June Marcia Williams

Your Insurance Agent in Homestead, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Homestead, FL...

National Producer No.

17209549

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Life Insurance in Homestead, FL

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Homestead Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Homestead, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Homestead, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Homestead, FL

Homestead, FL — Your Local Producer

Hello to my neighbors in Homestead! Living here in Miami-Dade County, with our unique blend of agricultural heritage and vibrant community life, we understand the importance of building a secure future. I'm June Marcia Williams, a licensed insurance producer right here in your community. My goal is to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents. I'm dedicated to providing clear, straightforward guidance so you can feel confident in your decisions for your family's financial well-being. (NPN: 17209549, Florida License No: W840529)

Homestead City Hall
Krome Avenue
Homestead-Miami Speedway

NPN17209549FL LicenseW840529

Homestead is home to approximately 80,000 residents in Miami Dade County, with a median age of 31.5 and a median household income of $57,700. About 45% of homes are owner-occupied; the median home value is $316,000. 24% of adults hold a bachelor's degree or higher; households with children make up 50%; veterans comprise 3% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Homestead households.

How Homestead compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS HOMESTEAD · 80K RESIDENTS

2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

79,996 HOMESTEAD RESIDENTS ↳ 3.0% of Miami Dade County residents

Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Homestead, FL?

Coverage is widely available. Homestead sits within Miami Dade County (population ~2,688,000, 25.6% uninsured), where 13.7% of adults have current cigarette smoking alongside 31.3% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Florida City →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV

Population ~79,996

Lack of health insurance (18–64) 30.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1232275

3.2 20 reviews

Photos by Top Aerial Solutions , Amia Rosé , Mohammad Mohsin , Fidencio Nino via Google Maps

View on Google Maps

Homestead City Hall

Open now · Mon 8:00 AM – 5:00 PM

(305) 224-4400

cityofhomestead.com

100 NE Civic Ct, Homestead, FL 33030, USA

Recent Reviews

F Patti ★★★★★

"I've been there nice people great police force. No killing of animals horses everywhere beautiful place to live I grew up in the Everglades at 5 years old I know the Ellisons I was married 2 1. FWC kn…"

Molly Fisher ★★★★★

"Beautiful outdoor plaza! Lots of park benches. A nice place to come and sit in the sun and have peace of mind."

Available in Homestead

Life Insurance Products in Homestead, FL

9 insurance products available in Homestead

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Homestead, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Homestead

30 Cities · 3 Counties

Monroe County10

Big Pine Key Duck Key Islamorada, Village of Islands Key Colony Beach Key West Layton Marathon Stock Island Summerland Key Tavernier

Miami Dade CountyHome10

Hialeah Ives Estates Kendale Lakes Miami Miami Beach Miami Gardens The Crossings The Hammocks West Little River West Miami

Broward County10

Boulevard Gardens Cooper City Fort Lauderdale Hallandale Hallandale Beach Hollywood Lauderdale-by-the-Sea Miramar Pompano Beach Tamarac

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Homestead, Florida

Florida DFS public records show 1,778 actively licensed insurance producers with business addresses in Homestead (Miami-Dade County County). 1,612 hold Life & Health authority; 328 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

1,778Licensed producers

1,612Life & Health

328General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Norman L Hodge

Life Including Variable Annuity & Health

NPN 1917254 Licensed 2015

Irvin J Hernandez

Life Including Variable Annuity & Health

NPN 5112197 Licensed 2024

Andrew Michael Alonge

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 429369 Licensed 1988

Carmen Rosa Baerga

Life Including Variable Annuity & Health

NPN 427485 Licensed 1992

Andrew Michael Alonge

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 429369 Licensed 1988

Keith Utermark

General Lines (Property & Casualty)

NPN 7640418 Licensed 2024

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Homestead.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Homestead Life Insurance Questions

💰

How much does life insurance cost in Homestead?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Homestead

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Homestead?

Yes. June serves all of Homestead and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Homestead, FL

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Homestead Residents Rely on June for Complete Peace of Mind

Homestead, FL — Your Local Producer

How Homestead compares to Miami Dade County

Can I get life insurance with current cigarette smoking in Homestead, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Homestead, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Homestead, FL

🌟 Cities Served near Homestead

Licensed Insurance Agents in Homestead, Florida

Browse producers by line

Featured licensed producers

Know your rights in Homestead.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Homestead Life Insurance Questions

How much does life insurance cost in Homestead?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Homestead?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources