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Home›Florida›Monroe County›Tavernier

June Marcia Williams — Licensed Insurance Agent in Tavernier, FL
June Marcia Williams
Your Insurance Agent in Tavernier, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Tavernier, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Tavernier, FL

Top-Rated Financial Protection for Tavernier Residents

Honest, Local Insurance Guidance for Your Family's Future in Monroe County

Your local licensed agent in Tavernier, Monroe County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Tavernier, Monroe County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Tavernier, FL

Tavernier, FL — Your Local Producer

Living in Tavernier means embracing the unique rhythm of the Florida Keys. While we all cherish the laid-back island lifestyle, planning for the future is just as important as enjoying the present. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my Monroe County neighbors protect what matters most. I offer personal guidance on a range of options, from Term and Whole Life to Final Expense and supplemental health policies. My goal is to help you understand your choices so you can secure your family’s financial well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Harry Harris Park
  • Coral Shores High School
  • Mariners Hospital
NPN17209549FL LicenseW840529

Tavernier is home to approximately 2,300 residents in Monroe County, with a median age of 46.3 and a median household income of $47,800. About 75% of homes are owner-occupied; the median home value is $558,000. 26% of adults hold a bachelor's degree or higher; households with children make up 16%; veterans comprise 6% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Tavernier households.

How Tavernier compares to Monroe County

MONROE COUNTY · 82K RESIDENTS TAVERNIER · 2K RESIDENTS
Monroe County vs Tavernier — population comparison Monroe County: 82,044 residents. Tavernier: 2,261 residents, 2.8% of Monroe County population.
82,044 MONROE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,261 TAVERNIER RESIDENTS ↳ 2.8% of Monroe County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Tavernier, FL?

Coverage is widely available. Tavernier sits within Monroe County (population ~82,000, 13.5% uninsured), where 20.6% of adults have arthritis alongside 12.4% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Islamorada →

📊 Top Health Considerations (CDC)

Top Health Considerations for Tavernier (CITY) High cholesterol: 41.6%. High blood pressure: 37.8%. Obesity: 25.6%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TAVERNIER High cholesterol 41.6% High blood pressure 37.8% Obesity 25.6% Diagnosed diabetes 13.3% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monroe County Gov Portal .GOV
Population ~2,261
Lack of health insurance (18–64) 12.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1271250
Google Maps
4.6 412 reviews
"Unfussy, family-owned stop for classic seafood plates, burgers, beer & wine alongside takeout." Google editorial · City Hall Cafe & Wine bar
City Hall Cafe & Wine bar photo 1
Photos by City Hall Cafe & Wine bar via Google Maps
View on Google Maps
City Hall Cafe & Wine bar
Open now · Mon 11:00 AM – 9:00 PM
(305) 852-3354
cityhallcafe.net
88511 Overseas Hwy, Tavernier, FL 33070, USA
Recent Reviews
Kiefer Kenneth ★★★★★
"The Best and Cheapest place to Eat Between Homestead Florida and Key West Florida and huge portions of homemade potato salad etc..I FOUND THE OWNER TO BE A VERY FRIENDLY MAN 👨 ALSO. Peace Kenny ✌ ☮"
Dawna K. Davis ★★★★★
"I haven’t dined in yet however, the food is great and you know it is when you can’t get enough of it. I have the pasta salads quite often. My favorite is the Turkey Chipotle pasta salad. My second is …"
Available in Tavernier

Life Insurance Products in Tavernier, FL

9 insurance products available in Tavernier

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monroe County and Nearby Florida Counties

Life Insurance by City Near Tavernier, FL

340 licensed producers on public record in Monroe County.

🌟 Cities Served near Tavernier

28 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
Monroe CountyHome10
Big Pine KeyDuck KeyIslamoradaIslamorada, Village of IslandsKey Colony BeachKey WestLaytonMarathonStock IslandSummerland Key
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Tavernier, Florida

Florida DFS public records show 46 actively licensed insurance producers with business addresses in Tavernier (Monroe County County). 27 hold Life & Health authority; 23 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

46Licensed producers
27Life & Health
23General Lines (P&C)

Browse producers by line

Life & Health Agents
27 producers · life-authorised
General Lines (Property & Casualty)
23 producers · 2-20

Featured licensed producers

Browse all →
PS
Peter Smilovsky
Life Including Variable Annuity & Health
NPN 8081796 Licensed 2004
AR
Anthony Romero
Life Including Variable Annuity & Health
NPN 7088737 Licensed 2004
SR
Sylvia Rossi-Montero
Life Including Variable Annuity & Health
NPN 13854756 Licensed 2009
MG
Miriam Garcia
Life Including Variable Annuity & Health
NPN 7555080 Licensed 2019
HR
Holly A Redding
General Lines (Property & Casualty)
NPN 7809398 Licensed 2015
RR
Robert Emmett Regan
General Lines (Property & Casualty)
NPN 2337904 Licensed 1999

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Tavernier.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Tavernier Life Insurance Questions

💰

How much does life insurance cost in Tavernier?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Tavernier
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Tavernier?

Yes. June serves all of Tavernier and every municipality in Monroe County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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