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Home›Maryland›Frederick County›Woodsboro

June Marcia Williams — Licensed Insurance Agent in Woodsboro, MD
June Marcia Williams
Your Insurance Agent in Woodsboro, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Woodsboro, MD...
National Producer No.
17209549
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Life Insurance in Woodsboro, MD

Securing Families Across Frederick County with 9 Tailored Product Lines

Why Woodsboro Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Woodsboro, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Woodsboro, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Woodsboro, MD

Woodsboro, MD — Your Local Producer

Hello, Woodsboro neighbors! In a community like ours, nestled in the beautiful landscape of Frederick County, looking out for one another is just what we do. My name is June Marcia Williams, and I bring that same spirit of care to my work as a licensed insurance producer. I help individuals and families right here in Woodsboro understand their options for personal insurance—from life and final expense plans to other supplemental policies. My goal is to provide clear, straightforward guidance so you can make confident decisions for your family's financial security. (NPN: 17209549, Maryland License No: 3004137002).

  • Woodsboro Park
  • Woodsboro Elementary School
  • Woodsboro Town Hall
NPN17209549MD License3004137002

Woodsboro is home to approximately 1,200 residents in Frederick County, with a median age of 40.8 and a median household income of $127,000. About 80% of homes are owner-occupied; the median home value is $400,000. 41% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 4% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Woodsboro households.

How Woodsboro compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS WOODSBORO · 1K RESIDENTS
Frederick County vs Woodsboro — population comparison Frederick County: 273,829 residents. Woodsboro: 1,240 residents, 0.5% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,240 WOODSBORO RESIDENTS ↳ 0.5% of Frederick County residents
Underwriting Guidelines

Does current asthma affect life insurance rates in Woodsboro, MD?

Yes, qualification is common in Woodsboro. Within Frederick County's ~274,000 residents — including the 7.7% currently without health coverage — 9.5% of adults manage current asthma and 10.4% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Frederick →

📊 Top Health Considerations (CDC)

Top Health Considerations for Woodsboro (CITY) High cholesterol: 41.3%. High blood pressure: 35.9%. Obesity: 34.8%. Diagnosed diabetes: 10.9%. Current cigarette smoking: 10.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WOODSBORO High cholesterol 41.3% High blood pressure 35.9% Obesity 34.8% Diagnosed diabetes 10.9% Current cigarette smoking 10.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~1,240
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2486750
Google Maps
Town Office photo 1
Photos by Overgrow MD via Google Maps
View on Google Maps
Town Office
Open now · Mon 8:00 AM – 4:00 PM
(301) 898-3800
woodsboro.org
605 S Main St, Woodsboro, MD 21798, USA
Available in Woodsboro

Life Insurance Products in Woodsboro, MD

9 insurance products available in Woodsboro

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Frederick County and Nearby Maryland Counties

Life Insurance by City Near Woodsboro, MD

Life insurance by city across Frederick County and adjacent Maryland counties.

🌟 Cities Served near Woodsboro

30 Cities · 3 Counties
Baltimore County10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEssexGunpowderHoneygo
Frederick CountyHome10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Official Resources

Know your rights in Woodsboro.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Woodsboro Life Insurance Questions

💰

How much does life insurance cost in Woodsboro?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Woodsboro
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Woodsboro?

Yes. June serves all of Woodsboro and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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