June Marcia Williams

Your Insurance Agent in Punta Gorda, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Punta Gorda, FL...

National Producer No.

17209549

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Life Insurance in Punta Gorda, FL

Securing Families Across Charlotte County with 9 Tailored Product Lines

Why Punta Gorda Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Punta Gorda, Charlotte County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Punta Gorda, Charlotte County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Punta Gorda, FL

Punta Gorda, FL — Your Local Producer

For my neighbors in beautiful Punta Gorda, enjoying the peaceful waterfront lifestyle is what makes living here so special. As you plan for your future in our unique corner of Charlotte County, it's wise to consider how to protect your loved ones and financial well-being. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping individuals and families navigate their options. I offer personal guidance on a range of products, including Term, Whole, and Universal Life, Final Expense, and supplemental health plans. Let's work together to find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

Fishermen's Village
Laishley Park
Punta Gorda History Park

NPN17209549FL LicenseW840529

Punta Gorda is home to approximately 19,600 residents in Charlotte County, with a median age of 66.3 and a median household income of $75,900. About 82% of homes are owner-occupied; the median home value is $446,000. 39% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 11% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Punta Gorda households.

How Punta Gorda compares to Charlotte County

CHARLOTTE COUNTY · 190K RESIDENTS PUNTA GORDA · 20K RESIDENTS

189,900 CHARLOTTE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

19,605 PUNTA GORDA RESIDENTS ↳ 10.3% of Charlotte County residents

Underwriting Guidelines

Does arthritis affect life insurance rates in Punta Gorda, FL?

Punta Gorda applicants with arthritis qualify routinely. The local risk pool — Charlotte County's ~190,000 residents, 11.4% without health coverage — shows 38.5% adult prevalence of arthritis and 50.2% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Manasota Key →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Charlotte County Gov Portal .GOV

Population ~19,605

Lack of health insurance (18–64) 9.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1259200

2.1 13 reviews

Photos by Alicia Oates , EtownStickly , Thomas C. Pendl , matthew greeenwood via Google Maps

View on Google Maps

Punta Gorda City Hall

Open now · Mon 8:30 AM – 4:30 PM

(941) 575-3302

ci.punta-gorda.fl.us

326 W Marion Ave, Punta Gorda, FL 33950, USA

Recent Reviews

matthew greeenwood ★★★★★

"Beat lines and get in get out get done with your work this place awesome people there fast what should take two weeks takes twenty four hour turnaround and they tell you if you take two weeks but comp…"

Janice Pope ★☆☆☆☆

"The city of Punta Gorda is very beautiful but I would never ever come back there to live. I feel like the city courthouse downtown Punta Gorda back in 2020 I hurt myself I was bleeding real bad I went…"

Available in Punta Gorda

Life Insurance Products in Punta Gorda, FL

9 insurance products available in Punta Gorda

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Charlotte County and Nearby Florida Counties

Life Insurance by City Near Punta Gorda, FL

1,369 licensed producers on public record in Charlotte County.

🌟 Cities Served near Punta Gorda

29 Cities · 3 Counties

Hardee County9

Bowling Green Fort Green Fort Green Springs Gardner Lemon Grove Limestone Ona Wauchula Zolfo Springs

Charlotte CountyHome10

Charlotte Harbor Charlotte Park Cleveland Grove City Harbour Heights Manasota Key Placida Port Charlotte Rotonda Solana

Manatee County10

Anna Maria Bayshore Gardens Braden River Bradenton Bradenton Beach College Plaza Holmes Beach Palmetto Terra Ceia West Bradenton

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Punta Gorda, Florida

Florida DFS public records show 507 actively licensed insurance producers with business addresses in Punta Gorda (Charlotte County County). 431 hold Life & Health authority; 129 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

507Licensed producers

431Life & Health

129General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Melvin Dennis Schursky

Life Including Variable Annuity & Health

NPN 2001255 Licensed 2018

Jeffrey Leon Leedy

Life Including Variable Annuity & Health

NPN 3300404 Licensed 2000

Molly Schibly Cataldo

Life Including Variable Annuity & Health

NPN 1642814 Licensed 1998

Daniel Robert Lodes

Life Including Variable Annuity & Health

NPN 2736752 Licensed 2003

James Henry Nolan

General Lines (Property & Casualty)

NPN 423964 Licensed 1996

Kristen Gay Hitchens

General Lines (Property & Casualty)

NPN 3578845 Licensed 2024

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Punta Gorda.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Punta Gorda Life Insurance Questions

💰

How much does life insurance cost in Punta Gorda?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Punta Gorda

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Punta Gorda?

Yes. June serves all of Punta Gorda and every municipality in Charlotte County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Punta Gorda, FL

Securing Families Across Charlotte County with 9 Tailored Product Lines

Why Punta Gorda Residents Rely on June for Complete Peace of Mind

Punta Gorda, FL — Your Local Producer

How Punta Gorda compares to Charlotte County

Does arthritis affect life insurance rates in Punta Gorda, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Punta Gorda, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Punta Gorda, FL

🌟 Cities Served near Punta Gorda

Licensed Insurance Agents in Punta Gorda, Florida

Browse producers by line

Featured licensed producers

Know your rights in Punta Gorda.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Punta Gorda Life Insurance Questions

How much does life insurance cost in Punta Gorda?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Punta Gorda?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources