%. Current cigarette smoking: 6.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OLNEY High cholesterol 42.3% High blood pressure 32.1% Obesity 25.2% Diagnosed diabetes 9.9% Current cigarette smoking 6.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~35,522
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2458900
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Olney
Olney, MD, USA
Available in Olney

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Olney.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Olney

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Prince Georges County10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Official Resources

Know your rights in Olney.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Olney insurance — answered.

💰

How much does life insurance cost in Olney?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Olney
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Olney?

Yes. June serves all of Olney and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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