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June Marcia Williams — Licensed Insurance Agent in Port St. Joe, FL
June Marcia Williams
Your Insurance Agent in Port St. Joe, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Port St. Joe, FL...
National Producer No.
17209549
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Trusted Life Insurance in Port St. Joe, FL | Local Expert

Securing Families Across Gulf County with 9 Tailored Product Lines

Why Port St. Joe Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Port St. Joe, Gulf County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Port St. Joe, Gulf County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Port St. Joe, FL

Port St. Joe, FL — Your Local Producer

Hello Port St. Joe! I love the resilient spirit and coastal charm that make Gulf County such a special place to call home. Life along the Forgotten Coast moves at its own pace, and your family’s financial security should be built to match. My name is June Marcia Williams, and as a licensed insurance producer, I help my neighbors understand their options for personal policies like term life, final expense, and critical illness coverage. I'm here to provide clear, straightforward guidance so you can make confident decisions for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Cape San Blas Lighthouse
  • Frank Pate Park
  • Port St. Joe City Hall
NPN17209549FL LicenseW840529

Port St. Joe is home to approximately 3,500 residents in Gulf County, with a median age of 52.1 and a median household income of $59,400. About 79% of homes are owner-occupied; the median home value is $233,000. 28% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Port St. Joe households.

How Port St. Joe compares to Gulf County

GULF COUNTY · 15K RESIDENTS PORT ST. JOE · 4K RESIDENTS
Gulf County vs Port St. Joe — population comparison Gulf County: 15,002 residents. Port St. Joe: 3,533 residents, 23.6% of Gulf County population.
15,002 GULF COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,533 PORT ST. JOE RESIDENTS ↳ 23.6% of Gulf County residents
Underwriting Guidelines

Are Port St. Joe residents with obesity able to qualify for life insurance?

Yes. Gulf County's health profile — 16,000 residents, 13.0% uninsured, 32.9% adults with obesity, 42.6% with high blood pressure — shapes how A-rated carriers tier rate classes for Port St. Joe applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Port St. Joe families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Port Saint Joe →

📊 Top Health Considerations (CDC)

Top Health Considerations for Port St. Joe (CITY) High cholesterol: 43.5%. High blood pressure: 42.6%. Obesity: 32.9%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 12%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PORT ST. JOE High cholesterol 43.5% High blood pressure 42.6% Obesity 32.9% Diagnosed diabetes 14.2% Current cigarette smoking 12.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Gulf County Gov Portal .GOV
Population ~3,533
Lack of health insurance (18–64) 8.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1258675
Google Maps
1.8 4 reviews
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Port St Joe City Hall
Open now · Mon 8:00 AM – 5:00 PM
(850) 229-8261
cityofportstjoe.com
305 Cecil G. Costin Sr. Blvd, Port St Joe, FL 32456, USA
Recent Reviews
Theresa Schaefer ★★☆☆☆
"accidentally paid twice for the boat ramp for the same day. Went to city hall ,explained what happened, Mike said no problem,said we could use the second one for the next day,but due to the weather we…"
Jimmy Landers ★☆☆☆☆
"They running a scam over there! They started charging $20 to use the public boat launch and didn't put up any signage. Then wrote everyone that didn't know about it $150 tickets!! Very shady"
Available in Port St. Joe

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Gulf County and Neighboring Florida Counties

Cities served near Port St. Joe.

June Marcia Williams writes life insurance and supplemental health policies across Gulf County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Port St. Joe

13 Cities · 3 Counties
Franklin County6
ApalachicolaCarrabelleEastpointLanark VillageSaint George IslSt. George Island
Gulf CountyHome2
Port Saint JoeWewahitchka
Liberty County5
BristolHosfordLake MysticSumatraTelogia
Official Resources

Know your rights in Port St. Joe.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Port St. Joe insurance — answered.

💰

How much does life insurance cost in Port St. Joe?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Port St. Joe
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Port St. Joe?

Yes. June serves all of Port St. Joe and every municipality in Gulf County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
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