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June Marcia Williams — Licensed Insurance Agent in Rock Point, MD
June Marcia Williams
Your Insurance Agent in Rock Point, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Rock Point, MD...
National Producer No.
17209549
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Life Insurance in Rock Point, MD

Securing Families Across Charles County with 9 Tailored Product Lines

Why Rock Point Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Rock Point, Charles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Rock Point, Charles County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Rock Point, MD

Rock Point, MD — Your Local Producer

For my neighbors in Rock Point, the unique tranquility of life at the edge of Charles County, where the Potomac meets the Wicomico, is something truly special. Protecting that peace of mind for your family is my priority. As a local, licensed insurance producer, I help individuals and families find the right coverage without the confusion. I can walk you through options like Term Life, Whole Life, Final Expense, and other personal policies designed to safeguard your financial future. I'm June Marcia Williams, and I'm committed to providing clear, personalized guidance to our community. (NPN: 17209549, MD License: 3004137002)

  • Rock Point Road
  • Cobb Island Bridge
  • St. Francis Xavier Catholic Church
NPN17209549MD License3004137002

Rock Point is home to approximately 84 residents in Charles County, with a median age of 32.5. About 50% of homes are owner-occupied. 100% of adults hold a bachelor's degree or higher; households with children make up 50%; veterans comprise 17% of residents. Average household size is 3.5. These demographic markers shape which life insurance products fit Rock Point households.

How Rock Point compares to Charles County

CHARLES COUNTY · 167K RESIDENTS ROCK POINT · 84 RESIDENTS
Charles County vs Rock Point — population comparison Charles County: 167,035 residents. Rock Point: 84 residents, 0.1% of Charles County population.
167,035 CHARLES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
84 ROCK POINT RESIDENTS ↳ 0.1% of Charles County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Rock Point, MD?

Yes, qualification is common in Rock Point. Within Charles County's ~167,000 residents — including the 7.5% currently without health coverage — 13.7% of adults manage current cigarette smoking and 39.7% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cobb Island →

📊 Top Health Considerations (CDC)

Top Health Considerations for Rock Point (CITY) High cholesterol: 40%. High blood pressure: 41.6%. Obesity: 39.7%. Diagnosed diabetes: 13.6%. Current cigarette smoking: 13.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ROCK POINT High cholesterol 40.0% High blood pressure 41.6% Obesity 39.7% Diagnosed diabetes 13.6% Current cigarette smoking 13.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charles County Gov Portal .GOV
Population ~84
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2467500
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Available in Rock Point

Life Insurance Products in Rock Point, MD

9 insurance products available in Rock Point

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charles County and Nearby Maryland Counties

Life Insurance by City Near Rock Point, MD

Life insurance by city across Charles County and adjacent Maryland counties.

🌟 Cities Served near Rock Point

30 Cities · 3 Counties
Anne Arundel County10
AnnapolisDavidsonvilleGalesvilleHerald HarborHighland BeachJessupParoleSeverna ParkShady SideSherwood Forest
Charles CountyHome10
Bel AltonBenedictBryans RoadBryantownCobb IslandFaulknerHughesvilleIndian HeadLa PlataPotomac Heights
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Official Resources

Know your rights in Rock Point.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Rock Point Life Insurance Questions

💰

How much does life insurance cost in Rock Point?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Rock Point
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Rock Point?

Yes. June serves all of Rock Point and every municipality in Charles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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