June Marcia Williams

Your Insurance Agent in Homestead, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Homestead, FL...

National Producer No.

17209549

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Trusted Life Insurance in Homestead, FL | Local Expert

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Homestead Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Homestead, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Homestead, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Homestead, FL

Homestead, FL — Your Local Producer

Hello to my neighbors in Homestead! Living here in Miami-Dade County, with our unique blend of agricultural heritage and vibrant community life, we understand the importance of building a secure future. I'm June Marcia Williams, a licensed insurance producer right here in your community. My goal is to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents. I'm dedicated to providing clear, straightforward guidance so you can feel confident in your decisions for your family's financial well-being. (NPN: 17209549, Florida License No: W840529)

Homestead City Hall
Krome Avenue
Homestead-Miami Speedway

NPN17209549FL LicenseW840529

Homestead is home to approximately 80,000 residents in Miami Dade County, with a median age of 31.5 and a median household income of $57,700. About 45% of homes are owner-occupied; the median home value is $316,000. 24% of adults hold a bachelor's degree or higher; households with children make up 50%; veterans comprise 3% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Homestead households.

How Homestead compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS HOMESTEAD · 80K RESIDENTS

2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

79,996 HOMESTEAD RESIDENTS ↳ 3.0% of Miami Dade County residents

Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Homestead, FL?

Coverage is widely available. Homestead sits within Miami Dade County (population ~2,687,000, 25.6% uninsured), where 13.7% of adults have current cigarette smoking alongside 31.3% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Homestead families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Florida City →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV

Population ~79,996

Lack of health insurance (18–64) 30.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1232275

3.2 20 reviews

Photos by Top Aerial Solutions , Amia Rosé , Mohammad Mohsin , Fidencio Nino via Google Maps

View on Google Maps

Homestead City Hall

Open now · Mon 8:00 AM – 5:00 PM

(305) 224-4400

cityofhomestead.com

100 NE Civic Ct, Homestead, FL 33030, USA

Recent Reviews

F Patti ★★★★★

"I've been there nice people great police force. No killing of animals horses everywhere beautiful place to live I grew up in the Everglades at 5 years old I know the Ellisons I was married 2 1. FWC kn…"

Molly Fisher ★★★★★

"Beautiful outdoor plaza! Lots of park benches. A nice place to come and sit in the sun and have peace of mind."

Available in Homestead

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Homestead.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Homestead

30 Cities · 3 Counties

Official Resources

Know your rights in Homestead.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Homestead insurance — answered.

💰

How much does life insurance cost in Homestead?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Homestead

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Homestead?

Yes. June serves all of Homestead and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Hialeah Gardens Miami Dade County, FL 10 products available

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You Are Here Homestead Miami Dade County, FL

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Next → Homestead Base Miami Dade County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Trusted Life Insurance in Homestead, FL | Local Expert

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Homestead Residents Rely on June for Complete Peace of Mind

Homestead, FL — Your Local Producer

How Homestead compares to Miami Dade County

Can I get life insurance with current cigarette smoking in Homestead, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Homestead.

🌟 Cities Served near Homestead

Know your rights in Homestead.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Homestead insurance — answered.

How much does life insurance cost in Homestead?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Homestead?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources