June Marcia Williams

Your Insurance Agent in Homestead, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Homestead, FL...

National Producer No.

17209549

Verify ↗

Accident & Injury Insurance in Homestead, FL

Cash benefits for fractures, hospital stays, ER visits, and more.

Accident and injury insurance for Homestead, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Homestead, FL

Homestead, FL — Your Local Producer

Hello to my neighbors in Homestead! Living here in Miami-Dade County, with our unique blend of agricultural heritage and vibrant community life, we understand the importance of building a secure future. I'm June Marcia Williams, a licensed insurance producer right here in your community. My goal is to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents. I'm dedicated to providing clear, straightforward guidance so you can feel confident in your decisions for your family's financial well-being. (NPN: 17209549, Florida License No: W840529)

Homestead City Hall
Krome Avenue
Homestead-Miami Speedway

NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Homestead

1612 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Christian Duarte

Life Including Variable Annuity & Health

NPN 20642222 Licensed 2023

Abilio Ramos-Prieto

Life Including Variable Annuity & Health

NPN 20095354 Licensed 2021

Abraham Canales

Life Including Variable Annuity & Health

NPN 21544876 Licensed 2025

Abraham Frometa

Life Including Variable Annuity & Health

NPN 21593531 Licensed 2025

Ada Casanova Monzon

Life Including Variable Annuity & Health

NPN 21430892 Licensed 2025

Adelaide Esseline Negron

Life Including Variable Annuity & Health

NPN 17446515 Licensed 2014

Adianez Gonzalez Rodriguez

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20283899 Licensed 2022

Adiel Alvarado

Life Including Variable Annuity & Health

NPN 21661657 Licensed 2025

Adolfo A Arana

Life Including Variable Annuity & Health

NPN 3638723 Licensed 2022

Adrian Jose Fernandez

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18682591 Licensed 2018

Adrian Nones-Newman

Life Including Variable Annuity & Health

NPN 22164025 Licensed 2026

Adriana C Eppstein

Life Including Variable Annuity & Health

NPN 18233146 Licensed 2016

Adriana De Jesus Rondon Hernandez

Life Including Variable Annuity & Health

NPN 20088573 Licensed 2021

Adriana Maria Ferrer

Life Including Variable Annuity & Health

NPN 20084171 Licensed 2021

Adrianna Thomasina Storey

Life Including Variable Annuity & Health

NPN 17614657 Licensed 2015

Adriano Jose Ruiz-Carroz

Life Including Variable Annuity & Health

NPN 21319462 Licensed 2024

Agnes Aleman Nunez

Life Including Variable Annuity & Health

NPN 17842789 Licensed 2016

Agustin Hernandez

Life Including Variable Annuity & Health

NPN 508819 Licensed 2021

Agustina Annabelle Riofrio

Life Including Variable Annuity & Health

NPN 20556192 Licensed 2022

Aida M Carcamo

Life Including Variable Annuity & Health

NPN 19018614 Licensed 2019

Aileen Enriquez

Life Including Variable Annuity & Health

NPN 20409836 Licensed 2022

Aimee De Los Angeles De Gotor Barrio

Life Including Variable Annuity & Health

NPN 21483505 Licensed 2025

Aisha Cain

Life Including Variable Annuity & Health

NPN 21745789 Licensed 2025

Aixa Trespalacios

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 9397399 Licensed 2013

View all 1612 licensed accident & injury producers in Homestead →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Homestead regional market. Rates are localized using regional health baselines.

Official Homestead Resources

County Miami Dade County

Population ~79,996

Lack of insurance (18–64) 30.1%

FIPS code 1232275

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Homestead rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

3.2 20 reviews

Photos by Top Aerial Solutions , Amia Rosé , Mohammad Mohsin , Fidencio Nino via Google Maps

View on Google Maps

Homestead City Hall

Open now · Mon 8:00 AM – 5:00 PM

(305) 224-4400

cityofhomestead.com

100 NE Civic Ct, Homestead, FL 33030, USA

Recent Reviews

F Patti ★★★★★

"I've been there nice people great police force. No killing of animals horses everywhere beautiful place to live I grew up in the Everglades at 5 years old I know the Ellisons I was married 2 1. FWC kn…"

Molly Fisher ★★★★★

"Beautiful outdoor plaza! Lots of park benches. A nice place to come and sit in the sun and have peace of mind."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select your coverage level

Level 1
$300/day hospital · $50K AD&D

Level 2
$500/day hospital · $150K AD&D

Who needs coverage?

Individual

+ Spouse

+ Children

Family

What type of accident?

Hospital

Fracture

Dislocation

Emergency

AD&D

Other

Select an accident type to see benefit amounts.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted

Hospital: $300-$500/day
ICU: $600-$1,000/day
ER services covered
Ambulance (ground + air)
Physician office visits

Get Quote

Specific Injuries

Scheduled benefit per injury

Fractures: up to $4,800
Dislocations: up to $4,000
Burns: up to $10,000
Lacerations, concussions
Pain management + dental

Get Quote

AD&D + Disability

Accidental death & dismemberment

AD&D: $50K-$150K
Common carrier: up to $300K
Dismemberment schedule
Paralysis coverage
Optional disability income

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

🏨

Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

⚖️

Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Homestead

More Insurance Options in Homestead, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Accident & Injury Insurance in Homestead, FL

Homestead, FL — Your Local Producer

Licensed Accident & Injury Producers in Homestead

⚡ Accident & Injury Insurance Underwriting Scope

🏛️ Official Homestead Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Accident Insurance Options

Hospital & Emergency

Specific Injuries

AD&D + Disability

Everything You Need to Know About Accident Insurance

What Is Accident Insurance?

Hospital & ICU Benefits

The Injury Benefit Schedule

AD&D: Accidental Death & Dismemberment

Optional Disability Income

Florida Consumer Protections

More Insurance Options in Homestead, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Accident & Injury Insurance FAQ

How much does accident insurance pay?

Does this work with my health insurance?

Can I cover my whole family?

Are car accidents covered?

Is a medical exam required?

Also Serving Miami Dade County

Hialeah Coverage Guide

The Ives Estates Legacy Plan

Kendale Lakes Coverage Guide

Miami Life Protection

The Miami Beach Legacy Plan

Miami Gardens Financial Security

The Crossings Financial Security

The Hammocks Wealth Strategy

West Little River Coverage Guide

West Miami Life Protection

Big Pine Key Coverage Guide

The Duck Key Legacy Plan

Islamorada, Village of Islands Coverage Guide

Key Colony Beach Coverage Guide

Key West Financial Security

Layton Financial Security

Marathon Coverage Guide

Stock Island Financial Security

The Summerland Key Legacy Plan

Tavernier Wealth Strategy

Boulevard Gardens Coverage Guide

The Cooper City Legacy Plan

Fort Lauderdale Coverage Guide

Hallandale Coverage Guide

Hallandale Beach Financial Security

The Hollywood Legacy Plan

Lauderdale-by-the-Sea Coverage Guide

The Miramar Legacy Plan

Pompano Beach Wealth Strategy

Tamarac Wealth Strategy

Talk to a real person. Today.

Accident & Injury Insurance Underwriting Scope

Official Homestead Resources