June Marcia Williams

Your Insurance Agent in Miami, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Miami, FL...

National Producer No.

17209549

Verify ↗

Fast & Affordable Life Insurance in Miami | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Miami Without the Complexity

Your local licensed agent in Miami, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Miami, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Miami, FL

Miami, FL — Your Local Producer

In a city as vibrant and dynamic as Miami, life moves at a unique pace. From the bustling energy of downtown to the quiet moments in our diverse neighborhoods, it's important to have a plan that protects what matters most to you and your family. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping my Miami neighbors navigate their options. I offer personal guidance on a range of policies, including Term and Whole Life, Final Expense, and Critical Illness plans, ensuring you have the information you need. (NPN: 17209549, Florida License No: W840529)

Freedom Tower at Miami Dade College
Bayfront Park
Miami City Hall

NPN17209549FL LicenseW840529

Miami is home to approximately 443,700 residents in Miami Dade County, with a median age of 39.7 and a median household income of $54,900. About 30% of homes are owner-occupied; the median home value is $434,000. 34% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 2% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Miami households.

How Miami compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS MIAMI · 444K RESIDENTS

2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

443,665 MIAMI RESIDENTS ↳ 16.5% of Miami Dade County residents

Underwriting Guidelines

Can I get life insurance with high cholesterol in Miami, FL?

Yes. Miami Dade County's health profile — 2,687,000 residents, 25.6% uninsured, 38.0% adults with high cholesterol, 32.5% with obesity — shapes how A-rated carriers tier rate classes for Miami applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Miami families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Homestead →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV

Population ~443,665

Lack of health insurance (18–64) 37.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1245000

4.0 72 reviews

Photos by Jacek Kotlewski , Clara G , road runner 22 , Eloy A. Perez Montejo via Google Maps

View on Google Maps

Miami City Hall

Open now · Mon 9:00 AM – 5:00 PM

(305) 250-5300

miamigov.com

3500 Pan American Dr, Miami, FL 33133, USA

Recent Reviews

Tobias A. Merz ★★★★★

"Former terminal building of Pan American Airlines. Also a movie location of Burn Notice. Beautiful to look at. The Pay by Phone APP is required for parking."

Charles Forman ★★★★★

"Voted here and it was very easy. Highly recommend for voting on election day or for early voting."

Available in Miami

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Miami.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Miami

28 Cities · 3 Counties

Hendry County8

Clewiston Felda Fort Denaud Harlem Labelle Montura Pioneer Port LaBelle

Miami Dade CountyHome10

Country Club Hialeah Ives Estates Kendale Lakes Miami Beach Miami Gardens The Crossings The Hammocks West Little River West Miami

Monroe County10

Duck Key Islamorada, Village of Islands Key Colony Beach Key Largo Key West Marathon North Key Largo Stock Island Summerland Key Tavernier

Official Resources

Know your rights in Miami.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Miami insurance — answered.

💰

How much does life insurance cost in Miami?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Miami

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Miami?

Yes. June serves all of Miami and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Medley Miami Dade County, FL 10 products available

•

You Are Here Miami Miami Dade County, FL

•

Next → Miami Beach Miami Dade County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Fast & Affordable Life Insurance in Miami | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Miami Without the Complexity

Miami, FL — Your Local Producer

How Miami compares to Miami Dade County

Can I get life insurance with high cholesterol in Miami, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Miami.

🌟 Cities Served near Miami

Know your rights in Miami.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Miami insurance — answered.

How much does life insurance cost in Miami?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Miami?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources