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Home›Florida›Monroe County›Duck Key

June Marcia Williams — Licensed Insurance Agent in Duck Key, FL
June Marcia Williams
Your Insurance Agent in Duck Key, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Duck Key, FL...
National Producer No.
17209549
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Life Insurance in Duck Key, FL

Dedicated Coverage Options from Final Expense to Term Life in Monroe County

The Smart Choice for Dependable Life Insurance in Duck Key, FL

Your local licensed agent in Duck Key, Monroe County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Duck Key, Monroe County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Duck Key, FL

Duck Key, FL — Your Local Producer

Hello, Duck Key neighbors! Life here in Monroe County is truly special, defined by our unique island lifestyle and close-knit community. As a licensed insurance producer, I'm dedicated to helping my fellow residents protect what matters most. Whether you're thinking about securing your family's future with Term or Whole Life insurance, planning for final expenses, or exploring options for critical illness or accident coverage, I'm here to guide you. My goal is to provide clear, personalized information so you can make confident decisions. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I look forward to serving our community.

  • Duck Key Drive
  • Hawks Cay Resort
  • Tom's Harbor Cut Bridge
NPN17209549FL LicenseW840529

Duck Key is home to approximately 731 residents in Monroe County, with a median age of 63.9 and a median household income of $124,000. About 88% of homes are owner-occupied; the median home value is $1,053,000. 49% of adults hold a bachelor's degree or higher; households with children make up 5%; veterans comprise 16% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Duck Key households.

How Duck Key compares to Monroe County

MONROE COUNTY · 82K RESIDENTS DUCK KEY · 731 RESIDENTS
Monroe County vs Duck Key — population comparison Monroe County: 82,044 residents. Duck Key: 731 residents, 0.9% of Monroe County population.
82,044 MONROE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
731 DUCK KEY RESIDENTS ↳ 0.9% of Monroe County residents
Underwriting Guidelines

Can I get life insurance with obesity in Duck Key, FL?

Coverage is widely available. Duck Key sits within Monroe County (population ~82,000, 13.5% uninsured), where 26.2% of adults have obesity alongside 20.6% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Key West →

📊 Top Health Considerations (CDC)

Top Health Considerations for Duck Key (CITY) High cholesterol: 41.2%. High blood pressure: 37.8%. Obesity: 26.2%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 12.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DUCK KEY High cholesterol 41.2% High blood pressure 37.8% Obesity 26.2% Diagnosed diabetes 13.3% Current cigarette smoking 12.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monroe County Gov Portal .GOV
Population ~731
Lack of health insurance (18–64) 15.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1218425
Google Maps
4.2 45 reviews
Key West City Hall photo 1Key West City Hall photo 2Key West City Hall photo 3Key West City Hall photo 4
Photos by Ariel Wang , alicia cornejo , Rafael Figueroa , Peggy Adkins via Google Maps
View on Google Maps
Key West City Hall
Open now · Mon 8:00 AM – 5:00 PM
(305) 809-3700
cityofkeywest-fl.gov .GOV
1300 White St, Key West, FL 33040, USA
Recent Reviews
jason hoegle ★★★★★
"The Josephine Parker City Hall at Historic Glynn R. Archer School is a very nicely restored historic building that houses the City staff of the Key West local government. It is a platinum LEED buildi…"
Miguel Verdugo Baylon ★★★★★
"Nice place to visit and walk around"
Available in Duck Key

Life Insurance Products in Duck Key, FL

9 insurance products available in Duck Key

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monroe County and Nearby Florida Counties

Life Insurance by City Near Duck Key, FL

340 licensed producers on public record in Monroe County.

🌟 Cities Served near Duck Key

28 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Monroe CountyHome10
Big Pine KeyIslamoradaIslamorada, Village of IslandsKey Colony BeachKey WestLaytonMarathonStock IslandSummerland KeyTavernier
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
Official Resources

Know your rights in Duck Key.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Duck Key Life Insurance Questions

💰

How much does life insurance cost in Duck Key?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Duck Key
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Duck Key?

Yes. June serves all of Duck Key and every municipality in Monroe County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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