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Home›Maryland›Frederick County›Spring Ridge

June Marcia Williams — Licensed Insurance Agent in Spring Ridge, MD
June Marcia Williams
Your Insurance Agent in Spring Ridge, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Spring Ridge, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Spring Ridge

Dedicated Coverage Options from Final Expense to Term Life in Frederick County

The Smart Choice for Dependable Life Insurance in Spring Ridge, MD

Your local licensed agent in Spring Ridge, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Spring Ridge, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Spring Ridge, MD

Spring Ridge, MD — Your Local Producer

Hello, Spring Ridge! I love the vibrant, planned community feel we have here in Frederick County, where neighbors connect and families grow. As you plan for your future in this wonderful area, securing your family's financial well-being is likely a top priority. My name is June Marcia Williams, and as a fellow Marylander and licensed insurance producer, I'm dedicated to helping my neighbors navigate their options. I offer personal guidance on a variety of plans, including life insurance, final expense, and supplemental health policies, to find what fits your unique situation. Let's work together to protect what matters most. (NPN: 17209549, Maryland License No: 3004137002)

  • Spring Ridge Elementary School
  • Spring Ridge Community Center
  • Spring Ridge Parkway
NPN17209549MD License3004137002

Spring Ridge is home to approximately 5,700 residents in Frederick County, with a median age of 36.6 and a median household income of $130,000. About 84% of homes are owner-occupied; the median home value is $409,000. 58% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Spring Ridge households.

How Spring Ridge compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS SPRING RIDGE · 6K RESIDENTS
Frederick County vs Spring Ridge — population comparison Frederick County: 273,829 residents. Spring Ridge: 5,691 residents, 2.1% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,691 SPRING RIDGE RESIDENTS ↳ 2.1% of Frederick County residents
Underwriting Guidelines

Can I get life insurance with obesity in Spring Ridge, MD?

Yes. Frederick County's health profile — 293,000 residents, 7.7% uninsured, 34.5% adults with obesity, 33.5% with high blood pressure — shapes how A-rated carriers tier rate classes for Spring Ridge applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Spring Ridge families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Brunswick →

📊 Top Health Considerations (CDC)

Top Health Considerations for Spring Ridge (CITY) High cholesterol: 38.6%. High blood pressure: 33.5%. Obesity: 34.5%. Diagnosed diabetes: 10.2%. Current cigarette smoking: 8.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SPRING RIDGE High cholesterol 38.6% High blood pressure 33.5% Obesity 34.5% Diagnosed diabetes 10.2% Current cigarette smoking 8.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~5,691
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2474560
Google Maps
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Spring Ridge
springridgeonline.com
Spring Ridge, MD 21701, USA
Available in Spring Ridge

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Spring Ridge.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Spring Ridge

30 Cities · 3 Counties
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Frederick CountyHome10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Baltimore County10
ArbutusDundalkEdgemereGraniteGunpowderHalethorpeHamptonHoneygoJacksonvilleMays Chapel
Official Resources

Know your rights in Spring Ridge.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Spring Ridge insurance — answered.

💰

How much does life insurance cost in Spring Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Spring Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Spring Ridge?

Yes. June serves all of Spring Ridge and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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