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Home›Florida›Miami Dade County›Miami Beach

June Marcia Williams — Licensed Insurance Agent in Miami Beach, FL
June Marcia Williams
Your Insurance Agent in Miami Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Miami Beach, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Miami Beach

Dedicated Coverage Options from Final Expense to Term Life in Miami Dade County

The Smart Choice for Dependable Life Insurance in Miami Beach, FL

Your local licensed agent in Miami Beach, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Miami Beach, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Miami Beach, FL

Miami Beach, FL — Your Local Producer

Hello, Miami Beach! In a city known for its vibrant energy and stunning coastline, planning for your family's future is just as important as enjoying today's sunshine. I'm June Marcia Williams, a fellow Floridian and your local licensed insurance producer, dedicated to serving my neighbors here in Miami-Dade County. I understand the unique lifestyle and considerations that come with living in this beautiful area. My goal is to help you navigate your options for life insurance and other personal policies with clarity, ensuring your loved ones are protected. As an individual producer (NPN: 17209549, FL License No: W840529), I offer personalized guidance.

  • South Pointe Park
  • Lincoln Road Mall
  • Lummus Park
NPN17209549FL LicenseW840529

Miami Beach is home to approximately 82,400 residents in Miami Dade County, with a median age of 42.3 and a median household income of $65,100. About 37% of homes are owner-occupied; the median home value is $532,000. 51% of adults hold a bachelor's degree or higher; households with children make up 16%; veterans comprise 2% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Miami Beach households.

How Miami Beach compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS MIAMI BEACH · 82K RESIDENTS
Miami Dade County vs Miami Beach — population comparison Miami Dade County: 2,688,237 residents. Miami Beach: 82,400 residents, 3.1% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
82,400 MIAMI BEACH RESIDENTS ↳ 3.1% of Miami Dade County residents
Underwriting Guidelines

What rate class can Miami Beach applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Miami Beach. Within Miami Dade County's ~2,687,000 residents — including the 25.6% currently without health coverage — 18.0% of adults manage arthritis and 7.7% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Miami Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Homestead Base →

📊 Top Health Considerations (CDC)

Top Health Considerations for Miami Beach (CITY) High cholesterol: 37%. High blood pressure: 31.7%. Obesity: 23.6%. Diagnosed diabetes: 11.6%. Current cigarette smoking: 7.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIAMI BEACH High cholesterol 37.0% High blood pressure 31.7% Obesity 23.6% Diagnosed diabetes 11.6% Current cigarette smoking 7.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~82,400
Lack of health insurance (18–64) 12.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1245025
Google Maps
3.5 92 reviews
"Miami Beach government facility in Convention Center complex, at site of historic 1927 landmark." Google editorial · Miami Beach City Hall
Miami Beach City Hall photo 1Miami Beach City Hall photo 2Miami Beach City Hall photo 3Miami Beach City Hall photo 4
Photos by Zoshua Colah , Jelvin Rivas , LYN0M , Dianne S via Google Maps
View on Google Maps
Miami Beach City Hall
Open now · Mon 8:30 AM – 6:00 PM
(305) 673-7000
miamibeachfl.gov .GOV
1700 Convention Ctr Dr, Miami Beach, FL 33139, USA
Recent Reviews
Dianne S ★★★★★
"Not a review about the actual city hall service, just for the exterior of the building. Well-kept & in a quiet part of town that is center to the Miami Beach area. Love that the city cats hang out her…"
World Citizen ★☆☆☆☆
"Trolley, I would rather pay $1 a trip than have the actual Trolley ride. Do officials ever take it ? Does anyone ever make tests ? Mystery rides to see what it is ? Schedules are totally disorganized …"
Available in Miami Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Miami Beach.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Miami Beach

30 Cities · 3 Counties
Monroe County10
Duck KeyIslamorada, Village of IslandsKey Colony BeachKey LargoKey WestMarathonNorth Key LargoStock IslandSummerland KeyTavernier
Miami Dade CountyHome10
Country ClubHialeahIves EstatesKendale LakesMiami GardensQuail HeightsThe CrossingsThe HammocksWest Little RiverWest Miami
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodMiramarPompano BeachRoosevelt GardensTamarac
Official Resources

Know your rights in Miami Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Miami Beach insurance — answered.

💰

How much does life insurance cost in Miami Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Miami Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Miami Beach?

Yes. June serves all of Miami Beach and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
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