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Homeβ€ΊFloridaβ€ΊSt Johns Countyβ€ΊSt. Augustine

June Marcia Williams β€” Licensed Insurance Agent in St. Augustine, FL
June Marcia Williams
Your Insurance Agent in St. Augustine, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Augustine, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in St. Augustine, FL

Dedicated Coverage Options from Final Expense to Term Life in St Johns County

The Smart Choice for Dependable Life Insurance in St. Augustine, FL

Your local licensed agent in St. Augustine, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. Augustine, St Johns County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ Get Your Quote πŸ“… Schedule a Call
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· St. Augustine, FL

St. Augustine, FL β€” Your Local Producer

Living in St. Augustine, we're surrounded by history and a strong sense of community that makes St. Johns County special. I believe that protecting your family's financial future is a vital part of building a secure life here. As your local licensed insurance producer, I'm committed to helping you understand your options for personal coverage, from Term Life and Final Expense to policies for critical illness or accidents. My goal is to provide clear, straightforward guidance so you can make informed decisions for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Castillo de San Marcos
  • Bridge of Lions
  • Plaza de la ConstituciΓ³n
NPN17209549FL LicenseW840529

St. Augustine is home to approximately 14,600 residents in St Johns County, with a median age of 48.1 and a median household income of $72,800. About 66% of homes are owner-occupied; the median home value is $355,000. 42% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 8% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit St. Augustine households.

How St. Augustine compares to St Johns County

ST JOHNS COUNTY Β· 279K RESIDENTS ST. AUGUSTINE Β· 15K RESIDENTS
St Johns County vs St. Augustine β€” population comparison St Johns County: 278,722 residents. St. Augustine: 14,642 residents, 5.3% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
14,642 ST. AUGUSTINE RESIDENTS ↳ 5.3% of St Johns County residents
Underwriting Guidelines

Can I get life insurance with arthritis in St. Augustine, FL?

Yes. St Johns County's health profile β€” 279,000 residents, 8.9% uninsured, 27.1% adults with arthritis, 13.2% with current cigarette smoking β€” shapes how A-rated carriers tier rate classes for St. Augustine applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Sawgrass β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for St. Augustine (CITY) High cholesterol: 38.3%. High blood pressure: 37.4%. Obesity: 32.4%. Diagnosed diabetes: 12.5%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· ST. AUGUSTINE High cholesterol 38.3% High blood pressure 37.4% Obesity 32.4% Diagnosed diabetes 12.5% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~14,642
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262500
Google Maps
St. Augustine photo 1St. Augustine photo 2St. Augustine photo 3St. Augustine photo 4
Photos by Tatyana S , Edward Wise , PhαΊ‘m VΔƒn Hiển , Jussara Bandeira G. Silveira via Google Maps
View on Google Maps
St. Augustine
staugustinegovernment.com
St. Augustine, FL, USA
Available in St. Augustine

Life Insurance Products in St. Augustine, FL

9 insurance products available in St. Augustine

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams Β· NPN 17209549 Β· Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Johns County and Nearby Florida Counties

Life Insurance by City Near St. Augustine, FL

2,852 licensed producers on public record in St Johns County.

🌟 Cities Served near St. Augustine

30 Cities Β· 3 Counties
Putnam County10
Crescent CityEast PalatkaFlorahomeGeorgetownGrandinHollisterInterlachenLake ComoPalatkaWelaka
St Johns CountyHome10
Butler BeachElktonFlagler EstatesFruit CoveHastingsPonte Vedra BeachSaint AugustineSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Clay County10
Asbury LakeBellair-Meadowbrook TerraceFleming IslandGreen Cove SpringsKeystone HeightsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
πŸ›οΈ Know Your Agent Β· Public Record Directory

Licensed Insurance Agents in St. Augustine, Florida

Florida DFS public records show 883 actively licensed insurance producers with business addresses in St. Augustine (St. Johns County County). 746 hold Life & Health authority; 253 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

883Licensed producers
746Life & Health
253General Lines (P&C)

Browse producers by line

Life & Health Agents
746 producers Β· life-authorised
General Lines (Property & Casualty)
253 producers Β· 2-20

Featured licensed producers

Browse all β†’
JB
Jeffrey William Brooks
Life Including Variable Annuity & Health
NPN 637830 Licensed 2024
HH
Horace Dunom Higginbotham
Life Including Variable Annuity & Health
NPN 556585 Licensed 2024
JR
Jennifer Leigh Ratten
Life Including Variable Annuity & Health
NPN 7343247 Licensed 2002
SS
Steven Thomas Speichinger
Life Including Variable Annuity & Health
NPN 651763 Licensed 2023
MC
Michael David Cesarini
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 396978 Licensed 1996
SR
Suzanne Elizabeth Rust
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1804567 Licensed 1998

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. Β§119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in St. Augustine.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV
Frequently Asked Questions

St. Augustine Life Insurance Questions

πŸ’°

How much does life insurance cost in St. Augustine?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Augustine
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of St. Augustine?

Yes. June serves all of St. Augustine and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

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