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June Marcia Williams β€” Licensed Insurance Agent in Port St. Joe, FL
June Marcia Williams
Your Insurance Agent in Port St. Joe, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Port St. Joe, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in Port St. Joe, FL

Securing Families Across Gulf County with 9 Tailored Product Lines

Why Port St. Joe Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Port St. Joe, Gulf County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Port St. Joe, Gulf County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Port St. Joe, FL

Port St. Joe, FL β€” Your Local Producer

Hello Port St. Joe! I love the resilient spirit and coastal charm that make Gulf County such a special place to call home. Life along the Forgotten Coast moves at its own pace, and your family’s financial security should be built to match. My name is June Marcia Williams, and as a licensed insurance producer, I help my neighbors understand their options for personal policies like term life, final expense, and critical illness coverage. I'm here to provide clear, straightforward guidance so you can make confident decisions for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Cape San Blas Lighthouse
  • Frank Pate Park
  • Port St. Joe City Hall
NPN17209549FL LicenseW840529

Port St. Joe is home to approximately 3,500 residents in Gulf County, with a median age of 52.1 and a median household income of $59,400. About 79% of homes are owner-occupied; the median home value is $233,000. 28% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Port St. Joe households.

How Port St. Joe compares to Gulf County

GULF COUNTY Β· 15K RESIDENTS PORT ST. JOE Β· 4K RESIDENTS
Gulf County vs Port St. Joe β€” population comparison Gulf County: 15,002 residents. Port St. Joe: 3,533 residents, 23.6% of Gulf County population.
15,002 GULF COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
3,533 PORT ST. JOE RESIDENTS ↳ 23.6% of Gulf County residents

Are Port St. Joe residents with obesity able to qualify for life insurance?

Yes. Gulf County's health profile β€” 15,000 residents, 13.0% uninsured, 32.9% adults with obesity, 42.6% with high blood pressure β€” shapes how A-rated carriers tier rate classes for Port St. Joe applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Port Saint Joe β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Port St. Joe (CITY) High cholesterol: 43.5%. High blood pressure: 42.6%. Obesity: 32.9%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 12%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· PORT ST. JOE High cholesterol 43.5% High blood pressure 42.6% Obesity 32.9% Diagnosed diabetes 14.2% Current cigarette smoking 12.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~3,533
Lack of health insurance (18–64) 8.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1258675
Google Maps
1.8 4 reviews
Port St Joe City Hall
Open now Β· Mon 8:00β€―AM – 5:00β€―PM
(850) 229-8261
305 Cecil G. Costin Sr. Blvd, Port St Joe, FL 32456, USA
Recent Reviews
Theresa Schaefer β˜…β˜…β˜†β˜†β˜†
"accidentally paid twice for the boat ramp for the same day. Went to city hall ,explained what happened, Mike said no problem,said we could use the second one for the next day,but due to the weather we…"
Jimmy Landers β˜…β˜†β˜†β˜†β˜†
"They running a scam over there! They started charging $20 to use the public boat launch and didn't put up any signage. Then wrote everyone that didn't know about it $150 tickets!! Very shady"

Life Insurance Products in Port St. Joe, FL

9 insurance products available in Port St. Joe

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Port St. Joe, FL

52 licensed producers on public record in Gulf County.

🌟 Cities Served near Port St. Joe

13 Cities Β· 3 Counties
Franklin County6
Gulf CountyHome2
Liberty County5
πŸ›οΈ Know Your Agent Β· Public Record Directory

Licensed Insurance Agents in Port St. Joe, Florida

Florida DFS public records show 27 actively licensed insurance producers with business addresses in Port St. Joe (Gulf County County). 19 hold Life & Health authority; 12 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

27Licensed producers
19Life & Health
12General Lines (P&C)

Browse producers by line

Featured licensed producers

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Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. Β§119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Know your rights in Port St. Joe.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV

Port St. Joe Life Insurance Questions

πŸ’°

How much does life insurance cost in Port St. Joe?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Port St. Joe
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Port St. Joe?

Yes. June serves all of Port St. Joe and every municipality in Gulf County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

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