Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Monroe County›Key Colony Beach

June Marcia Williams — Licensed Insurance Agent in Key Colony Beach, FL
June Marcia Williams
Your Insurance Agent in Key Colony Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Key Colony Beach, FL...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Key Colony Beach, FL | 12+ Years Experience

Top-Rated Financial Protection for Key Colony Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Monroe County

Your local licensed agent in Key Colony Beach, Monroe County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Key Colony Beach, Monroe County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Key Colony Beach, FL

Key Colony Beach, FL — Your Local Producer

Hello, Key Colony Beach! Living in the 'Gem of the Florida Keys' offers a unique and beautiful way of life, and your financial strategy should be just as special. As a local licensed insurance producer, I help my Monroe County neighbors find personal insurance plans that fit their needs. From term and whole life insurance to policies covering final expenses, critical illness, or accidents, I'm here to explain your options clearly. My goal is to provide straightforward, one-on-one guidance so you can feel confident in your choices. I'm June Marcia Williams (NPN: 17209549; Florida License No: W840529).

  • Key Colony Beach City Hall
  • Sunset Park
  • Sadowski Causeway
NPN17209549FL LicenseW840529

Key Colony Beach is home to approximately 650 residents in Monroe County, with a median age of 66.7 and a median household income of $103,000. About 73% of homes are owner-occupied; the median home value is $829,000. 48% of adults hold a bachelor's degree or higher; households with children make up 2%; veterans comprise 12% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Key Colony Beach households.

How Key Colony Beach compares to Monroe County

MONROE COUNTY · 82K RESIDENTS KEY COLONY BEACH · 650 RESIDENTS
Monroe County vs Key Colony Beach — population comparison Monroe County: 82,044 residents. Key Colony Beach: 650 residents, 0.8% of Monroe County population.
82,044 MONROE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
650 KEY COLONY BEACH RESIDENTS ↳ 0.8% of Monroe County residents
Underwriting Guidelines

What rate class can Key Colony Beach applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Key Colony Beach. Within Monroe County's ~81,000 residents — including the 13.5% currently without health coverage — 10.9% of adults manage current cigarette smoking and 46.8% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Key Colony Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Marathon →

📊 Top Health Considerations (CDC)

Top Health Considerations for Key Colony Beach (CITY) High cholesterol: 46.8%. High blood pressure: 44%. Obesity: 24.2%. Diagnosed diabetes: 14.6%. Current cigarette smoking: 10.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEY COLONY BEACH High cholesterol 46.8% High blood pressure 44.0% Obesity 24.2% Diagnosed diabetes 14.6% Current cigarette smoking 10.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monroe County Gov Portal .GOV
Population ~650
Lack of health insurance (18–64) 9.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1236325
Google Maps
2.7 7 reviews
View on Google Maps
The City of Key Colony Beach
Open now · Mon 9:00 AM – 3:45 PM
(305) 289-1212
keycolonybeach.net
600 W Ocean Dr, Key Colony Beach, FL 33051, USA
Recent Reviews
Mike Love ★☆☆☆☆
"What a joke this place is. Got a 100 dollar fine because our trailer was to close to the center line of the road. No warning to move just heres your fine. The tailer was fully backed in the drive way …"
Kyle Bumbalough ★☆☆☆☆
"Terrible place. Bug infestations in some of the houses. The "code enforcement" guy is a nit wit and very rude. The Mayor is friendly but useless. Do yourself a favor and stay in a better place. I rece…"
Available in Key Colony Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Monroe County and Neighboring Florida Counties

Cities served near Key Colony Beach.

June Marcia Williams writes life insurance and supplemental health policies across Monroe County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Key Colony Beach

30 Cities · 3 Counties
Collier County10
Berkshire LakesChokoloskeeLelyLely ResortMarco IslandNaplesNaples ManorNaples ParkPelican MarshPlantation Island
Monroe CountyHome10
Duck KeyIslamorada, Village of IslandsKey LargoKey WestMarathonNorth Key LargoOcean ReefStock IslandSummerland KeyTavernier
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodMiramarPompano BeachRoosevelt GardensTamarac
Official Resources

Know your rights in Key Colony Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Key Colony Beach insurance — answered.

💰

How much does life insurance cost in Key Colony Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Key Colony Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Key Colony Beach?

Yes. June serves all of Key Colony Beach and every municipality in Monroe County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Islamorada, Village of Islands Monroe County, FL 10 products available
•
You Are Here Key Colony Beach Monroe County, FL
•
Next → Key Largo Monroe County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia