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Home›Florida›Monroe County›Big Pine Key

June Marcia Williams — Licensed Insurance Agent in Big Pine Key, FL
June Marcia Williams
Your Insurance Agent in Big Pine Key, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Big Pine Key, FL...
National Producer No.
17209549
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Life Insurance in Big Pine Key, FL

Dedicated Coverage Options from Final Expense to Term Life in Monroe County

The Smart Choice for Dependable Life Insurance in Big Pine Key, FL

Your local licensed agent in Big Pine Key, Monroe County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Big Pine Key, Monroe County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Big Pine Key, FL

Big Pine Key, FL — Your Local Producer

Living here in Big Pine Key, we know life is about enjoying the unique beauty and relaxed pace of Monroe County. Protecting that lifestyle for your family is my priority. I'm June Marcia Williams, a licensed insurance producer right here in Florida, and I'm dedicated to helping my neighbors find the right personal insurance coverage. Whether you're considering Term Life, Final Expense, or plans for critical illness or injury, I can help you navigate your options. Let's work together to secure your family's future so you can focus on what matters most. (NPN: 17209549, FL License: W840529)

  • National Key Deer Refuge Visitor Center
  • Blue Hole
  • Big Pine Community Park
NPN17209549FL LicenseW840529

Big Pine Key is home to approximately 4,500 residents in Monroe County, with a median age of 53.3 and a median household income of $74,400. About 83% of homes are owner-occupied; the median home value is $456,000. 28% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Big Pine Key households.

How Big Pine Key compares to Monroe County

MONROE COUNTY · 82K RESIDENTS BIG PINE KEY · 5K RESIDENTS
Monroe County vs Big Pine Key — population comparison Monroe County: 82,044 residents. Big Pine Key: 4,502 residents, 5.5% of Monroe County population.
82,044 MONROE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,502 BIG PINE KEY RESIDENTS ↳ 5.5% of Monroe County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Big Pine Key, FL?

Coverage is widely available. Big Pine Key sits within Monroe County (population ~82,000, 13.5% uninsured), where 13.9% of adults have current cigarette smoking alongside 42.9% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Key Colony Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Big Pine Key (CITY) High cholesterol: 42.9%. High blood pressure: 39.9%. Obesity: 26.3%. Diagnosed diabetes: 13.6%. Current cigarette smoking: 13.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BIG PINE KEY High cholesterol 42.9% High blood pressure 39.9% Obesity 26.3% Diagnosed diabetes 13.6% Current cigarette smoking 13.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monroe County Gov Portal .GOV
Population ~4,502
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1206425
Google Maps
Big Pine Key photo 1Big Pine Key photo 2Big Pine Key photo 3Big Pine Key photo 4
Photos by Shannon Martin , Strange Adventures , Bobby , Clay E via Google Maps
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Big Pine Key
Big Pine Key, FL 33043, USA
Available in Big Pine Key

Life Insurance Products in Big Pine Key, FL

9 insurance products available in Big Pine Key

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monroe County and Nearby Florida Counties

Life Insurance by City Near Big Pine Key, FL

340 licensed producers on public record in Monroe County.

🌟 Cities Served near Big Pine Key

30 Cities · 3 Counties
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
Monroe CountyHome10
Duck KeyIslamoradaIslamorada, Village of IslandsKey Colony BeachKey WestLaytonMarathonStock IslandSummerland KeyTavernier
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Big Pine Key, Florida

Florida DFS public records show 23 actively licensed insurance producers with business addresses in Big Pine Key (Monroe County County). 12 hold Life & Health authority; 12 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

23Licensed producers
12Life & Health
12General Lines (P&C)

Browse producers by line

Life & Health Agents
12 producers · life-authorised
General Lines (Property & Casualty)
12 producers · 2-20

Featured licensed producers

Browse all →
RD
Randolph Guy Dudley
Life Including Variable Annuity & Health
NPN 548140 Licensed 1987
RH
Rebecca Nina Horan
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7528211 Licensed 2005
LV
Leslie Valant
Life Including Variable Annuity & Health
NPN 15650515 Licensed 2010
DM
Dawn Mcgroarty
Life Including Variable Annuity & Health
NPN 19871742 Licensed 2021
TH
Timothy Raymond Hampson
General Lines (Property & Casualty)
NPN 508833 Licensed 1982
AS
Amanda Summer Shore
General Lines (Property & Casualty)
NPN 9747042 Licensed 2007

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Big Pine Key.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Big Pine Key Life Insurance Questions

💰

How much does life insurance cost in Big Pine Key?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Big Pine Key
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Big Pine Key?

Yes. June serves all of Big Pine Key and every municipality in Monroe County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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