Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›Montgomery County›Wheaton

June Marcia Williams — Licensed Insurance Agent in Wheaton, MD
June Marcia Williams
Your Insurance Agent in Wheaton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wheaton, MD...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Wheaton, MD | 12+ Years Experience

Top-Rated Financial Protection for Wheaton Residents

Honest, Local Insurance Guidance for Your Family's Future in Montgomery County

Your local licensed agent in Wheaton, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Wheaton, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Wheaton, MD

Wheaton, MD — Your Local Producer

Hello Wheaton! As a licensed insurance producer serving our community here in Montgomery County, I appreciate the unique energy and diversity that makes this area a wonderful place to live. Planning for the future is a vital part of protecting your family's well-being, and I'm here to help you navigate those important decisions. I offer guidance on a range of personal insurance options, including Term Life, Whole Life, Final Expense, and Accident & Injury policies. My commitment is to provide clear, straightforward information so you can feel confident in your choices. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Wheaton Regional Park
  • Westfield Wheaton
  • Wheaton Metro Station
NPN17209549MD License3004137002

Wheaton is home to approximately 52,800 residents in Montgomery County, with a median age of 36.0 and a median household income of $101,000. About 64% of homes are owner-occupied; the median home value is $455,000. 37% of adults hold a bachelor's degree or higher; households with children make up 41%; veterans comprise 3% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Wheaton households.

How Wheaton compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS WHEATON · 53K RESIDENTS
Montgomery County vs Wheaton — population comparison Montgomery County: 1,056,910 residents. Wheaton: 52,775 residents, 5.0% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
52,775 WHEATON RESIDENTS ↳ 5.0% of Montgomery County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Wheaton, MD?

Coverage is widely available. Wheaton sits within Montgomery County (population ~1,058,000, 8.7% uninsured), where 39.0% of adults have high cholesterol alongside 31.0% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Wheaton families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Chevy Chase →

📊 Top Health Considerations (CDC)

Top Health Considerations for Wheaton (CITY) High cholesterol: 39%. High blood pressure: 31%. Obesity: 29%. Diagnosed diabetes: 11%. Current cigarette smoking: 8.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WHEATON High cholesterol 39.0% High blood pressure 31.0% Obesity 29.0% Diagnosed diabetes 11.0% Current cigarette smoking 8.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~52,775
Lack of health insurance (18–64) 14.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2483775
Google Maps
View on Google Maps
Available in Wheaton

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Wheaton.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Wheaton

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Prince Georges County10
AccokeekAdelphiBowieBrandywineClintonCollege ParkGlenn DaleLanhamOxon HillTemple Hills
Official Resources

Know your rights in Wheaton.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Wheaton insurance — answered.

💰

How much does life insurance cost in Wheaton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Wheaton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Wheaton?

Yes. June serves all of Wheaton and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous West Bethesda Montgomery County, MD 10 products available
•
You Are Here Wheaton Montgomery County, MD
•
Next → White Oak Montgomery County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia