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Home›Florida›St Johns County›St. Augustine

June Marcia Williams — Licensed Insurance Agent in St. Augustine, FL
June Marcia Williams
Your Insurance Agent in St. Augustine, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Augustine, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in St. Augustine

Dedicated Coverage Options from Final Expense to Term Life in St Johns County

The Smart Choice for Dependable Life Insurance in St. Augustine, FL

Your local licensed agent in St. Augustine, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. Augustine, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · St. Augustine, FL

St. Augustine, FL — Your Local Producer

Living in St. Augustine, we're surrounded by history and a strong sense of community that makes St. Johns County special. I believe that protecting your family's financial future is a vital part of building a secure life here. As your local licensed insurance producer, I'm committed to helping you understand your options for personal coverage, from Term Life and Final Expense to policies for critical illness or accidents. My goal is to provide clear, straightforward guidance so you can make informed decisions for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Castillo de San Marcos
  • Bridge of Lions
  • Plaza de la Constitución
NPN17209549FL LicenseW840529

St. Augustine is home to approximately 14,600 residents in St Johns County, with a median age of 48.1 and a median household income of $72,800. About 66% of homes are owner-occupied; the median home value is $355,000. 42% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 8% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit St. Augustine households.

How St. Augustine compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS ST. AUGUSTINE · 15K RESIDENTS
St Johns County vs St. Augustine — population comparison St Johns County: 278,722 residents. St. Augustine: 14,642 residents, 5.3% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
14,642 ST. AUGUSTINE RESIDENTS ↳ 5.3% of St Johns County residents
Underwriting Guidelines

Can I get life insurance with arthritis in St. Augustine, FL?

Yes. St Johns County's health profile — 320,000 residents, 8.9% uninsured, 27.1% adults with arthritis, 13.2% with current cigarette smoking — shapes how A-rated carriers tier rate classes for St. Augustine applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches St. Augustine families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Sawgrass →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Augustine (CITY) High cholesterol: 38.3%. High blood pressure: 37.4%. Obesity: 32.4%. Diagnosed diabetes: 12.5%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. AUGUSTINE High cholesterol 38.3% High blood pressure 37.4% Obesity 32.4% Diagnosed diabetes 12.5% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~14,642
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262500
Google Maps
St. Augustine photo 1St. Augustine photo 2St. Augustine photo 3St. Augustine photo 4
Photos by Tatyana S , Edward Wise , Phạm Văn Hiển , Jussara Bandeira G. Silveira via Google Maps
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St. Augustine
staugustinegovernment.com
St. Augustine, FL, USA
Available in St. Augustine

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across St Johns County and Neighboring Florida Counties

Cities served near St. Augustine.

June Marcia Williams writes life insurance and supplemental health policies across St Johns County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near St. Augustine

30 Cities · 3 Counties
Putnam County10
Crescent CityEast PalatkaGeorgetownHollisterInterlachenLake ComoMelrosePalatkaSan MateoSatsuma
St Johns CountyHome10
Butler BeachElktonFlagler EstatesHastingsPalm ValleyPonte Vedra BeachSawgrassSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Clay County10
Asbury LakeBellair-Meadowbrook TerraceFleming IslandGreen Cove SpringsKeystone HeightsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
Official Resources

Know your rights in St. Augustine.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Augustine insurance — answered.

💰

How much does life insurance cost in St. Augustine?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Augustine
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Augustine?

Yes. June serves all of St. Augustine and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Sawgrass St Johns County, FL 10 products available
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