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Home›Florida›Miami Dade County›The Crossings

June Marcia Williams — Licensed Insurance Agent in The Crossings, FL
June Marcia Williams
Your Insurance Agent in The Crossings, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing The Crossings, FL...
National Producer No.
17209549
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Life Insurance in The Crossings, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in The Crossings Without the Complexity

Your local licensed agent in The Crossings, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for The Crossings, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · The Crossings, FL

The Crossings, FL — Your Local Producer

Hello to my neighbors in The Crossings. Living in our unique corner of Miami-Dade County comes with a wonderful sense of community and a vibrant lifestyle. As your local licensed insurance producer, I'm dedicated to helping families right here protect their financial futures. My name is June Marcia Williams, and I offer personalized guidance on a range of options, from Term and Whole Life to Final Expense and supplemental plans like Critical Illness or Accident & Injury. My goal is to help you understand your choices so you can feel confident. (NPN: 17209549, Florida License No: W840529)

  • The Crossings Country Club
  • Calusa Elementary School
  • The Crossings Shopping Village
NPN17209549FL LicenseW840529

The Crossings is home to approximately 22,700 residents in Miami Dade County, with a median age of 43.5 and a median household income of $82,600. About 74% of homes are owner-occupied; the median home value is $380,000. 38% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 1% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit The Crossings households.

How The Crossings compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS THE CROSSINGS · 23K RESIDENTS
Miami Dade County vs The Crossings — population comparison Miami Dade County: 2,688,237 residents. The Crossings: 22,708 residents, 0.8% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
22,708 THE CROSSINGS RESIDENTS ↳ 0.8% of Miami Dade County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in The Crossings, FL?

Yes. Miami Dade County's health profile — 2,688,000 residents, 25.6% uninsured, 35.3% adults with high cholesterol, 27.2% with obesity — shapes how A-rated carriers tier rate classes for The Crossings applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Richmond Heights →

📊 Top Health Considerations (CDC)

Top Health Considerations for The Crossings (CITY) High cholesterol: 35.3%. High blood pressure: 30.4%. Obesity: 27.2%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 8.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · THE CROSSINGS High cholesterol 35.3% High blood pressure 30.4% Obesity 27.2% Diagnosed diabetes 13.5% Current cigarette smoking 8.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~22,708
Lack of health insurance (18–64) 22.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1271567
Google Maps
4.5 1211 reviews
The Crossings Shopping Village photo 1The Crossings Shopping Village photo 2The Crossings Shopping Village photo 3The Crossings Shopping Village photo 4
Photos by Achille Vassallo , Ethna Meyer , Luis M , Adiela Guerra via Google Maps
View on Google Maps
The Crossings Shopping Village
Open now · Mon Open 24 hours
(305) 386-6359
cfproperties.com
13047 SW 112th St, Miami, FL 33186, USA
Recent Reviews
Jacqueline Beharry ★★★★★
"Lovely small eating places.shops.a publix bank McDonald's"
Oscar A ★★★★★
"There is everything you need here, my hair place, supermarket, pharmacy, restaurants, vet, barber shop, Gym, very clean and plenty of parking."
Available in The Crossings

Life Insurance Products in The Crossings, FL

9 insurance products available in The Crossings

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near The Crossings, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near The Crossings

28 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensOlympia HeightsThe HammocksWest Little RiverWest Miami
Monroe County10
Big Pine KeyDuck KeyIslamorada, Village of IslandsKey Colony BeachKey WestLaytonMarathonStock IslandSummerland KeyTavernier
Official Resources

Know your rights in The Crossings.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

The Crossings Life Insurance Questions

💰

How much does life insurance cost in The Crossings?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

The Crossings
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of The Crossings?

Yes. June serves all of The Crossings and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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