June Marcia Williams

Your Insurance Agent in Homestead, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Homestead, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Homestead, FL

Lock in level premiums and protect your family's income.

Term life insurance for Homestead, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Homestead, FL

Homestead, FL — Your Local Producer

Hello to my neighbors in Homestead! Living here in Miami-Dade County, with our unique blend of agricultural heritage and vibrant community life, we understand the importance of building a secure future. I'm June Marcia Williams, a licensed insurance producer right here in your community. My goal is to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or coverage for critical illness or accidents. I'm dedicated to providing clear, straightforward guidance so you can feel confident in your decisions for your family's financial well-being. (NPN: 17209549, Florida License No: W840529)

Homestead City Hall
Krome Avenue
Homestead-Miami Speedway

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Homestead

1612 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Christian Duarte

Life Including Variable Annuity & Health

NPN 20642222 Licensed 2023

Abilio Ramos-Prieto

Life Including Variable Annuity & Health

NPN 20095354 Licensed 2021

Abraham Canales

Life Including Variable Annuity & Health

NPN 21544876 Licensed 2025

Abraham Frometa

Life Including Variable Annuity & Health

NPN 21593531 Licensed 2025

Ada Casanova Monzon

Life Including Variable Annuity & Health

NPN 21430892 Licensed 2025

Adelaide Esseline Negron

Life Including Variable Annuity & Health

NPN 17446515 Licensed 2014

Adianez Gonzalez Rodriguez

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20283899 Licensed 2022

Adiel Alvarado

Life Including Variable Annuity & Health

NPN 21661657 Licensed 2025

Adolfo A Arana

Life Including Variable Annuity & Health

NPN 3638723 Licensed 2022

Adrian Jose Fernandez

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18682591 Licensed 2018

Adrian Nones-Newman

Life Including Variable Annuity & Health

NPN 22164025 Licensed 2026

Adriana C Eppstein

Life Including Variable Annuity & Health

NPN 18233146 Licensed 2016

Adriana De Jesus Rondon Hernandez

Life Including Variable Annuity & Health

NPN 20088573 Licensed 2021

Adriana Maria Ferrer

Life Including Variable Annuity & Health

NPN 20084171 Licensed 2021

Adrianna Thomasina Storey

Life Including Variable Annuity & Health

NPN 17614657 Licensed 2015

Adriano Jose Ruiz-Carroz

Life Including Variable Annuity & Health

NPN 21319462 Licensed 2024

Agnes Aleman Nunez

Life Including Variable Annuity & Health

NPN 17842789 Licensed 2016

Agustin Hernandez

Life Including Variable Annuity & Health

NPN 508819 Licensed 2021

Agustina Annabelle Riofrio

Life Including Variable Annuity & Health

NPN 20556192 Licensed 2022

Aida M Carcamo

Life Including Variable Annuity & Health

NPN 19018614 Licensed 2019

Aileen Enriquez

Life Including Variable Annuity & Health

NPN 20409836 Licensed 2022

Aimee De Los Angeles De Gotor Barrio

Life Including Variable Annuity & Health

NPN 21483505 Licensed 2025

Aisha Cain

Life Including Variable Annuity & Health

NPN 21745789 Licensed 2025

Aixa Trespalacios

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 9397399 Licensed 2013

View all 1612 licensed term life producers in Homestead →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Homestead regional market. Rates are localized using regional health baselines.

Official Homestead Resources

County Miami Dade County

Population ~79,996

Lack of insurance (18–64) 30.1%

FIPS code 1232275

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Homestead rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

3.2 20 reviews

Photos by Top Aerial Solutions , Amia Rosé , Mohammad Mohsin , Fidencio Nino via Google Maps

View on Google Maps

Homestead City Hall

Open now · Mon 8:00 AM – 5:00 PM

(305) 224-4400

cityofhomestead.com

100 NE Civic Ct, Homestead, FL 33030, USA

Recent Reviews

F Patti ★★★★★

"I've been there nice people great police force. No killing of animals horses everywhere beautiful place to live I grew up in the Everglades at 5 years old I know the Ellisons I was married 2 1. FWC kn…"

Molly Fisher ★★★★★

"Beautiful outdoor plaza! Lots of park benches. A nice place to come and sit in the sun and have peace of mind."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

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Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Homestead

More Insurance Options in Homestead, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Homestead?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Homestead, FL

Homestead, FL — Your Local Producer

Licensed Term Life Producers in Homestead

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Homestead Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Homestead, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Homestead?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Homestead Resources